Health-related benefits: Access

Table 42. Health-related benefits: Access, civilian workers,1
National Compensation Survey, March 2013

(All workers = 100 percent)

Characteristics

Long-term
care
insurance2

Retiree healthcare
benefits3

Under age
65

Age 65 and
over

All workers

18

24

22

Worker characteristics

     

Management, professional, and related

29

38

35

    Management, business, and financial

34

36

33

    Professional and related

27

38

36

        Teachers

26

62

56

            Primary, secondary, and special education
             school teachers

20

66

58

        Registered nurses

26

23

18

Service

10

14

12

    Protective service

18

47

41

Sales and office

17

22

20

    Sales and related

11

15

14

    Office and administrative support

21

25

23

Natural resources, construction, and maintenance

13

20

18

    Construction, extraction, farming, fishing, and
     forestry

7

19

17

    Installation, maintenance, and repair

19

21

20

Production, transportation, and material moving

11

18

16

    Production

10

17

15

    Transportation and material moving

13

20

16

Full time

21

28

25

Part time

8

12

11

Union

24

59

52

Nonunion

17

18

17

Average wage within the following categories:4

     

    Lowest 25 percent

7

8

7

        Lowest 10 percent

5

5

5

    Second 25 percent

14

21

18

    Third 25 percent

21

29

26

    Highest 25 percent

32

42

39

        Highest 10 percent

37

45

42

Establishment characteristics

     

Goods-producing industries

13

20

18

Service-providing industries

19

25

23

    Education and health services

22

35

31

        Educational services

29

62

57

            Elementary and secondary schools

20

66

60

            Junior colleges, colleges, and universities

53

63

61

        Healthcare and social assistance

17

15

12

            Hospitals

30

30

23

    Public administration

27

73

69

1 to 99 workers

8

8

7

    1 to 49 workers

7

6

6

    50 to 99 workers

12

12

11

100 workers or more

27

39

36

    100 to 499 workers

18

25

23

    500 workers or more

35

53

49

Geographic areas

     

New England

16

25

25

Middle Atlantic

15

25

23

East North Central

16

24

22

West North Central

15

22

18

South Atlantic

22

24

20

East South Central

22

29

24

West South Central

18

26

22

Mountain

17

21

21

Pacific

19

23

23

1Includes workers in the private nonfarm economy except those in private households, and
workers in the public sector, except the federal government. See Technical Note for further explanation.

2A health plan that provides long-term (more than 1 year) custodial care, home care, or nursing
home care. The plan, although sponsored by the employer, may be fully paid for by the employee.

3A health plan that provides coverage to a retiree beyond what is mandated by COBRA or other
health continuation laws. The plan, although sponsored by the employer, may be fully paid for by the
employee.

4Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold.  The
categories were formed using percentile estimates generated using data from the National
Compensation Survey publication, "Employer Costs for Employee Compensation - March 2013."


NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.