Long-term disability plans: Fixed percent of annual earnings

Table 31. Long-term disability plans: Fixed percent of annual earnings, civilian workers,1 National
Compensation Survey, March 2011

(All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent)

Characteristics

Fixed percent of annual earnings

Mean fixed
percent of
annual
earnings

Median
fixed
percent of
annual
earnings

Less than
60 percent

60 percent

61 to 66
percent

67 percent

Greater
than 67
percent

All workers

21

60

9

7

2

59.0

60.0

Worker characteristics

             

Management, professional, and related

21

58

11

8

2

59.1

60.0

    Management, business, and financial

19

63

9

8

1

59.2

60.0

    Professional and related

21

55

12

8

3

59.1

60.0

        Teachers

14

42

22

15

7

61.5

60.0

            Primary, secondary, and special education
             school teachers

15

37

24

16

7

61.7

60.0

        Registered nurses

40

49

7

56.0

60.0

Service

31

52

8

6

3

58.4

60.0

    Protective service

20

50

18

60.2

60.0

Sales and office

19

64

8

7

2

59.3

60.0

    Sales and related

18

65

8

6

3

59.7

60.0

    Office and administrative support

19

63

8

7

2

59.2

60.0

Natural resources, construction, and maintenance

19

64

9

6

2

59.3

60.0

    Construction, extraction, farming, fishing, and
     forestry

19

67

8

59.3

60.0

    Installation, maintenance, and repair

20

62

9

7

3

59.2

60.0

Production, transportation, and material moving

19

70

5

5

2

58.6

60.0

    Production

17

69

6

6

2

59.0

60.0

    Transportation and material moving

21

70

4

4

1

58.1

60.0

Full time

21

61

9

7

2

59.0

60.0

Union

26

47

9

11

7

59.6

60.0

Nonunion

20

63

9

6

2

59.0

60.0

Average wage within the following categories:2

             

    Lowest 25 percent

25

59

6

7

3

59.2

60.0

    Second 25 percent

21

62

9

6

2

58.8

60.0

    Third 25 percent

20

62

9

7

2

59.1

60.0

    Highest 25 percent

21

59

10

8

3

59.1

60.0

        Highest 10 percent

21

58

11

8

2

59.0

60.0

Establishment characteristics

             

Goods-producing industries

19

68

6

6

1

58.8

60.0

Service-providing industries

21

59

10

7

2

59.1

60.0

    Education and health services

23

53

12

59.0

60.0

        Educational services

13

47

21

13

7

61.4

60.0

            Elementary and secondary schools

15

36

26

16

7

61.8

60.0

            Junior colleges, colleges, and universities

11

63

14

60.6

60.0

        Health care and social assistance

31

59

5

57.0

60.0

            Hospitals

40

54

3

55.7

60.0

    Public administration

19

46

22

11

2

60.3

60.0

1 to 99 workers

16

66

7

9

3

59.8

60.0

    1 to 49 workers

16

67

7

8

2

59.6

60.0

    50 to 99 workers

16

65

5

11

3

60.0

60.0

100 workers or more

23

58

11

6

2

58.7

60.0

    100 to 499 workers

16

65

9

7

2

59.4

60.0

    500 workers or more

28

53

12

58.2

60.0

Geographic areas

             

New England

12

67

7

11

2

60.4

60.0

Middle Atlantic

18

67

5

8

2

59.4

60.0

East North Central

27

58

5

6

3

58.4

60.0

West North Central

17

59

11

60.1

60.0

South Atlantic

18

61

16

3

1

58.9

60.0

East South Central

55

6

4

57.4

60.0

West South Central

18

69

5

6

2

58.7

60.0

Mountain

19

54

14

12

1

59.6

60.0

Pacific

24

53

12

9

1

59.1

60.0

1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.

2The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold.
The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical
Note for more details.


NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.