Medical care benefits, single coverage: Employer and employee premiums by employee contribution requirement Data Table

Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, private industry workers,  National Compensation Survey, March 2009

(All workers with single coverage medical care benefits = 100 percent)

Characteristics

Total

Employee contribution not
required

Employee contribution required

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Average
flat monthly
employee
contribution

All workers

100

$317.63

22

$412.45

78

$291.20

$92.43

Worker characteristics

             

Management, professional, and related

100

327.63

20

397.40

80

310.55

90.42

    Management, business, and financial

100

327.03

19

435.26

81

300.89

87.12

    Professional and related

100

327.98

20

376.26

80

316.06

92.29

Service

100

307.90

18

445.02

82

276.78

96.88

    Protective service

100

215.48

7

373.94

93

203.15

92.66

Sales and office

100

299.98

18

374.99

82

283.24

95.55

    Sales and related

100

268.85

15

343.32

85

255.28

102.00

    Office and administrative support

100

315.20

20

387.15

80

297.63

92.23

Natural resources, construction, and maintenance

100

348.35

36

463.85

64

282.40

98.20

    Construction, extraction, farming, fishing, and
     forestry

100

391.08

46

506.69

54

291.79

103.95

    Installation, maintenance, and repair

100

308.35

27

395.53

73

275.91

94.22

Production, transportation, and material moving

100

315.37

24

412.97

76

284.68

85.24

    Production

100

315.74

22

401.85

78

292.04

84.55

    Transportation and material moving

100

314.88

27

424.81

73

274.11

86.23

Full time

100

317.60

22

410.89

78

291.65

91.42

Part time

100

318.12

22

435.72

78

284.30

108.02

Union

100

430.02

49

508.18

51

354.26

79.29

Nonunion

100

297.59

17

362.78

83

284.33

93.86

Wage percentiles:1

             

    Lowest 10 percent

100

259.48

15

329.92

85

246.89

94.25

    Lowest 25 percent

100

275.43

16

344.17

84

262.56

99.92

    Second 25 percent

100

297.32

18

373.46

82

281.15

94.51

    Third 25 percent

100

320.72

24

416.65

76

290.85

91.31

    Highest 25 percent

100

345.90

26

444.97

74

311.81

88.61

    Highest 10 percent

100

341.08

22

438.24

78

313.97

87.61

Establishment characteristics

             

Goods-producing industries

100

330.93

26

438.93

74

292.64

87.06

    Construction

100

386.13

47

509.24

53

276.63

111.12

    Manufacturing

100

313.06

20

387.79

80

294.71

81.80

Service-providing industries

100

313.28

20

401.32

80

290.76

94.06

    Trade, transportation, and utilities

100

288.70

19

374.73

81

268.12

94.65

        Wholesale trade

100

298.57

22

352.01

78

283.55

89.69

        Retail trade

100

268.22

17

370.77

83

246.97

103.40

        Transportation and warehousing

100

312.41

21

416.34

79

284.17

83.25

        Utilities

100

333.48

16

372.93

84

325.94

81.23

    Information

100

326.75

25

428.84

75

293.53

85.50

    Financial activities

100

310.84

21

404.07

79

286.67

86.73

        Finance and insurance

100

307.06

17

388.09

83

289.93

87.45

            Credit intermediation and related activities

100

300.93

16

389.27

84

284.20

88.36

            Insurance carriers and related activities

100

316.51

18

395.41

82

299.00

86.78

        Real estate and rental and leasing

100

328.05

35

440.40

65

267.88

82.54

    Professional and business services

100

316.84

22

429.09

78

284.48

98.01

        Professional and technical services

100

307.25

24

371.16

76

286.94

97.13

        Administrative and waste services

100

311.49

21

481.77

79

267.57

105.34

    Education and health services

100

348.41

18

404.22

82

336.50

94.21

        Educational services

100

360.29

17

458.65

83

340.33

98.84

            Junior colleges, colleges, and universities

100

358.46

12

426.52

88

349.42

103.22

        Health care and social assistance

100

346.33

18

395.17

82

335.82

93.40

    Leisure and hospitality

100

272.39

18

391.21

82

246.75

95.48

        Accommodation and food services

100

273.18

17

406.91

83

245.78

95.95

    Other services

100

337.38

39

400.58

61

297.36

101.93

1 to 99 workers

100

311.43

30

402.23

70

272.46

101.97

    1 to 49 workers

100

312.30

32

393.36

68

273.76

104.37

    50 to 99 workers

100

309.46

25

428.23

75

269.78

97.04

100 workers or more

100

322.24

16

427.06

84

302.78

86.53

    100 to 499 workers

100

320.50

15

435.63

85

299.45

88.44

    500 workers or more

100

324.18

16

417.83

84

306.48

84.42

Geographic areas

             

New England

100

322.38

18

458.10

82

293.30

108.53

Middle Atlantic

100

339.97

24

419.75

76

314.09

91.48

East North Central

100

318.12

20

437.52

80

288.59

92.67

West North Central

100

325.71

20

434.23

80

298.21

87.64

South Atlantic

100

294.22

16

358.34

84

282.10

94.21

East South Central

100

283.47

18

345.82

82

269.70

98.76

West South Central

100

316.22

21

386.03

79

297.83

87.99

Mountain

100

312.87

22

442.77

78

277.04

97.98

Pacific

100

331.01

32

421.00

68

288.93

84.85

Footnotes:

1The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The
percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2008." See Technical Note
for more details.

NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.