Long-term disability plans: Employee contribution requirement

Table 28. Long-term disability plans: Employee contribution
requirement, civilian workers,1 National Compensation Survey, March
2013

(All workers with long-term disability coverage = 100 percent)

Characteristics

Employee
contribution
required

Employee
contribution not
required

All workers

10

90

Worker characteristics

   

Management, professional, and related

10

90

    Management, business, and financial

8

92

    Professional and related

12

88

        Teachers

18

82

            Primary, secondary, and special education
             school teachers

21

79

        Registered nurses

11

89

Service

13

87

    Protective service

20

80

Sales and office

9

91

    Sales and related

9

91

    Office and administrative support

9

91

Natural resources, construction, and maintenance

10

90

    Installation, maintenance, and repair

11

89

Production, transportation, and material moving

6

94

    Production

7

93

    Transportation and material moving

5

95

Full time

10

90

Part time

7

93

Union

13

87

Nonunion

9

91

Average wage within the following categories:2

   

    Lowest 25 percent

11

89

        Lowest 10 percent

6

94

    Second 25 percent

9

91

    Third 25 percent

9

91

    Highest 25 percent

10

90

        Highest 10 percent

10

90

Establishment characteristics

   

Goods-producing industries

8

92

Service-providing industries

10

90

    Education and health services

12

88

        Educational services

17

83

            Elementary and secondary schools

20

80

            Junior colleges, colleges, and universities

13

87

        Healthcare and social assistance

8

92

            Hospitals

10

90

    Public administration

17

83

1 to 99 workers

7

93

    1 to 49 workers

6

94

    50 to 99 workers

8

92

100 workers or more

11

89

    100 to 499 workers

9

91

    500 workers or more

12

88

Geographic areas

   

New England

5

95

Middle Atlantic

8

92

East North Central

12

88

West North Central

9

91

South Atlantic

10

90

East South Central

8

92

West South Central

9

91

Pacific

6

94

1Includes workers in the private nonfarm economy except those in private households, and workers in
the public sector, except the federal government. See Technical Note for further explanation.

2Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold.  The categories
were formed using percentile estimates generated using data from the National Compensation Survey
publication, "Employer Costs for Employee Compensation - March 2013."


NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans,
key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20122013.htm.