Medical care benefits, single coverage: Employee participation by type of contribution Standard Errors

Table 12. Standard errors for medical care benefits, single coverage: Employee participation by type of contribution,
private industry workers,  National Compensation Survey, March 2009

Characteristics

Single coverage

Total with
contributory
coverage

Flat dollar
amount

Composite
rate1

Varies2

Flexible
benefits3

Percent of
earnings

Exists, but
unknown

Other

All workers

0.0

1.0

0.3

0.5

0.1

[4]

0.8

0.2

Worker characteristics

               

Management, professional, and related

0.0

1.2

0.7

0.8

0.3

[4]

0.7

0.2

    Management, business, and financial

0.0

1.3

0.7

1.3

0.4

[4]

0.8

0.2

    Professional and related

0.0

1.5

0.7

0.8

0.3

1.0

0.3

Service

0.0

3.5

0.9

0.3

3.3

    Protective service

0.0

8.4

1.2

7.6

Sales and office

0.0

1.0

[4]

0.7

0.2

0.8

[4]

    Sales and related

0.0

1.7

0.8

1.6

[4]

    Office and administrative support

0.0

1.1

[4]

0.8

0.3

0.7

0.2

Natural resources, construction, and maintenance

0.0

1.7

0.2

0.8

1.4

0.6

    Construction, extraction, farming, fishing, and
     forestry

0.0

2.8

1.2

2.7

1.3

    Installation, maintenance, and repair

0.0

2.0

0.8

1.7

Production, transportation, and material moving

0.0

1.2

0.4

0.7

[4]

1.0

0.3

    Production

0.0

1.6

0.5

1.0

[4]

1.1

    Transportation and material moving

0.0

1.6

0.7

0.2

1.3

0.7

Full time

0.0

1.1

0.3

0.5

0.1

[4]

0.9

0.2

Part time

0.0

2.0

1.1

0.3

1.5

Union

0.0

2.2

0.9

1.5

[4]

1.4

1.2

Nonunion

0.0

1.0

0.3

0.5

0.2

[4]

0.8

[4]

Wage percentiles:5

               

    Lowest 10 percent

0.0

6.5

1.6

    Lowest 25 percent

0.0

2.6

0.5

0.7

[4]

2.3

    Second 25 percent

0.0

1.4

0.2

0.7

0.2

1.1

0.2

    Third 25 percent

0.0

1.1

0.2

0.6

0.2

[4]

0.7

0.2

    Highest 25 percent

0.0

1.2

0.8

0.7

0.3

[4]

0.7

0.4

    Highest 10 percent

0.0

1.5

0.9

0.9

0.5

[4]

1.0

0.4

Establishment characteristics

               

Goods-producing industries

0.0

1.7

0.8

[4]

1.0

    Construction

0.0

2.8

1.6

2.3

    Manufacturing

0.0

1.9

0.9

[4]

1.1

Service-providing industries

0.0

1.2

0.2

0.6

0.2

[4]

0.9

0.2

    Trade, transportation, and utilities

0.0

1.1

0.3

0.6

[4]

0.8

0.4

        Wholesale trade

0.0

1.8

1.1

1.1

        Retail trade

0.0

1.7

0.9

1.5

        Transportation and warehousing

0.0

2.7

2.3

        Utilities

0.0

6.1

1.8

1.7

    Information

0.0

2.4

1.4

1.7

    Financial activities

0.0

1.8

1.3

0.8

[4]

1.2

0.3

        Finance and insurance

0.0

2.1

0.2

1.6

0.9

[4]

1.3

0.3

            Credit intermediation and related activities

0.0

2.3

2.2

1.2

            Insurance carriers and related activities

0.0

3.3

0.6

1.4

1.5

2.5

        Real estate and rental and leasing

0.0

6.0

    Professional and business services

0.0

2.5

1.5

0.7

1.6

        Professional and technical services

0.0

3.0

1.7

2.2

        Administrative and waste services

0.0

6.6

    Education and health services

0.0

1.9

1.5

0.4

1.0

0.3

        Educational services

0.0

2.3

1.7

0.9

1.4

            Junior colleges, colleges, and universities

0.0

2.8

2.2

0.2

1.5

        Health care and social assistance

0.0

2.2

1.8

0.4

1.1

0.4

    Leisure and hospitality

0.0

9.3

2.4

        Accommodation and food services

0.0

8.5

2.7

    Other services

0.0

4.6

1 to 99 workers

0.0

1.1

[4]

0.7

[4]

0.9

0.3

    1 to 49 workers

0.0

1.3

0.2

1.0

[4]

1.0

0.3

    50 to 99 workers

0.0

1.8

0.9

1.4

100 workers or more

0.0

1.3

0.4

0.6

0.2

[4]

1.1

0.2

    100 to 499 workers

0.0

0.9

0.3

0.5

0.3

0.7

[4]

    500 workers or more

0.0

2.3

0.8

1.0

0.4

2.2

0.5

Geographic areas

               

New England

0.0

3.1

2.1

0.4

1.6

Middle Atlantic

0.0

2.0

0.7

0.3

0.3

1.6

East North Central

0.0

2.1

0.2

0.9

0.3

1.9

West North Central

0.0

1.1

1.2

1.5

South Atlantic

0.0

1.8

1.2

1.1

0.3

East South Central

0.0

9.6

2.2

West South Central

0.0

2.7

1.7

1.3

Mountain

0.0

3.1

0.2

2.2

2.2

0.3

Pacific

0.0

2.1

1.4

0.6

1.0

0.9

Average monthly employer premium6

$2.13

$2.44

$23.61

$9.23

$8.80

$30.87

$5.85

$51.84

Footnotes:

1A composite rate is a set contribution covering more than one benefit area, for example, health care and life insurance. Cost data for individual plans cannot be determined.

2Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.

3Amount varies by options selected under a "cafeteria plan" or employer-sponsored reimbursement account.

4Less than 0.05.

5The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile
values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2008." See Technical Note for more details.

6Average premium is for all workers.

NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.