Standard Errors
Short-term disability plans: Employee contribution requirement

Table 23. Standard errors for short-term disability plans: Employee
contribution requirement, private industry workers,  National
Compensation Survey, March 2012

Characteristics

Employee
contribution
required

Employee
contribution not
required

All workers

1.2

1.2

Worker characteristics

   

Management, professional, and related

1.6

1.6

    Management, business, and financial

0.9

0.9

    Professional and related

2.7

2.7

Service

3.7

3.7

Sales and office

1.1

1.1

    Sales and related

2.6

2.6

    Office and administrative support

1.0

1.0

Natural resources, construction, and maintenance

1.9

1.9

    Construction, extraction, farming, fishing, and
     forestry

3.0

3.0

    Installation, maintenance, and repair

2.5

2.5

Production, transportation, and material moving

1.4

1.4

    Production

1.0

1.0

    Transportation and material moving

2.8

2.8

Full time

1.0

1.0

Part time

3.9

3.9

Union

2.1

2.1

Nonunion

1.1

1.1

Average wage within the following categories:1

   

    Lowest 25 percent

5.3

5.3

        Lowest 10 percent

10.4

10.4

    Second 25 percent

2.2

2.2

    Third 25 percent

2.1

2.1

    Highest 25 percent

0.6

0.6

        Highest 10 percent

0.7

0.7

Establishment characteristics

   

Goods-producing industries

0.9

0.9

    Construction

3.2

3.2

    Manufacturing

0.9

0.9

Service-providing industries

1.4

1.4

    Trade, transportation, and utilities

1.4

1.4

        Wholesale trade

1.6

1.6

    Information

3.5

3.5

    Financial activities

2.8

2.8

        Finance and insurance

1.1

1.1

            Credit intermediation and related activities

2.0

2.0

            Insurance carriers and related activities

1.6

1.6

    Professional and business services

2.3

2.3

        Professional and technical services

2.8

2.8

        Administrative and waste services

4.6

4.6

    Education and health services

4.3

4.3

        Educational services

2.2

2.2

            Junior colleges, colleges, and universities

1.5

1.5

        Healthcare and social assistance

5.2

5.2

    Leisure and hospitality

7.9

7.9

        Accommodation and food services

9.8

9.8

    Other services

5.5

5.5

1 to 99 workers

2.1

2.1

    1 to 49 workers

2.1

2.1

    50 to 99 workers

4.6

4.6

100 workers or more

1.6

1.6

    100 to 499 workers

1.2

1.2

    500 workers or more

2.6

2.6

Geographic areas

   

Middle Atlantic

2.6

2.6

East North Central

0.8

0.8

South Atlantic

2.0

2.0

East South Central

1.8

1.8

West South Central

2.0

2.0

Mountain

0.4

0.4

Pacific

2.9

2.9

1The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for
more details.


NOTE: For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.