Medical care benefits, single coverage: Employer and employee premiums by employee contribution requirement

Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2012

(All workers with single coverage medical care benefits = 100 percent)

Characteristics

Total

Employee contribution not
required

Employee contribution required

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Average
flat monthly
employee
contribution

All workers

100

$376.16

20

$471.51

80

$352.07

$106.43

Worker characteristics

             

Management, professional, and related

100

396.12

20

472.70

80

377.35

105.33

    Management, business, and financial

100

380.10

17

473.13

83

361.19

102.57

    Professional and related

100

402.98

21

472.56

79

384.62

106.57

        Teachers

100

445.56

32

496.78

68

421.55

110.33

            Primary, secondary, and special education
             school teachers

100

451.75

34

499.17

66

427.34

114.40

        Registered nurses

100

392.23

10

520.40

90

377.82

104.73

Service

100

371.47

21

485.91

79

340.40

103.35

    Protective service

100

441.09

25

496.80

75

422.52

102.21

Sales and office

100

351.85

17

443.11

83

332.67

109.97

    Sales and related

100

302.60

13

391.60

87

289.23

116.66

    Office and administrative support

100

372.90

19

458.08

81

352.65

106.89

Natural resources, construction, and maintenance

100

380.87

31

486.57

69

334.14

111.80

    Construction, extraction, farming, fishing, and
     forestry

100

393.27

38

491.57

62

331.88

112.05

    Installation, maintenance, and repair

100

370.60

24

479.99

76

335.67

111.63

Production, transportation, and material moving

100

368.18

19

483.73

81

340.51

103.31

    Production

100

359.36

17

478.85

83

335.38

100.33

    Transportation and material moving

100

378.53

22

488.01

78

346.97

107.05

Full time

100

378.70

20

473.81

80

354.73

105.13

Part time

100

336.60

21

436.72

79

310.48

126.79

Union

100

473.38

38

539.14

62

433.19

109.52

Nonunion

100

349.30

15

425.07

85

335.66

105.80

Average wage within the following categories:2

             

    Lowest 25 percent

100

318.43

17

413.16

83

299.62

111.79

        Lowest 10 percent

100

310.62

19

458.47

81

275.91

118.79

    Second 25 percent

100

356.00

18

447.61

82

336.21

103.64

    Third 25 percent

100

384.29

21

480.85

79

358.61

106.00

    Highest 25 percent

100

402.01

22

491.37

78

376.40

106.94

        Highest 10 percent

100

410.79

22

495.99

78

386.83

105.87

Establishment characteristics

             

Goods-producing industries

100

367.63

21

481.22

79

338.04

98.23

Service-providing industries

100

378.01

20

469.33

80

355.10

108.20

    Education and health services

100

405.72

21

477.00

79

387.27

105.47

        Educational services

100

430.99

28

489.80

72

408.10

108.85

            Elementary and secondary schools

100

440.76

33

494.61

67

414.34

114.89

            Junior colleges, colleges, and universities

100

421.61

18

473.60

82

409.92

95.16

        Healthcare and social assistance

100

381.96

14

452.11

86

370.97

102.82

            Hospitals

100

411.31

11

532.90

89

396.07

102.45

    Public administration

100

469.03

28

517.79

72

450.20

93.78

1 to 99 workers

100

352.11

25

452.90

75

318.19

115.82

    1 to 49 workers

100

351.06

26

446.05

74

317.66

116.34

    50 to 99 workers

100

354.43

23

469.96

77

319.33

114.70

100 workers or more

100

390.20

17

487.38

83

369.95

101.47

    100 to 499 workers

100

369.32

15

467.01

85

351.71

103.47

    500 workers or more

100

407.80

19

501.27

81

386.03

99.71

Geographic areas

             

New England

100

383.61

11

455.61

89

374.89

123.73

Middle Atlantic

100

404.79

27

493.96

73

372.18

112.73

East North Central

100

380.41

17

467.71

83

361.97

101.27

West North Central

100

370.21

21

464.44

79

344.87

99.34

South Atlantic

100

357.21

14

446.83

86

343.15

103.95

East South Central

100

352.24

15

422.26

85

340.34

91.82

West South Central

100

351.73

23

425.69

77

329.59

104.54

Mountain

100

371.17

23

456.55

77

346.36

109.32

Pacific

100

393.57

26

514.49

74

351.76

112.20

1Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.


NOTE: Because of rounding, sums of individual items may not equal totals. For
definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.

2The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.