Standard Errors
Health-related benefits: Access

Table 42. Standard errors for health-related benefits: Access,
civilian workers,1 National Compensation Survey, March 2012

Characteristics

Long-term
care
insurance2

Retiree healthcare
benefits3

Under age
65

Age 65 and
over

All workers

0.4

0.5

0.5

Worker characteristics

     

Management, professional, and related

0.8

0.9

1.0

    Management, business, and financial

1.2

1.6

1.4

    Professional and related

1.0

1.1

1.1

        Teachers

1.4

1.5

1.6

            Primary, secondary, and special education
             school teachers

1.4

1.8

2.0

        Registered nurses

2.6

2.2

2.0

Service

0.5

0.6

0.6

    Protective service

1.9

3.1

3.0

Sales and office

0.6

0.6

0.6

    Sales and related

0.9

0.9

1.0

    Office and administrative support

0.7

0.7

0.7

Natural resources, construction, and maintenance

1.1

1.3

1.2

    Construction, extraction, farming, fishing, and
     forestry

1.1

1.6

1.6

    Installation, maintenance, and repair

1.7

1.7

1.5

Production, transportation, and material moving

0.8

1.0

1.0

    Production

1.1

1.3

1.3

    Transportation and material moving

0.9

1.4

1.4

Full time

0.5

0.6

0.6

Part time

0.5

0.6

0.6

Union

1.0

1.7

1.4

Nonunion

0.5

0.5

0.5

Average wage within the following categories:4

     

    Lowest 25 percent

0.5

0.5

0.4

        Lowest 10 percent

0.8

0.7

0.6

    Second 25 percent

0.6

0.7

0.7

    Third 25 percent

0.6

0.8

0.8

    Highest 25 percent

0.7

0.9

0.8

        Highest 10 percent

1.2

1.2

1.0

Establishment characteristics

     

Goods-producing industries

1.0

1.0

1.1

Service-providing industries

0.5

0.5

0.5

    Education and health services

1.1

1.3

1.2

        Educational services

1.5

1.5

1.5

            Elementary and secondary schools

1.2

1.7

1.8

            Junior colleges, colleges, and universities

3.7

2.5

2.5

        Healthcare and social assistance

1.4

1.1

1.0

            Hospitals

2.5

2.1

1.9

    Public administration

1.8

2.0

2.1

1 to 99 workers

0.5

0.4

0.4

    1 to 49 workers

0.6

0.4

0.4

    50 to 99 workers

1.2

1.3

1.1

100 workers or more

0.7

0.9

0.8

    100 to 499 workers

0.8

1.0

1.0

    500 workers or more

1.1

1.2

1.1

Geographic areas

     

New England

1.6

1.4

1.6

Middle Atlantic

0.7

1.6

1.4

East North Central

0.8

1.2

1.3

West North Central

1.4

1.0

1.6

South Atlantic

1.3

1.5

1.3

East South Central

3.6

2.3

2.4

West South Central

1.4

1.3

1.1

Mountain

1.2

2.0

2.0

Pacific

0.7

1.2

1.2

1Includes workers in the private nonfarm
economy except those in private households,
and workers in the public sector, except the
federal government. See Technical Note for
further explanation.

4The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the
"National Compensation Survey: Occupational
Earnings in the United States, 2010." See
Te chnical Note for more details.

2A health plan that provides long-term
(more than 1 year) custodial care, home care, or
nursing home care. The plan, although
sponsored by the employer, may be fully paid for
by the employee.


NOTE: For definitions of major plans, key
provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.

3A health plan that provides coverage to a
retiree beyond what is mandated by COBRA or
other health continuation laws. The plan,
although sponsored by the employer, may be
fully paid for by the employee.