Life insurance plans: Employee contribution requirement Data Table

Table 17. Life insurance plans: Employee contribution
requirement, civilian workers,1 National Compensation Survey,
March 2009

(All workers with basic life insurance coverage = 100 percent)

Characteristics

Employee
contribution not
required

Employee
contribution
required

All workers

94

6

Worker characteristics

   

Management, professional, and related

94

6

    Management, business, and financial

95

5

    Professional and related

94

6

        Teachers

91

9

            Primary, secondary, and special education
             school teachers

91

9

        Registered nurses

96

4

Service

91

9

    Protective service

92

8

Sales and office

94

6

    Sales and related

93

7

    Office and administrative support

95

5

Natural resources, construction, and maintenance

91

9

    Construction, extraction, farming, fishing, and
     forestry

89

11

    Installation, maintenance, and repair

93

7

Production, transportation, and material moving

94

6

    Production

94

6

    Transportation and material moving

95

5

Full time

94

6

Part time

96

4

Union

94

6

Nonunion

94

6

Wage percentiles:2

   

    Lowest 10 percent

89

11

    Lowest 25 percent

91

9

    Second 25 percent

93

7

    Third 25 percent

94

6

    Highest 25 percent

95

5

    Highest 10 percent

94

6

Establishment characteristics

   

Goods-producing industries

93

7

Service-providing industries

94

6

    Education and health services

94

6

        Educational services

91

9

            Elementary and secondary schools

91

9

        Health care and social assistance

96

4

            Hospitals

97

3

    Public administration

89

11

1 to 99 workers

94

6

    1 to 49 workers

93

7

    50 to 99 workers

95

5

100 workers or more

94

6

    100 to 499 workers

94

6

    500 workers or more

94

6

Geographic areas

   

New England

91

9

Middle Atlantic

97

3

East North Central

93

7

West North Central

96

4

South Atlantic

93

7

East South Central

83

17

West South Central

93

7

Mountain

94

6

Pacific

96

4

Footnotes:

1Includes workers in the private nonfarm economy except those in private households, and
workers in the public sector, except the federal government. See Technical Note for further
explanation.

2The percentile groupings are based on the average wage for each occupation surveyed, which
may include workers both above and below the threshold. The percentile values are based on the
estimates published in the "National Compensation Survey: Occupational Earnings in the United
States, 2008." See Technical Note for more details.

NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers
in this category or data did not meet publication criteria. For definitions of major plans, key provisions,
and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20082009.htm.