Standard Errors
Medical care benefits, family coverage: Employee participation by type of contribution

Table 14. Standard errors for medical care benefits, family coverage: Employee participation by type of contribution,
civilian workers,1 National Compensation Survey, March 2012

Characteristics

Family coverage

Total with
contributory
coverage

Flat dollar
amount

Composite
rate2

Varies3

Flexible
benefits4

Percent of
earnings

Exists, but
unknown

Other

All workers

0.0

0.7

0.1

0.6

0.1

0.1

0.5

0.1

Worker characteristics

               

Management, professional, and related

0.0

1.1

0.1

1.0

0.2

0.1

0.6

0.1

    Management, business, and financial

0.0

1.2

0.1

0.6

0.4

0.1

1.1

0.1

    Professional and related

0.0

1.5

1.4

0.1

0.2

0.8

        Teachers

0.0

1.7

1.3

0.4

0.4

0.9

            Primary, secondary, and special education
             school teachers

0.0

1.8

1.4

0.6

0.9

        Registered nurses

0.0

4.4

0.1

4.8

0.3

1.7

Service

0.0

1.5

0.9

0.2

0.1

0.9

    Protective service

0.0

2.6

1.7

1.0

0.3

1.4

Sales and office

0.0

1.1

0.1

1.0

0.1

0.1

0.6

0.1

    Sales and related

0.0

1.9

1.7

1.1

    Office and administrative support

0.0

1.2

1.1

0.2

0.1

0.7

Natural resources, construction, and maintenance

0.0

1.6

0.8

0.1

1.4

0.4

    Construction, extraction, farming, fishing, and
     forestry

0.0

2.4

1.3

2.1

    Installation, maintenance, and repair

0.0

2.1

1.2

0.2

1.9

Production, transportation, and material moving

0.0

1.6

0.7

[5]

[5]

1.4

    Production

0.0

2.1

1.1

1.7

    Transportation and material moving

0.0

1.9

0.9

0.1

1.9

Full time

0.0

0.7

0.1

0.6

0.1

0.1

0.5

0.1

Part time

0.0

2.3

0.1

1.7

0.1

1.2

Union

0.0

1.6

0.2

0.8

0.3

0.3

1.1

0.3

Nonunion

0.0

0.8

0.1

0.7

0.1

0.1

0.5

[5]

Average wage within the following categories:6

               

    Lowest 25 percent

0.0

1.6

1.1

1.1

        Lowest 10 percent

0.0

3.4

1.9

2.4

    Second 25 percent

0.0

1.1

0.1

1.0

0.2

[5]

0.7

0.1

    Third 25 percent

0.0

0.9

0.1

0.8

0.1

0.1

0.7

[5]

    Highest 25 percent

0.0

0.9

0.1

0.8

0.2

0.2

0.6

0.2

        Highest 10 percent

0.0

1.1

0.1

1.0

0.2

0.2

0.9

0.2

Establishment characteristics

               

Goods-producing industries

0.0

1.6

0.9

0.1

1.5

Service-providing industries

0.0

0.8

0.1

0.7

0.1

0.1

0.5

0.1

    Education and health services

0.0

1.7

1.7

0.1

0.1

0.7

        Educational services

0.0

1.8

1.4

0.2

0.3

0.7

            Elementary and secondary schools

0.0

1.8

1.6

0.4

0.4

0.9

            Junior colleges, colleges, and universities

0.0

2.7

2.3

0.2

0.2

0.8

        Healthcare and social assistance

0.0

2.9

2.8

0.1

1.3

            Hospitals

0.0

4.2

4.6

0.3

1.8

    Public administration

0.0

2.4

1.5

1.0

0.3

1.7

1 to 99 workers

0.0

1.1

0.8

0.2

0.8

0.1

    1 to 49 workers

0.0

1.6

1.2

1.1

0.1

    50 to 99 workers

0.0

2.0

1.0

1.8

100 workers or more

0.0

1.0

0.1

0.9

0.1

0.1

0.5

0.1

    100 to 499 workers

0.0

1.1

0.2

0.8

0.1

0.8

    500 workers or more

0.0

1.5

1.4

0.2

0.1

0.7

Geographic areas

               

New England

0.0

2.0

1.2

2.3

Middle Atlantic

0.0

2.5

2.1

0.5

1.6

East North Central

0.0

2.6

2.3

0.1

1.2

[5]

West North Central

0.0

2.8

1.6

1.6

South Atlantic

0.0

1.0

1.3

1.4

East South Central

0.0

3.8

2.8

1.9

West South Central

0.0

1.6

1.6

0.5

0.8

Mountain

0.0

1.8

2.0

1.3

Pacific

0.0

1.7

0.4

1.4

0.4

1.0

1Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.

5Less than 0.05.

2A composite rate is a set contribution covering more than one benefit area, for
example, healthcare and life insurance. Cost data for individual plans cannot be
determined.

6The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for
more details.

3Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.


NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.

4Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.