Long-term disability plans: Method of benefit payment Data Table

Table 29. Long-term disability plans: Method of benefit payment, State and
local government workers, National Compensation Survey, March 2010

(All workers with long-term disability coverage = 100 percent)

Characteristics

Fixed
percent of
annual
earnings

Percent
varies by
annual
earnings

Flat dollar
amounts

Other

All workers

94

4

1

1

Worker characteristics

 

 

 

 

Management, professional, and related

94

4

1

1

    Professional and related

94

4

1

1

        Teachers

96

2

            Primary, secondary, and special education
             school teachers

96

Service

93

5

    Protective service

93

6

Sales and office

93

5

    Office and administrative support

93

6

Natural resources, construction, and maintenance

97

Production, transportation, and material moving

95

Full time

94

4

1

1

Part time

93

5

Union

94

3

Nonunion

94

5

Average wage within the following categories:1

 

 

 

 

    Lowest 25 percent

93

6

        Lowest 10 percent

96

4

    Second 25 percent

92

6

    Third 25 percent

95

4

    Highest 25 percent

95

2

1

1

        Highest 10 percent

96

Establishment characteristics

 

 

 

 

Service-providing industries

94

4

1

1

    Education and health services

95

3

        Educational services

95

3

            Elementary and secondary schools

96

1

            Junior colleges, colleges, and universities

91

        Health care and social assistance

93

            Hospitals

93

    Public administration

92

7

1 to 99 workers

89

8

3

    1 to 49 workers

86

5

    50 to 99 workers

93

100 workers or more

95

4

1

1

    100 to 499 workers

96

2

    500 workers or more

94

4

State government

86

1

Local government

97

1

1

1

Geographic areas

 

 

 

 

New England

99

Middle Atlantic

93

3

East North Central

87

West North Central

97

South Atlantic

98

East South Central

87

West South Central

100

Mountain

98

Pacific

92

3

Footnotes:

1The categories are based on the average wage for each occupation surveyed, which may include workers with
earnings both above and below the threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more
details.


NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category
or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.