Medical care benefits, family coverage: Employer and employee premiums by employee contribution requirement Data Table

Table 14. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2010

(All workers with family coverage medical care benefits = 100 percent)

Characteristics

Total

Employee contribution not
required

Employee contribution required

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Average
flat monthly
employee
contribution

All workers

100

$818.80

12

$1,071.00

88

$786.00

$376.96

Worker characteristics

 

 

 

 

 

 

 

Management, professional, and related

100

864.19

10

1,111.33

90

835.80

375.65

    Management, business, and financial

100

857.20

9

1,074.46

91

834.77

365.34

    Professional and related

100

866.96

11

1,124.13

89

836.21

379.80

        Teachers

100

841.80

13

1,144.73

87

795.03

426.30

            Primary, secondary, and special education
             school teachers

100

840.58

14

1,209.87

86

780.56

447.85

        Registered nurses

100

875.01

8

1,098.51

92

856.47

365.16

Service

100

784.09

10

1,108.30

90

747.51

393.83

    Protective service

100

904.35

11

1,164.24

89

871.59

320.65

Sales and office

100

783.00

8

1,009.28

92

762.94

388.75

    Sales and related

100

716.40

8

856.36

92

704.96

416.61

    Office and administrative support

100

810.30

8

1,065.75

92

786.92

377.22

Natural resources, construction, and maintenance

100

789.44

20

1,092.84

80

713.04

391.45

    Construction, extraction, farming, fishing, and
     forestry

100

769.67

25

1,083.27

75

666.55

411.74

    Installation, maintenance, and repair

100

806.72

16

84

749.46

375.56

Production, transportation, and material moving

100

815.98

16

1,023.55

84

777.07

336.76

    Production

100

821.92

14

1,034.98

86

786.78

315.22

    Transportation and material moving

100

808.94

18

1,012.70

82

765.06

363.42

Full time

100

819.48

11

1,097.40

89

783.90

374.12

Part time

100

808.23

14

736.39

86

819.94

422.82

Union

100

993.25

30

1,094.41

70

949.73

318.50

Nonunion

100

768.64

6

1,038.18

94

750.92

389.49

Average wage within the following categories:2

 

 

 

 

 

 

 

    Lowest 25 percent

100

685.52

7

854.91

93

672.82

424.72

        Lowest 10 percent

100

637.08

7

659.66

93

635.30

422.24

    Second 25 percent

100

755.23

8

1,016.74

92

731.98

387.70

    Third 25 percent

100

836.72

11

1,074.14

89

806.08

364.90

    Highest 25 percent

100

900.50

16

1,125.75

84

858.38

359.39

        Highest 10 percent

100

939.25

16

1,119.22

84

904.81

345.72

Establishment characteristics

 

 

 

 

 

 

 

Goods-producing industries

100

819.78

16

1,020.36

84

781.00

324.48

Service-providing industries

100

818.58

10

1,088.59

90

787.05

387.97

    Education and health services

100

833.52

9

1,072.13

91

809.24

412.86

        Educational services

100

822.37

12

1,124.75

88

781.19

413.78

            Elementary and secondary schools

100

813.85

16

1,127.01

84

755.12

447.03

            Junior colleges, colleges, and universities

100

849.98

4

1,111.97

96

837.66

349.29

        Health care and social assistance

100

844.21

7

980.69

93

834.55

412.02

            Hospitals

100

920.43

5

1,189.65

95

905.73

311.75

    Public administration

100

950.67

12

1,094.67

88

931.84

284.32

1 to 99 workers

100

729.83

14

1,060.75

86

677.56

436.67

    1 to 49 workers

100

721.91

14

1,098.27

86

659.90

446.35

    50 to 99 workers

100

746.95

13

969.38

87

715.03

416.13

100 workers or more

100

868.85

10

1,078.63

90

844.73

344.62

    100 to 499 workers

100

845.20

9

1,061.62

91

823.99

370.27

    500 workers or more

100

888.17

11

1,089.48

89

862.17

323.07

Geographic areas

 

 

 

 

 

 

 

New England

100

935.93

9

1,087.74

91

920.32

360.52

Middle Atlantic

100

935.68

21

1,090.18

79

895.83

362.24

East North Central

100

887.70

13

1,079.15

87

859.51

317.17

West North Central

100

805.94

12

984.24

88

781.52

367.95

South Atlantic

100

743.35

5

1,136.49

95

724.14

396.54

East South Central

100

678.20

5

948.32

95

663.21

411.53

West South Central

100

722.03

7

1,101.22

93

692.96

429.03

Pacific

100

831.29

16

1,059.99

84

789.02

385.28

Footnotes:

1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.

2The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note
for more details.


NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.