Long-term disability plans: Method of benefit payment Data Table

Table 29. Long-term disability plans: Method of benefit payment, private
industry workers,  National Compensation Survey, March 2010

(All workers with long-term disability coverage = 100 percent)

Characteristics

Fixed
percent of
annual
earnings

Percent
varies by
annual
earnings

Flat dollar
amounts

Other

All workers

93

5

1

1

Worker characteristics

 

 

 

 

Management, professional, and related

94

6

[1]

[1]

    Management, business, and financial

92

7

1

[1]

    Professional and related

94

5

Service

97

3

    Protective service

96

Sales and office

94

6

1

[1]

    Sales and related

92

7

    Office and administrative support

94

5

[1]

[1]

Natural resources, construction, and maintenance

90

6

3

2

    Construction, extraction, farming, fishing, and
     forestry

88

6

    Installation, maintenance, and repair

91

5

2

2

Production, transportation, and material moving

87

4

6

3

    Production

85

4

8

2

    Transportation and material moving

90

5

3

3

Full time

93

5

1

1

Union

78

9

9

4

Nonunion

95

5

[1]

[1]

Average wage within the following categories:2

 

 

 

 

    Lowest 25 percent

95

3

        Lowest 10 percent

95

    Second 25 percent

94

4

1

[1]

    Third 25 percent

94

5

1

[1]

    Highest 25 percent

91

6

2

1

        Highest 10 percent

92

7

1

[1]

Establishment characteristics

 

 

 

 

Goods-producing industries

89

4

5

2

    Construction

90

7

3

    Manufacturing

89

3

6

2

Service-providing industries

93

6

1

[1]

    Trade, transportation, and utilities

88

9

2

2

        Wholesale trade

93

3

        Transportation and warehousing

94

3

        Utilities

78

21

    Information

88

12

    Financial activities

92

8

        Finance and insurance

91

8

[1]

1

            Credit intermediation and related activities

89

10

            Insurance carriers and related activities

92

7

        Real estate and rental and leasing

98

    Professional and business services

96

3

        Professional and technical services

97

3

        Administrative and waste services

97

    Education and health services

96

3

        Educational services

94

5

            Junior colleges, colleges, and universities

93

[1]

        Health care and social assistance

97

3

    Leisure and hospitality

100

        Accommodation and food services

99

    Other services

95

1 to 99 workers

93

5

1

[1]

    1 to 49 workers

93

6

1

[1]

    50 to 99 workers

94

4

100 workers or more

92

5

2

1

    100 to 499 workers

93

5

1

[1]

    500 workers or more

91

5

2

1

Geographic areas

 

 

 

 

New England

95

4

Middle Atlantic

96

3

1

1

East North Central

87

7

4

1

West North Central

92

6

South Atlantic

96

4

East South Central

92

6

West South Central

91

7

[1]

1

Mountain

95

5

Pacific

92

7

Footnotes:

1Less than 0.5 percent.

2The categories are based on the average wage for each occupation surveyed, which may include workers with
earnings both above and below the threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more
details.


NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category
or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.