Medical care benefits, family coverage: Employee participation by type of contribution Standard Errors

Table 14. Standard errors for medical care benefits, family coverage: Employee participation by
type of contribution, State and local government workers, National Compensation Survey, March
2009

Characteristics

Family coverage

Total with
contributory
coverage

Flat dollar
amount

Varies1

Flexible
benefits2

Percent of
earnings

Exists, but
unknown

All workers

0.0

1.0

0.8

0.3

[3]

0.6

Worker characteristics

           

Management, professional, and related

0.0

1.3

1.0

0.4

[3]

0.8

    Professional and related

0.0

1.2

1.0

0.4

[3]

0.8

        Teachers

0.0

1.5

0.9

0.5

1.1

            Primary, secondary, and special education
             school teachers

0.0

1.7

1.0

0.7

1.4

        Registered nurses

0.0

3.7

3.2

1.5

Service

0.0

1.4

1.2

0.2

0.8

    Protective service

0.0

2.3

1.9

1.1

Sales and office

0.0

1.3

0.9

0.8

0.8

    Office and administrative support

0.0

1.3

0.9

0.5

0.8

Natural resources, construction, and maintenance

0.0

2.1

1.9

0.5

1.2

Production, transportation, and material moving

0.0

2.3

1.4

1.7

Full time

0.0

1.0

0.8

0.4

[3]

0.6

Part time

0.0

3.6

1.7

0.4

Union

0.0

1.3

0.9

1.1

Nonunion

0.0

1.3

1.2

0.5

0.5

Wage percentiles:4

           

    Lowest 10 percent

0.0

2.3

1.3

1.9

    Lowest 25 percent

0.0

1.7

1.2

0.9

[3]

0.9

    Second 25 percent

0.0

1.4

1.3

0.3

0.5

    Third 25 percent

0.0

1.3

0.8

0.3

0.9

    Highest 25 percent

0.0

1.3

1.0

0.6

0.9

    Highest 10 percent

0.0

1.7

1.4

0.2

0.7

Establishment characteristics

           

Service-providing industries

0.0

1.0

0.8

0.3

[3]

0.6

    Education and health services

0.0

1.4

1.0

0.3

[3]

1.0

        Educational services

0.0

1.5

0.9

0.3

[3]

1.1

            Elementary and secondary schools

0.0

1.8

1.0

0.4

[3]

1.5

            Junior colleges, colleges, and universities

0.0

2.5

2.3

0.7

        Health care and social assistance

0.0

2.8

2.6

0.7

            Hospitals

0.0

3.0

2.7

1.2

    Public administration

0.0

2.0

1.3

0.7

1.0

1 to 99 workers

0.0

2.9

2.5

1.4

1.4

    1 to 49 workers

0.0

4.1

1.5

2.4

    50 to 99 workers

0.0

2.9

2.2

1.1

100 workers or more

0.0

0.9

0.7

0.3

[3]

0.8

    100 to 499 workers

0.0

1.9

1.6

0.4

1.0

    500 workers or more

0.0

1.2

0.8

0.4

[3]

0.9

State government

0.0

2.5

2.1

0.9

Local government

0.0

0.9

0.7

0.3

[3]

0.9

Geographic areas

           

New England

0.0

3.0

Middle Atlantic

0.0

3.3

2.3

0.1

1.7

East North Central

0.0

2.7

1.8

1.6

West North Central

0.0

4.7

1.9

South Atlantic

0.0

0.8

0.2

0.6

East South Central

0.0

4.3

West South Central

0.0

3.4

1.9

Mountain

0.0

4.3

0.3

Pacific

0.0

2.0

2.0

0.4

1.5

Average monthly employer premium5

$13.02

$15.07

$26.74

$43.06

$8.55

$52.54

Footnotes:

1Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.

2Amount varies by options selected under a "cafeteria plan" or employer-sponsored reimbursement account.

3Less than 0.05.

4The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the
threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United
States, 2008." See Technical Note for more details.

5Average premium is for all workers.

NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.