Long-term disability plans: Employee contribution requirement Data Table

Table 28. Long-term disability plans: Employee contribution
requirement, private industry workers,  National Compensation
Survey, March 2010

(All workers with long-term disability coverage = 100 percent)

Characteristics

Employee
contribution
required

Employee
contribution not
required

All workers

9

91

Worker characteristics

 

 

Management, professional, and related

8

92

    Management, business, and financial

8

92

    Professional and related

8

92

Service

8

92

Sales and office

10

90

    Sales and related

12

88

    Office and administrative support

9

91

Natural resources, construction, and maintenance

10

90

    Construction, extraction, farming, fishing, and
     forestry

9

91

    Installation, maintenance, and repair

10

90

Production, transportation, and material moving

9

91

    Production

10

90

    Transportation and material moving

8

92

Full time

9

91

Union

9

91

Nonunion

9

91

Average wage within the following categories:1

 

 

    Lowest 25 percent

8

92

    Second 25 percent

9

91

    Third 25 percent

10

90

    Highest 25 percent

8

92

        Highest 10 percent

8

92

Establishment characteristics

 

 

Goods-producing industries

10

90

    Construction

10

90

    Manufacturing

10

90

Service-providing industries

8

92

    Trade, transportation, and utilities

12

88

        Wholesale trade

9

91

        Transportation and warehousing

8

92

        Utilities

21

79

    Information

5

95

    Financial activities

9

91

        Finance and insurance

9

91

            Credit intermediation and related activities

11

89

            Insurance carriers and related activities

7

93

    Professional and business services

7

93

        Professional and technical services

6

94

    Education and health services

9

91

        Educational services

8

92

            Junior colleges, colleges, and universities

10

90

        Health care and social assistance

9

91

    Other services

8

92

1 to 99 workers

7

93

    1 to 49 workers

9

91

    50 to 99 workers

4

96

100 workers or more

9

91

    100 to 499 workers

8

92

    500 workers or more

11

89

Geographic areas

 

 

New England

4

96

Middle Atlantic

8

92

East North Central

8

92

West North Central

7

93

South Atlantic

9

91

East South Central

7

93

West South Central

12

88

Mountain

8

92

Pacific

10

90

Footnotes:

1The categories are based on the average wage for each occupation surveyed, which may include
workers with earnings both above and below the threshold. The average wages are based on the
estimates published in the "National Compensation Survey: Occupational Earnings in the United States,
2009." See Technical Note for more details.


NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans,
key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20092010.htm.