Long-term disability plans: Employee contribution requirement Data Table

Table 26. Long-term disability plans: Employee contribution
requirement, civilian workers,1 National Compensation
Survey, March 2009

(All workers with long-term disability coverage = 100 percent)

Characteristics

Employee
contribution
required

Employee
contribution
not required

All workers

10

90

Worker characteristics

   

Management, professional, and related

10

90

    Management, business, and financial

9

91

    Professional and related

11

89

        Teachers

17

83

            Primary, secondary, and special education
             school teachers

19

81

        Registered nurses

8

92

Service

11

89

    Protective service

14

86

Sales and office

10

90

    Sales and related

12

88

    Office and administrative support

9

91

Natural resources, construction, and maintenance

12

88

    Construction, extraction, farming, fishing, and
     forestry

8

92

    Installation, maintenance, and repair

14

86

Production, transportation, and material moving

10

90

    Production

11

89

    Transportation and material moving

9

91

Full time

11

89

Part time

9

91

Union

13

87

Nonunion

10

90

Wage percentiles:2

   

    Lowest 25 percent

9

91

    Second 25 percent

11

89

    Third 25 percent

10

90

    Highest 25 percent

10

90

    Highest 10 percent

12

88

Establishment characteristics

   

Goods-producing industries

10

90

Service-providing industries

10

90

    Education and health services

13

87

        Educational services

17

83

            Elementary and secondary schools

20

80

            Junior colleges, colleges, and universities

14

86

        Health care and social assistance

9

91

            Hospitals

10

90

    Public administration

17

83

1 to 99 workers

9

91

    1 to 49 workers

10

90

    50 to 99 workers

6

94

100 workers or more

11

89

    100 to 499 workers

9

91

    500 workers or more

12

88

Geographic areas

   

New England

8

92

Middle Atlantic

8

92

East North Central

14

86

West North Central

7

93

South Atlantic

8

92

East South Central

8

92

West South Central

10

90

Mountain

22

78

Pacific

10

90

Footnotes:

1Includes workers in the private nonfarm economy except those in private households,
and workers in the public sector, except the federal government. See Technical Note for
further explanation.

2The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The percentile
values are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2008." See Technical Note for more details.

NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of
major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.