Short-term disability plans: Maximum benefit amounts

Table 27. Short-term disability plans: Maximum benefit amounts, civilian workers,1 National Compensation
Survey, March 2010

(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)

Characteristics

With
maximum
benefit
amount

Maximum weekly benefit amount2

With no
maximum
benefit
amount

10th
percentile

25th
percentile

50th
percentile
(median)

75th
percentile

90th
percentile

All workers

70

$170

$250

$546

$1,000

$2,000

30

Worker characteristics

 

 

 

 

 

 

 

Management, professional, and related

68

170

364

600

1,385

2,308

32

    Management, business, and financial

66

170

476

692

1,500

2,350

34

    Professional and related

69

170

346

561

1,000

2,308

31

        Teachers

68

32

            Primary, secondary, and special education
             school teachers

76

170

170

546

692

1,500

24

        Registered nurses

71

170

385

561

1,250

2,423

29

Service

76

170

170

546

1,000

2,000

24

    Protective service

73

27

Sales and office

69

170

220

546

1,000

2,300

31

    Sales and related

69

170

170

524

1,000

2,500

31

    Office and administrative support

69

170

250

546

1,000

2,000

31

Natural resources, construction, and maintenance

73

170

300

546

750

1,500

27

    Construction, extraction, farming, fishing, and
     forestry

76

170

364

546

625

1,154

24

    Installation, maintenance, and repair

70

170

250

546

1,000

1,500

30

Production, transportation, and material moving

69

170

250

500

750

1,500

31

    Production

70

170

250

500

800

1,500

30

    Transportation and material moving

68

170

230

524

600

1,500

32

Full time

70

170

300

546

1,000

2,307

30

Part time

69

31

Union

74

170

200

490

550

1,500

26

Nonunion

69

170

300

546

1,000

2,308

31

Average wage within the following categories:3

 

 

 

 

 

 

 

    Lowest 25 percent

75

25

        Lowest 10 percent

80

20

    Second 25 percent

72

170

250

546

1,000

2,000

28

    Third 25 percent

71

170

300

546

1,000

2,000

29

    Highest 25 percent

66

170

250

546

1,000

2,308

34

        Highest 10 percent

66

170

250

561

1,100

2,308

34

Establishment characteristics

 

 

 

 

 

 

 

Goods-producing industries

65

170

300

524

1,000

1,500

35

Service-providing industries

71

170

201

546

1,000

2,307

29

    Education and health services

73

170

300

546

1,000

2,000

27

        Educational services

64

170

476

692

831

1,500

36

            Elementary and secondary schools

71

170

500

692

808

1,500

29

            Junior colleges, colleges, and universities

59

170

185

561

1,000

1,500

41

        Health care and social assistance

78

170

265

546

1,000

2,000

22

            Hospitals

68

170

400

576

1,250

2,423

32

    Public administration

70

135

200

546

959

1,662

30

1 to 99 workers

76

170

170

524

750

1,500

24

    1 to 49 workers

80

170

170

524

750

1,500

20

    50 to 99 workers

70

170

170

524

1,000

1,500

30

100 workers or more

66

170

300

561

1,292

2,308

34

    100 to 499 workers

67

170

364

546

1,155

2,000

33

    500 workers or more

65

170

250

561

1,500

2,310

35

Geographic areas

 

 

 

 

 

 

 

New England

61

39

Middle Atlantic

88

170

170

470

546

561

12

East North Central

51

250

400

700

1,153

2,307

49

West North Central

55

250

400

600

1,250

2,309

45

South Atlantic

67

300

500

750

1,500

2,500

33

West South Central

55

250

500

1,000

1,500

2,000

45

Mountain

60

400

750

1,000

2,308

3,500

40

Pacific

70

135

200

546

1,500

2,308

30

Footnotes:

1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.

2The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the
participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,
one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic.

3The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold.
The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical
Note for more details.


NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.