Defined contribution retirement plans: Selected attributes

Table 8. Defined contribution retirement plans: Selected attributes, civilian
workers,1 National Compensation Survey, March 2012

(All workers participating in defined contribution plans = 100 percent)

Characteristics

Employee contribution

Employee contribution
option

Required

Not required

Pretax

Not pretax

All workers

67

33

84

16

Worker characteristics

       

Management, professional, and related

67

33

85

15

    Management, business, and financial

69

31

86

14

    Professional and related

66

34

84

16

        Teachers

56

44

79

21

            Primary, secondary, and special education
             school teachers

48

52

77

23

        Registered nurses

66

34

84

16

Service

64

36

84

16

    Protective service

79

21

Sales and office

67

33

83

17

    Sales and related

72

28

85

15

    Office and administrative support

64

36

83

17

Natural resources, construction, and maintenance

64

36

83

17

    Construction, extraction, farming, fishing, and
     forestry

50

50

78

22

    Installation, maintenance, and repair

73

27

86

14

Production, transportation, and material moving

69

31

84

16

    Production

68

32

83

17

    Transportation and material moving

70

30

85

15

Full time

67

33

84

16

Part time

67

33

83

17

Union

59

41

79

21

Nonunion

68

32

84

16

Average wage within the following categories:2

       

    Lowest 25 percent

72

28

84

16

        Lowest 10 percent

68

32

86

14

    Second 25 percent

67

33

83

17

    Third 25 percent

64

36

83

17

    Highest 25 percent

67

33

85

15

        Highest 10 percent

68

32

87

13

Establishment characteristics

       

Goods-producing industries

65

35

82

18

Service-providing industries

67

33

84

16

    Education and health services

61

39

82

18

        Educational services

58

42

81

19

            Elementary and secondary schools

46

54

76

24

            Junior colleges, colleges, and universities

64

36

84

16

        Healthcare and social assistance

62

38

82

18

            Hospitals

67

33

83

17

    Public administration

61

39

86

14

1 to 99 workers

64

36

82

18

    1 to 49 workers

64

36

82

18

    50 to 99 workers

65

35

83

17

100 workers or more

68

32

85

15

    100 to 499 workers

72

28

87

13

    500 workers or more

65

35

82

18

Geographic areas

       

New England

68

32

88

12

Middle Atlantic

66

34

88

12

East North Central

61

39

80

20

West North Central

69

31

83

17

South Atlantic

67

33

83

17

East South Central

71

29

86

14

West South Central

73

27

84

16

Mountain

68

32

85

15

Pacific

66

34

83

17

1Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.


NOTE: Because of rounding, sums of individual items may
not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.

2The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note
for more&nb sp;details.