Health care benefits: Access, participation, and take-up rates Standard Errors

Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1 private industry workers,  National Compensation
Survey, March 2009

Characteristics

Medical care

Dental care

Vision care

Outpatient prescription drug
coverage

Access

Participation

Take-up
rate

Access

Participation

Take-up
rate

Access

Participation

Take-up
rate

Access

Participation

Take-up
rate

All workers

0.7

0.6

0.5

0.8

0.6

0.4

0.9

0.8

0.7

0.7

0.6

0.5

Worker characteristics

                       

Management, professional, and related

1.0

0.7

0.6

1.2

1.0

0.6

1.2

1.0

1.1

1.0

0.8

0.6

    Management, business, and financial

0.8

1.0

0.7

1.4

1.5

0.9

1.4

1.4

1.4

0.9

1.0

0.7

    Professional and related

1.2

0.9

0.8

1.5

1.2

0.8

1.4

1.1

1.2

1.2

1.0

0.8

Service

2.1

1.8

1.8

2.6

2.4

2.6

2.7

2.4

3.6

2.1

1.8

1.8

    Protective service

5.3

4.6

4.9

3.8

2.7

3.5

3.8

2.5

10.4

5.3

4.7

5.2

Sales and office

0.8

0.8

0.8

0.9

0.8

0.6

0.8

0.7

1.0

0.8

0.8

0.8

    Sales and related

1.1

0.9

1.2

1.2

1.0

1.2

1.1

0.9

1.7

1.1

1.0

1.2

    Office and administrative support

1.1

1.0

0.8

1.2

1.0

0.7

0.9

0.8

1.2

1.1

1.0

0.8

Natural resources, construction, and maintenance

1.4

1.4

0.9

1.4

1.3

1.0

1.5

1.3

1.3

1.3

1.3

0.9

    Construction, extraction, farming, fishing, and
     forestry

2.0

2.1

1.4

1.8

1.6

1.5

1.8

1.7

2.0

1.9

1.8

1.4

    Installation, maintenance, and repair

1.6

1.5

1.1

2.0

1.7

1.1

2.1

1.7

1.6

1.7

1.6

1.1

Production, transportation, and material moving

1.2

1.0

0.7

1.3

1.1

1.0

0.9

0.8

1.1

1.2

1.0

0.7

    Production

1.5

1.3

0.8

1.8

1.6

1.0

1.3

1.1

1.6

1.6

1.5

0.9

    Transportation and material moving

1.8

1.4

1.1

1.7

1.2

1.5

1.3

1.0

1.5

1.9

1.4

1.1

Full time

0.5

0.6

0.5

0.8

0.7

0.4

1.1

0.9

0.7

0.5

0.5

0.4

Part time

0.9

0.6

1.6

0.7

0.5

1.5

0.5

0.4

1.8

0.9

0.6

1.7

Union

1.4

1.6

0.9

1.9

1.8

0.8

2.0

1.9

1.1

1.6

1.7

1.0

Nonunion

0.8

0.6

0.5

0.9

0.7

0.5

0.9

0.8

0.8

0.8

0.6

0.4

Wage percentiles:3

                       

    Lowest 10 percent

3.0

2.3

4.0

3.0

2.9

9.0

2.9

2.1

3.6

    Lowest 25 percent

1.4

1.2

1.5

1.7

1.5

2.7

1.7

1.5

3.6

1.4

1.2

1.5

    Second 25 percent

1.0

0.8

0.6

1.2

0.9

0.6

1.2

1.0

1.1

1.1

0.8

0.7

    Third 25 percent

0.7

0.8

0.6

1.1

0.9

0.6

1.1

0.9

0.8

0.8

0.8

0.6

    Highest 25 percent

0.8

0.8

0.6

1.0

0.9

0.6

1.1

1.1

1.1

0.8

0.8

0.6

    Highest 10 percent

1.1

1.3

0.9

1.6

1.5

0.9

1.4

1.2

1.5

1.1

1.2

0.8

Establishment characteristics

                       

