Medical care benefits, single coverage: Employer and employee premiums by employee contribution requirement

Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2013

(All workers with single coverage medical care benefits = 100 percent)

Characteristics

Total

Employee contribution not
required

Employee contribution required

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Average
flat monthly
employee
contribution

All workers

100

$387.58

19

$492.33

81

$362.85

$111.00

Worker characteristics

             

Management, professional, and related

100

408.20

20

477.39

80

391.21

109.29

    Management, business, and financial

100

389.34

15

483.66

85

372.58

108.37

    Professional and related

100

416.69

22

475.43

78

400.31

109.74

        Teachers

100

461.16

32

502.49

68

441.99

113.98

            Primary, secondary, and special education
             school teachers

100

465.45

33

502.59

67

446.94

118.46

        Registered nurses

100

399.34

10

512.43

90

386.37

108.46

Service

100

373.73

19

476.95

81

348.90

105.37

    Protective service

100

439.13

24

506.68

76

418.16

103.86

Sales and office

100

358.94

16

458.73

84

339.75

114.50

    Sales and related

100

299.39

10

385.38

90

289.98

122.67

    Office and administrative support

100

383.73

19

474.81

81

362.74

110.73

Natural resources, construction, and maintenance

100

417.69

29

590.67

71

346.61

117.89

    Construction, extraction, farming, fishing, and
     forestry

100

460.93

39

637.77

61

346.62

116.78

    Installation, maintenance, and repair

100

383.54

21

521.49

79

346.60

118.57

Production, transportation, and material moving

100

379.42

17

509.67

83

353.13

110.48

    Production

100

374.52

14

516.06

86

351.36

110.50

    Transportation and material moving

100

384.97

20

504.56

80

355.28

110.46

Full time

100

391.18

19

495.56

81

366.31

109.27

Part time

100

330.92

17

434.56

83

309.90

137.33

Union

100

491.72

36

572.20

64

447.37

113.25

Nonunion

100

359.78

15

440.88

85

345.79

110.54

Average wage within the following categories:2

             

    Lowest 25 percent

100

324.54

15

421.95

85

307.00

119.20

        Lowest 10 percent

100

310.42

16

458.28

84

282.93

124.58

    Second 25 percent

100

363.03

17

459.19

83

344.02

109.41

    Third 25 percent

100

398.09

20

494.95

80

373.39

109.90

    Highest 25 percent

100

421.08

22

528.88

78

391.55

110.07

        Highest 10 percent

100

426.46

21

522.33

79

400.79

108.34

Establishment characteristics

             

Goods-producing industries

100

393.99

19

565.07

81

354.97

107.42

Service-providing industries

100

386.17

19

476.89

81

364.59

111.79

    Education and health services

100

417.67

21

483.60

79

399.92

109.31

        Educational services

100

444.81

27

494.93

73

425.99

111.97

            Elementary and secondary schools

100

454.50

31

500.51

69

433.83

117.85

            Junior colleges, colleges, and universities

100

431.63

18

483.93

82

420.44

97.94

        Healthcare and social assistance

100

393.07

16

465.73

84

379.55

107.22

            Hospitals

100

420.83

14

518.58

86

405.50

108.25

    Public administration

100

477.82

27

529.43

73

458.66

94.35

1 to 99 workers

100

369.87

24

486.58

76

332.95

118.05

    1 to 49 workers

100

371.43

25

484.31

75

333.76

116.61

    50 to 99 workers

100

366.01

22

493.07

78

331.04

121.46

100 workers or more

100

397.65

16

497.16

84

378.28

107.35

    100 to 499 workers

100

374.69

14

491.83

86

354.90

110.52

    500 workers or more

100

418.07

18

500.98

82

399.96

104.41

Geographic areas

             

New England

100

416.00

12

584.29

88

393.29

124.33

Middle Atlantic

100

422.76

26

509.82

74

391.85

115.91

East North Central

100

390.53

17

489.31

83

370.92

106.76

West North Central

100

369.63

18

484.61

82

343.92

100.57

South Atlantic

100

366.29

13

470.59

87

351.16

111.52

East South Central

100

353.95

13

461.04

87

337.28

100.73

West South Central

100

358.63

21

434.77

79

338.33

109.52

Mountain

100

390.88

23

469.28

77

367.90

110.39

Pacific

100

408.03

24

529.08

76

368.75

116.30

1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.

2Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above
and below the threshold.  The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, "Employer
Costs for Employee Compensation - March 2013."


NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.