Defined benefit retirement plans: Employee contribution requirement and method of contribution Data Table

Table 3. Defined benefit retirement plans: Employee contribution requirement and method
of contribution, State and local government workers, National Compensation Survey,
March 2009

(All workers participating in defined benefit plans = 100 percent)

Characteristics

Employee
contribution
required

Fixed percent of earnings1

Employee
contibution
not required

Total

Mean fixed
percent of
earnings

Median fixed
percent of
earnings

All workers

78

72

6.4

6.4

22

Worker characteristics

         

Management, professional, and related

79

72

6.5

6.4

21

    Professional and related

80

73

6.5

6.4

20

        Teachers

81

75

6.8

6.4

19

            Primary, secondary, and special education
             school teachers

80

75

6.8

6.4

20

        Registered nurses

73

68

6.3

6.0

27

Service

78

72

6.7

6.5

22

    Protective service

75

70

7.1

7.0

25

Sales and office

76

71

6.0

6.0

24

    Office and administrative support

76

70

6.0

6.0

24

Natural resources, construction, and maintenance

75

72

5.8

6.0

25

Production, transportation, and material moving

80

73

6.2

6.0

20

Full time

77

72

6.4

6.4

23

Part time

87

76

6.8

7.0

13

Union

78

69

6.4

6.5

22

Nonunion

78

75

6.4

6.4

22

Wage percentiles:2

         

    Lowest 10 percent

80

77

6.4

6.4

20

    Lowest 25 percent

78

74

6.3

6.4

22

    Second 25 percent

77

71

6.2

6.0

23

    Third 25 percent

74

69

6.3

6.3

26

    Highest 25 percent

82

74

6.6

6.4

18

    Highest 10 percent

85

75

6.9

7.3

15

Establishment characteristics

         

Service-providing industries

78

72

6.4

6.4

22

    Education and health services

81

74

6.5

6.4

19

        Educational services

82

75

6.6

6.4

18

            Elementary and secondary schools

81

76

6.6

6.4

19

            Junior colleges, colleges, and universities

84

71

6.4

6.4

16

        Health care and social assistance

72

65

6.1

5.5

28

            Hospitals

64

60

5.7

5.5

36

    Public administration

73

67

6.2

6.0

27

1 to 99 workers

79

73

6.0

6.0

21

    1 to 49 workers

85

81

5.9

6.0

15

    50 to 99 workers

73

65

6.1

6.0

27

100 workers or more

78

72

6.4

6.4

22

    100 to 499 workers

79

73

6.4

6.4

21

    500 workers or more

77

71

6.4

6.4

23

State government

78

66

5.9

6.0

22

Local government

78

74

6.5

6.4

22

Geographic areas

         

New England

99

64

6.2

5.5

1

Middle Atlantic

93

92

5.2

5.5

7

East North Central

67

60

7.9

9.4

33

West North Central

95

95

5.7

4.3

5

South Atlantic

55

54

5.6

6.0

45

East South Central

91

91

6.3

7.3

9

Pacific

77

59

6.7

7.0

23

Footnotes:

1The employee contributes a fixed percentage of his or her earnings to the retirement plan.

2The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and
below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2008." See Technical Note for more details.

NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.