Long-term disability plans: Employee contribution requirement

Table 28. Long-term disability plans: Employee contribution
requirement, State and local government workers, National
Compensation Survey, March 2012

(All workers with long-term disability coverage = 100 percent)

Characteristics

Employee
contribution
required

Employee
contribution not
required

All workers

18

82

Worker characteristics

   

Management, professional, and related

19

81

    Professional and related

20

80

        Teachers

22

78

            Primary, secondary, and special education
             school teachers

24

76

Service

17

83

    Protective service

19

81

Sales and office

17

83

    Office and administrative support

18

82

Full time

18

82

Part time

21

79

Union

17

83

Nonunion

18

82

Average wage within the following categories:1

   

    Second 25 percent

14

86

    Third 25 percent

15

85

    Highest 25 percent

20

80

        Highest 10 percent

20

80

Establishment characteristics

   

Service-providing industries

18

82

    Education and health services

20

80

        Educational services

21

79

            Elementary and secondary schools

23

77

            Junior colleges, colleges, and universities

16

84

    Public administration

16

84

     

100 workers or more

18

82

    100 to 499 workers

19

81

    500 workers or more

18

82

State government

19

81

Local government

17

83

Geographic areas

   

Middle Atlantic

9

91

East North Central

38

62

South Atlantic

5

95

Mountain

52

48

Pacific

7

93

1The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for
more details.


NOTE: Because of rounding, sums of individual
items may not equal totals. For definitions of major
plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.