Medical care benefits, family coverage: Employer and employee premiums by employee contribution requirement

Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2012

(All workers with family coverage medical care benefits = 100 percent)

Characteristics

Total

Employee contribution not
required

Employee contribution required

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Average
flat monthly
employee
contribution

All workers

100

$875.16

10

$1,159.08

90

$844.96

$427.45

Worker characteristics

             

Management, professional, and related

100

920.05

9

1,236.04

91

890.68

429.63

    Management, business, and financial

100

914.14

7

1,223.33

93

889.95

422.19

    Professional and related

100

922.58

9

1,240.41

91

891.00

432.88

        Teachers

100

885.24

12

1,258.98

88

835.08

504.32

            Primary, secondary, and special education
             school teachers

100

879.14

14

1,255.94

86

818.10

532.42

        Registered nurses

100

965.62

5

1,165.98

95

955.36

397.79

Service

100

811.16

10

1,191.89

90

768.41

487.27

    Protective service

100

1,005.54

10

1,263.33

90

978.23

418.28

Sales and office

100

830.06

8

1,038.93

92

812.85

426.69

    Sales and related

100

738.08

7

954.06

93

722.05

437.10

    Office and administrative support

100

868.97

8

1,070.28

92

851.68

422.24

Natural resources, construction, and maintenance

100

863.76

17

1,147.22

83

805.78

439.30

    Construction, extraction, farming, fishing, and
     forestry

100

844.47

23

1,081.82

77

771.89

466.26

    Installation, maintenance, and repair

100

879.87

12

1,257.47

88

830.31

419.78

Production, transportation, and material moving

100

896.52

11

1,132.35

89

866.50

367.32

    Production

100

896.63

9

1,173.63

91

867.96

339.21

    Transportation and material moving

100

896.40

14

1,098.65

86

864.69

402.07

Full time

100

881.67

9

1,192.84

91

849.48

424.87

Part time

100

774.78

13

791.96

87

772.14

468.94

Union

100

1,064.71

26

1,167.29

74

1,029.55

375.00

Nonunion

100

822.74

5

1,147.96

95

804.86

438.84

Average wage within the following categories:2

             

    Lowest 25 percent

100

687.82

7

846.49

93

676.63

509.28

        Lowest 10 percent

100

617.02

11

723.92

89

603.83

552.92

    Second 25 percent

100

815.41

8

1,093.68

92

792.35

427.84

    Third 25 percent

100

892.69

9

1,138.12

91

867.11

411.37

    Highest 25 percent

100

961.87

12

1,256.07

88

921.48

412.78

        Highest 10 percent

100

1,012.42

13

1,291.95

87

970.65

398.84

Establishment characteristics

             

Goods-producing industries

100

906.70

14

1,140.10

86

870.08

353.15

Service-providing industries

100

868.35

9

1,165.41

91

839.83

442.63

    Education and health services

100

871.52

8

1,159.68

92

846.06

477.46

        Educational services

100

861.24

10

1,236.50

90

819.12

493.33

            Elementary and secondary schools

100

843.26

13

1,246.31

87

781.66

540.61

            Junior colleges, colleges, and universities

100

929.85

4

1,207.00

96

919.34

390.51

        Healthcare and social assistance

100

881.30

6

1,041.31

94

870.66

462.98

            Hospitals

100

1,033.49

5

1,238.38

95

1,023.57

377.73

    Public administration

100

1,035.34

10

1,153.44

90

1,022.69

346.07

1 to 99 workers

100

776.07

11

1,145.52

89

731.29

478.41

    1 to 49 workers

100

764.29

11

1,164.02

89

712.78

477.93

    50 to 99 workers

100

801.70

10

1,097.18

90

770.68

479.44

100 workers or more

100

931.40

9

1,168.39

91

908.15

399.12

    100 to 499 workers

100

881.61

7

1,121.57

93

862.82

427.08

    500 workers or more

100

973.23

10

1,196.02

90

947.55

374.82

Geographic areas

             

New England

100

990.80

7

1,075.23

93

983.99

398.85

Middle Atlantic

100

987.60

19

1,197.03

81

937.37

404.61

East North Central

100

946.62

12

1,125.34

88

922.06

365.86

West North Central

100

880.07

10

1,158.42

90

850.60

408.63

South Atlantic

100

796.35

3

1,248.24

97

781.68

448.71

East South Central

100

741.20

5

1,158.37

95

721.41

442.12

West South Central

100

769.57

5

1,107.79

95

752.18

472.93

Mountain

100

822.29

9

1,132.41

91

792.42

451.15

Pacific

100

884.88

11

1,148.62

89

851.49

452.66

1Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.


NOTE: Because of rounding, sums of individual items may not equal totals. For
definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.

2The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.