Medical care benefits, family coverage: Employer and employee premiums by employee contribution requirement

Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2013

(All workers with family coverage medical care benefits = 100 percent)

Characteristics

Total

Employee contribution not
required

Employee contribution required

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Average
flat monthly
employee
contribution

All workers

100

$901.06

9

$1,164.15

91

$874.44

$442.55

Worker characteristics

             

Management, professional, and related

100

952.61

8

1,234.18

92

926.91

441.09

    Management, business, and financial

100

962.92

7

1,328.05

93

935.10

426.27

    Professional and related

100

947.97

9

1,200.73

91

923.14

447.90

        Teachers

100

920.38

13

1,228.72

87

875.58

519.91

            Primary, secondary, and special education
             school teachers

100

909.25

15

1,227.53

85

853.68

551.76

        Registered nurses

100

991.54

4

1,214.85

96

982.16

419.15

Service

100

819.94

9

1,120.26

91

790.74

490.98

    Protective service

100

1,014.50

9

1,183.27

91

998.20

Sales and office

100

845.08

7

1,003.16

93

832.45

447.66

    Sales and related

100

720.06

5

860.50

95

712.43

454.43

    Office and administrative support

100

897.02

8

1,039.75

92

884.03

444.75

Natural resources, construction, and maintenance

100

909.77

17

1,245.15

83

839.29

464.24

    Construction, extraction, farming, fishing, and
     forestry

100

926.89

25

1,234.12

75

824.31

464.19

    Installation, maintenance, and repair

100

896.11

11

1,264.73

89

849.39

464.27

Production, transportation, and material moving

100

929.63

10

1,173.26

90

902.53

385.89

    Production

100

944.06

8

1,195.56

92

923.18

367.27

    Transportation and material moving

100

913.08

13

1,157.83

87

877.46

408.50

Full time

100

910.66

9

1,193.19

91

882.20

439.50

Part time

100

751.52

10

740.48

90

752.72

490.23

Union

100

1,102.64

25

1,194.11

75

1,072.58

385.56

Nonunion

100

847.24

5

1,124.90

95

832.51

454.60

Average wage within the following categories:2

             

    Lowest 25 percent

100

693.27

6

803.09

94

686.64

526.89

        Lowest 10 percent

100

619.94

8

638.39

92

618.30

    Second 25 percent

100

835.41

7

1,083.72

93

816.28

446.41

    Third 25 percent

100

928.65

9

1,115.14

91

909.09

423.49

    Highest 25 percent

100

1,004.74

12

1,301.11

88

965.04

423.60

        Highest 10 percent

100

1,047.71

12

1,309.71

88

1,011.51

405.63

Establishment characteristics

             

Goods-producing industries

100

962.77

12

1,216.47

88

926.59

377.00

Service-providing industries

100

887.68

8

1,147.45

92

863.62

456.13

    Education and health services

100

892.17

8

1,144.46

92

869.52

489.38

        Educational services

100

893.02

10

1,240.29

90

855.99

507.65

            Elementary and secondary schools

100

871.69

12

1,253.29

88

817.90

553.96

            Junior colleges, colleges, and universities

100

966.83

4

1,200.92

96

958.13

401.22

        Healthcare and social assistance

100

891.38

7

1,022.41

93

881.59

473.07

            Hospitals

100

1,057.23

5

1,267.03

95

1,046.26

398.53

    Public administration

100

1,066.46

10

1,115.78

90

1,061.22

355.56

1 to 99 workers

100

798.59

11

1,123.20

89

759.76

497.01

    1 to 49 workers

100

793.47

12

1,125.99

88

749.22

501.98

    50 to 99 workers

100

811.24

8

1,113.14

92

784.79

485.23

100 workers or more

100

957.91

8

1,193.19

92

936.45

413.09

    100 to 499 workers

100

892.89

7

1,135.65

93

875.69

438.23

    500 workers or more

100

1,015.21

10

1,227.11

90

991.94

390.13

Geographic areas

             

New England

100

1,052.17

9

1,248.87

91

1,033.86

398.33

Middle Atlantic

100

1,035.86

19

1,226.42

81

989.93

416.96

East North Central

100

968.76

11

1,130.91

89

948.34

381.20

West North Central

100

859.18

8

1,101.17

92

839.37

431.64

South Atlantic

100

817.18

3

1,178.96

97

804.06

471.46

East South Central

100

761.48

5

1,228.67

95

739.17

465.85

West South Central

100

784.69

3

998.03

97

777.60

487.49

Mountain

100

867.45

8

1,020.48

92

853.92

447.02

Pacific

100

925.24

12

1,155.65

88

894.53

462.68

1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.

2Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above
and below the threshold.  The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, "Employer
Costs for Employee Compensation - March 2013."


NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.