Medical care benefit combinations: Access

Table 45. Medical care benefit combinations: Access, private industry workers,  National Compensation Survey, March 2012

(All workers = 100 percent)

Characteristics

Medical care and retirement benefits

Medical care and life insurance benefits

Medical care benefits and defined benefit
retirement

Medical care benefits and defined contribution
retirement

Medical
care and
retirement
benefits

Medical
care and no
retirement
benefits

Retirement
benefits
and no
medical
care
benefits

No medical
care and no
retirement
benefits

Medical
care and
life
insurance
benefits

Medical
care and no
life
insurance
benefits

Life
insurance
and no
medical
care
benefits

No medical
care and no
life
insurance
benefits

Medical
care
benefits
and defined
benefit
retirement

Medical
care
benefits
and no
defined
benefit
retirement

Defined
benefit
retirement
and no
medical
care
benefits

No medical
care
benefits
and no
defined
benefit
retirement

Medical
care
benefits
and defined
contribution
retirement

Medical
care
benefits
and no
defined
contribution
retirement

Defined
contribution
retirement
and no
medical
care
benefits

No medical
care
benefits
and no
defined
contribution
retirement

All workers

58

12

7

23

56

14

1

29

18

52

1

29

53

17

6

24

Worker characteristics

                               

Management, professional, and related

76

12

4

9

77

11

1

12

26

61

[1]

12

72

15

3

9

    Management, business, and financial

81

13

2

4

85

9

1

6

31

63

[1]

6

78

16

2

4

    Professional and related

73

11

4

11

73

11

1

15

23

61

[1]

15

70

15

4

11

Service

30

11

10

49

27

14

2

57

7

34

[1]

59

27

14

10

49

    Protective service

35

5

21

40

33

49

6

33

1

60

33

6

20

40

Sales and office

60

12

9

19

57

15

1

27

17

55

1

27

57

15

8

20

    Sales and related

53

10

14

23

46

17

1

36

10

53

2

36

49

13

13

25

    Office and administrative support

65

13

5

17

64

14

1

21

21

57

1

21

61

17

4

18

Natural resources, construction, and maintenance

62

14

3

20

57

19

2

22

53

23

55

22

3

20

    Construction, extraction, farming, fishing, and
     forestry

56

14

5

25

48

29

24

46

30

47

23

5

25

    Installation, maintenance, and repair

68

15

1

16

65

17

23

59

62

21

1

16

Production, transportation, and material moving

61

14

5

20

62

13

1

24

23

53

1

24

52

24

5

20

    Production

66

16

2

15

70

13

1

17

21

61

62

21

2

16

    Transportation and material moving

56

12

8

24

55

13

1

31

24

44

1

30

42

27

7

24

Full time

71

15

3

12

72

14

1

13

22

64

[1]

14

66

20

3

12

Part time

20

4

19

57

12

12

2

74

7

17

2

74

16

8

17

59

Union

91

4

2

4

84

10

[1]

5

69

26

[1]

5

56

38

1

4

Nonunion

55

13

7

25

53

14

1

31

13

54

1

32

53

15

7

26

Average wage within the following categories:2

                               

    Lowest 25 percent

24

10

14

51

21

14

2

64

5

30

1

64

21

13

13

52

        Lowest 10 percent

11

7

18

64

9

9

2

80

2

16

2

80

10

9

16

65

    Second 25 percent

60

14

6

20

58

16

1

25

13

61

1

26

56

18

5

21

    Third 25 percent

72

14

3

11

71

15

1

13

23

63

[1]

14

64

22

3

12

    Highest 25 percent

82

10

2

5

81

11

1

7

35

57

[1]

8

77

16

2

6

        Highest 10 percent

84

9

2

5

84

9

1

6

36

57

[1]

7

80

13

2

5

Establishment characteristics

                               

Goods-producing industries

72

14

2

12

71

14

1

14

27

59

67

19

2

12

    Construction

56

16

5

23

47

26

17

56

28

49

23

5

23

    Manufacturing

78

13

2

8

80

11

[1]

9

30

61

72

18

2

8

Service-providing industries

55

12

8

26

53

14

1

32

17

50

1

33

50

16

7

26

    Trade, transportation, and utilities

60

11

10

18

54

17

1

28

18

54

2

27

51

20

9

20

        Wholesale trade

67

17

3

13

64

20

1

16

15

69

1

16

63

20

3

13

        Retail trade

53

9

15

22

44

19

1

36

12

51

3

35

46

17

13

24

        Transportation and warehousing

69

14

4

14

74

17

33

49

47

35

3

14

        Utilities

97

1

94

83

14

92

1

    Information

82

6

3

9

84

4

1

11

42

46

79

9

3

9

    Financial activities

79

8

3

10

80

7

1

11

43

44

[1]

12

78

10

2

10

        Finance and insurance

88

5

2

5

87

6

1

6

53

39

[1]

7

86

6

2

5

            Credit intermediation and related activities

90

4

2

4

90

4

1

5

54

39

[1]

6

88

6

2

4

            Insurance carriers and related activities

86

5

2

6

84

7

1

8

52

39

[1]

8

85

6

2

6

        Real estate and rental and leasing

51

20

4

26

58

28

61

29

48

23

4

26

    Professional and business services

55

14

5

25

57

12

2

29

58

31

53

16

5

25

        Professional and technical services

71

15

4

11

71

14

11

74

15

70

16

4

11

        Administrative and waste services

32

15

9

44

34

13

3

50

41

53

30

17

9

44

    Education and health services

63

13

6

18

61

14

2

23

18

58

[1]

24

57

18

6

18

        Educational services

70

11

2

17

66

15

1

18

68

19

64

17

2

17

            Junior colleges, colleges, and universities

87

3

3

8

82

10

14

75

85

4

3

8

        Healthcare and social assistance

62

13

7

18

60

14

2

24

19

56

[1]

25

56

19

7

19

    Leisure and hospitality

21

10

11

57

18

14

1

67

29

68

19

12

11

58

        Accommodation and food services

20

10

11

60

16

69

27

70

18

12

11

60

    Other services

37

14

6

44

36

15

2

47

42

49

34

17

5

44

1 to 99 workers

42

16

8

34

40

17

1

42

8

49

1

42

39

18

8

35

    1 to 49 workers

38

16

8

38

35

19

1

46

7

47

[1]

46

35

18

8

39

    50 to 99 workers

54

15

9

22

56

13

2

29

11

58

1

30

50

19

8

23

100 workers or more

77

8

5

10

75

10

1

14

31

54

1

14

70

15

4

11

    100 to 499 workers

72

10

6

12

69

13

2

17

20

62

1

17

65

16

6

12

    500 workers or more

84

5

3

8

85

4

1

10

46

43

[1]

10

76

13

3

8

Geographic areas

                               

New England

61

11

5

23

60

12

1

26

19

53

1

27

57

15

4

24

Middle Atlantic

60

11

5

24

53

28

23

47

1

29

53

18

5

25

East North Central

61

11

7

21

62

10

1

26

24

48

1

27

55

17

7

21

West North Central

59

9

9

23

60

31

51

31

55

13

9

24

South Atlantic

57

12

7

24

54

14

1

30

14

55

[1]

31

54

15

7

24

East South Central

59

13

7

21

61

26

55

27

52

20

6

21

West South Central

56

13

8

23

58

10

2

30

54

31

54

15

8

23

Mountain

55

13

7

24

53

15

1

30

57

31

53

16

7

25

Pacific

54

15

6

26

49

20

1

30

19

50

1

31

48

21

5

26

1Less than 0.5.


NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.

2The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and
below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for more details.