Long-term disability plans: Method of benefit payment

Table 29. Long-term disability plans: Method of benefit payment, State and
local government workers, National Compensation Survey, March 2012

(All workers with long-term disability coverage = 100 percent)

Characteristics

Fixed
percent of
annual
earnings

Percent
varies by
annual
earnings

Flat dollar
amounts

Other

All workers

94

4

1

1

Worker characteristics

       

Management, professional, and related

94

3

1

1

    Professional and related

94

3

1

1

        Teachers

95

2

2

2

            Primary, secondary, and special education
             school teachers

95

2

Service

94

5

    Protective service

93

7

Sales and office

93

5

    Office and administrative support

93

6

Natural resources, construction, and maintenance

98

Production, transportation, and material moving

94

Full time

94

4

1

1

Part time

92

Union

94

3

Nonunion

94

5

Average wage within the following categories:1

       

    Lowest 25 percent

93

6

        Lowest 10 percent

97

    Second 25 percent

94

5

    Third 25 percent

94

5

    Highest 25 percent

95

1

2

2

        Highest 10 percent

95

2

Establishment characteristics

       

Service-providing industries

94

4

1

1

    Education and health services

94

3

1

1

        Educational services

94

3

1

2

            Elementary and secondary schools

96

2

            Junior colleges, colleges, and universities

91

        Healthcare and social assistance

94

            Hospitals

94

    Public administration

92

7

1 to 99 workers

91

5

4

    1 to 49 workers

86

7

    50 to 99 workers

96

100 workers or more

95

4

1

1

    100 to 499 workers

95

3

    500 workers or more

95

4

State government

86

2

Local government

97

1

Geographic areas

       

New England

100

Middle Atlantic

95

East North Central

87

West North Central

96

South Atlantic

98

East South Central

86

West South Central

100

Mountain

98

Pacific

91

4

1The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical
Note for more&nb sp;details.


NOTE: Because of rounding, sums of individual items
may not equal totals. Dash indicates no workers in this
category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.