Goods-producing industries

0.8

0.8

0.5

1.3

1.1

0.6

1.0

0.9

0.9

0.9

0.9

0.5

    Construction

2.0

1.9

1.3

1.7

1.5

1.6

1.5

1.4

2.0

1.9

1.7

1.4

    Manufacturing

0.8

0.8

0.5

1.7

1.5

0.7

1.4

1.2

1.1

1.0

1.0

0.5

Service-providing industries

0.8

0.7

0.6

1.0

0.8

0.5

1.1

0.9

0.9

0.8

0.7

0.5

    Trade, transportation, and utilities

0.8

0.8

0.8

1.0

0.8

0.8

0.8

0.7

1.1

0.8

0.8

0.7

        Wholesale trade

1.4

1.6

1.3

2.3

2.2

1.4

2.2

1.8

1.4

1.4

1.5

1.3

        Retail trade

1.1

0.9

1.1

1.3

0.9

1.2

1.0

0.8

1.9

1.1

1.0

1.1

        Transportation and warehousing

2.5

2.1

1.6

2.8

2.3

1.6

2.7

2.4

2.8

2.6

2.2

1.6

        Utilities

1.9

2.2

1.4

5.7

5.2

1.4

5.1

4.5

1.9

2.3

2.4

1.3

    Information

2.5

2.6

1.7

3.3

3.2

1.5

3.5

3.3

2.1

2.7

2.7

1.7

    Financial activities

1.0

1.0

0.7

1.6

1.6

0.9

1.3

1.0

1.2

1.1

1.1

0.7

        Finance and insurance

0.7

0.8

0.7

1.2

1.3

0.8

1.3

1.0

1.2

0.9

1.0

0.7

            Credit intermediation and related activities

0.7

0.9

0.8

1.5

1.7

1.1

1.9

1.5

1.7

0.7

0.9

0.8

            Insurance carriers and related activities

1.4

1.7

1.6

2.4

2.2

0.9

2.5

1.9

2.2

1.8

2.0

1.6

        Real estate and rental and leasing

3.3

3.0

2.2

4.0

3.5

3.1

3.9

3.4

2.8

3.2

3.0

2.3

    Professional and business services

1.8

1.7

1.2

2.1

1.7

1.6

1.9

1.4

2.6

1.9

1.6

1.2

        Professional and technical services

1.9

1.8

1.6

3.0

2.7

2.1

2.7

2.2

3.3

2.0

1.9

1.5

        Administrative and waste services

3.1

2.6

2.3

2.7

2.2

3.4

3.0

2.0

5.1

3.2

2.6

2.5

    Education and health services

1.5

1.3

1.2

1.8

1.4

1.1

1.6

1.3

1.7

1.6

1.3

1.2

        Educational services

2.4

2.4

1.6

2.3

2.1

1.7

2.2

2.0

3.4

2.7

2.5

1.5

            Junior colleges, colleges, and universities

1.1

1.9

1.7

2.2

2.3

1.5

3.3

3.1

4.0

1.2

1.7

1.5

        Health care and social assistance

1.7

1.5

1.3

2.1

1.6

1.2

1.8

1.5

2.0

1.8

1.5

1.4

    Leisure and hospitality

5.0

4.3

3.8

5.7

5.0

4.8

5.0

4.2

3.5

        Accommodation and food services

5.1

4.5

4.6

5.8

5.2

6.0

5.2

4.4

4.2

    Other services

3.3

2.6

2.6

3.0

2.6

2.7

2.9

2.2

3.8

3.3

2.5

2.7

1 to 99 workers

1.0

0.8

0.8

0.9

0.7

0.8

0.7

0.5

1.1

1.0

0.7

0.7

    1 to 49 workers

1.1

0.9

0.9

1.0

0.7

1.0

0.8

0.6

1.6

1.1

0.8

0.9

    50 to 99 workers

1.4

1.3

1.0

1.5

1.3

1.2

1.5

1.2

1.8

1.5

1.3

1.0

100 workers or more

0.7

0.7

0.5

1.0

0.9

0.5

1.6

1.4

0.8

0.7

0.7

0.5

    100 to 499 workers

1.0

1.0

0.7

1.3

1.1

0.7

1.2

1.0

1.0

1.0

0.9

0.7

    500 workers or more

0.8

0.9

0.6

1.7

1.4

0.6

2.7

2.4

1.1

0.9

0.9

0.7

Geographic areas

                       

New England

1.1

1.7

2.7

2.3

2.1

2.6

1.2

0.7

4.3

1.3

1.8

2.8

Middle Atlantic

2.0

1.4

1.7

1.3

0.9

0.9

1.8

1.8

2.0

1.8

1.3

1.7

East North Central

1.2

0.8

0.6

1.5

1.0

0.8

0.9

0.7

1.5

1.1

0.7

0.6

West North Central

1.4

1.8

1.3

2.1

2.1

1.2

2.1

1.6

1.8

1.1

1.7

1.6

South Atlantic

1.5

1.3

0.9

1.5

1.0

1.2

1.4

1.1

1.6

1.5

1.2

0.8

East South Central

5.6

4.2

1.7

7.1

6.3

3.0

6.0

4.1

1.9

West South Central

2.1

2.1

1.6

2.4

1.8

1.4

1.8

1.6

2.5

2.4

2.1

1.5

Mountain

3.0

3.2

1.7

4.8

4.0

2.0

2.7

2.4

2.0

3.0

3.0

1.6

Pacific

1.5

1.4

1.0

1.3

1.1

1.0

1.4

1.1

1.5

1.3

1.2

0.9

Footnotes:

1The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details.

NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20082009.htm.