Medical care benefits, family coverage: Employer and employee premiums by employee contribution requirement Standard Errors

Table 14. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, private industry workers,  National
Compensation Survey, March 2010

Characteristics

Average
flat monthly
employer
premium

Employee contribution not
required

Employee contribution required

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Average
flat monthly
employee
contribution

All workers

$6.50

0.5

$17.94

0.5

$5.83

$3.48

Worker characteristics

 

 

 

 

 

 

Management, professional, and related

9.25

1.0

45.19

1.0

8.46

5.62

    Management, business, and financial

12.06

1.1

35.64

1.1

11.55

7.80

    Professional and related

12.04

1.2

65.34

1.2

10.89

7.12

Service

18.10

1.5

52.88

1.5

16.20

9.34

    Protective service

38.26

2.8

199.74

2.8

35.64

31.39

Sales and office

6.90

0.6

34.34

0.6

7.34

4.79

    Sales and related

10.63

0.8

64.10

0.8

12.20

8.42

    Office and administrative support

8.62

0.7

43.43

0.7

8.92

5.83

Natural resources, construction, and maintenance

14.76

1.3

31.76

1.3

13.91

6.80

    Construction, extraction, farming, fishing, and
     forestry

23.56

2.0

41.30

2.0

23.56

12.64

    Installation, maintenance, and repair

16.76

1.6

47.22

1.6

15.21

8.27

Production, transportation, and material moving

10.21

1.0

22.30

1.0

10.30

6.96

    Production

12.76

1.3

31.62

1.3

12.99

6.54

    Transportation and material moving

16.97

1.7

30.62

1.7

17.20

12.09

Full time

6.42

0.5

17.86

0.5

5.71

3.76

Part time

20.21

1.8

43.30

1.8

21.75

13.32

Union

19.46

1.7

25.89

1.7

19.96

10.82

Nonunion

5.88

0.5

25.86

0.5

5.69

3.59

Average wage within the following categories:1

 

 

 

 

 

 

    Lowest 25 percent

15.53

0.9

77.09

0.9

14.89

9.48

        Lowest 10 percent

29.27

1.8

81.15

1.8

30.07

17.34

    Second 25 percent

8.52

0.6

27.77

0.6

7.94

5.73

    Third 25 percent

9.87

0.7

25.77

0.7

9.00

5.34

    Highest 25 percent

9.01

1.0

28.49

1.0

8.66

4.85

        Highest 10 percent

13.02

1.5

66.51

1.5

10.79

6.69

Establishment characteristics

 

 

 

 

 

 

Goods-producing industries

10.44

0.9

17.63

0.9

11.64

5.81

    Construction

20.64

2.0

35.07

2.0

20.44

13.29

    Manufacturing

11.96

1.0

20.78

1.0

13.30

6.33

Service-providing industries

7.54

0.6

25.11

0.6

6.82

4.12

    Trade, transportation, and utilities

10.92

0.7

29.38

0.7

10.69

6.98

        Wholesale trade

17.53

1.3

35.44

1.3

17.98

11.42

        Retail trade

14.18

1.0

43.09

1.0

13.86

9.37

        Transportation and warehousing

27.92

2.3

65.35

2.3

25.77

13.70

        Utilities

25.02

2.9

40.56

2.9

25.04

8.11

    Information

19.79

2.3

51.70

2.3

13.31

8.63

    Financial activities

9.82

0.9

44.53

0.9

9.60

7.49

        Finance and insurance

8.94

0.7

43.58

0.7

8.81

5.69

            Credit intermediation and related activities

10.17

0.6

56.23

0.6

10.42

8.00

            Insurance carriers and related activities

16.38

1.2

1.2

15.71

9.45

        Real estate and rental and leasing

29.23

    Professional and business services

15.87

1.7

64.87

1.7

13.51

9.63

        Professional and technical services

23.18

2.0

97.73

2.0

19.71

13.12

        Administrative and waste services

34.75

    Education and health services

15.66

1.2

68.26

1.2

15.65

10.32

        Educational services

15.60

0.8

0.8

15.58

14.91

            Junior colleges, colleges, and universities

16.58

0.3

0.3

16.64

10.50

        Health care and social assistance

18.14

1.4

71.28

1.4

18.31

12.43

    Leisure and hospitality

30.75

1.8

79.83

1.8

35.95

11.84

        Accommodation and food services

34.63

1.9

95.48

1.9

39.12

12.37

    Other services

39.14

3.8

3.8

31.80

23.87

1 to 99 workers

10.01

0.9

27.63

0.9

9.51

6.10

    1 to 49 workers

10.86

1.0

31.99

1.0

9.89

8.35

    50 to 99 workers

17.28

1.6

51.19

1.6

17.86

8.31

100 workers or more

6.73

0.6

19.13

0.6

6.06

3.95

    100 to 499 workers

8.66

0.6

25.63

0.6

8.52

6.01

    500 workers or more

9.28

0.8

22.64

0.8

8.06

6.03

Geographic areas

 

 

 

 

 

 

New England

19.04

0.9

130.64

0.9

15.68

13.41

Middle Atlantic

25.09

1.5

36.45

1.5

21.93

8.20

East North Central

14.55

1.0

30.98

1.0

14.27

8.47

West North Central

19.61

1.6

33.89

1.6

20.29

13.84

South Atlantic

11.54

0.9

42.09

0.9

10.60

7.59

East South Central

18.60

2.0

55.69

2.0

20.25

21.02

West South Central

19.01

0.9

76.33

0.9

19.23

8.16

Pacific

13.22

2.1

35.13

2.1

14.69

9.55

Footnotes:

1The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below
the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United
States, 2009." See Technical Note for more details.


NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.