Medical care benefits, family coverage: Employer and employee premiums by employee contribution requirement Standard Errors

Table 13. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, civilian workers,1 National Compensation
Survey, March 2009

Characteristics

Total

Employee contribution not
required

Employee contribution required

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Average
flat monthly
employee
contribution

All workers

$5.40

0.4

$13.42

0.4

$5.31

$3.58

Worker characteristics

           

Management, professional, and related

8.06

0.6

22.48

0.6

8.16

5.17

    Management, business, and financial

15.99

0.7

34.12

0.7

16.99

5.56

    Professional and related

8.31

0.8

25.47

0.8

8.27

6.52

        Teachers

14.57

1.2

28.77

1.2

15.52

13.43

            Primary, secondary, and special education
             school teachers

17.06

1.4

34.65

1.4

18.26

15.58

        Registered nurses

25.44

2.2

73.42

2.2

25.67

14.36

Service

14.70

0.8

43.15

0.8

13.22

7.18

    Protective service

26.90

1.3

39.91

1.3

28.92

13.83

Sales and office

5.95

0.5

24.48

0.5

5.65

4.55

    Sales and related

8.35

0.7

36.64

0.7

8.54

7.12

    Office and administrative support

6.74

0.6

30.77

0.6

6.41

5.03

Natural resources, construction, and maintenance

12.88

1.3

25.01

1.3

13.29

7.73

    Construction, extraction, farming, fishing, and
     forestry

17.37

1.8

29.11

1.8

20.34

12.07

    Installation, maintenance, and repair

17.15

1.4

48.26

1.4

16.30

9.10

Production, transportation, and material moving

9.97

1.1

22.60

1.1

10.06

6.52

    Production

13.74

1.4

27.67

1.4

14.94

8.05

    Transportation and material moving

14.34

1.5

36.64

1.5

12.78

8.81

Full time

5.54

0.4

13.92

0.4

5.40

3.67

Part time

19.10

1.3

64.86

1.3

16.60

12.29

Union

9.60

1.1

15.88

1.1

10.78

10.00

Nonunion

5.69

0.4

24.86

0.4

5.72

3.79

Wage percentiles:2

           

    Lowest 10 percent

30.29

1.9

88.68

1.9

29.25

17.27

    Lowest 25 percent

11.07

0.6

69.85

0.6

10.34

6.93

    Second 25 percent

7.42

0.6

25.23

0.6

7.32

6.87

    Third 25 percent

7.01

0.7

16.30

0.7

7.19

4.85

    Highest 25 percent

7.41

0.7

18.63

0.7

8.24

4.43

    Highest 10 percent

10.09

1.0

28.83

1.0

10.89

5.83

Establishment characteristics

           

Goods-producing industries

9.50

1.0

16.93

1.0

10.82

6.36

Service-providing industries

5.73

0.4

17.85

0.4

5.45

3.93

    Education and health services

11.10

0.7

27.34

0.7

10.74

8.60

        Educational services

12.77

0.9

21.31

0.9

13.35

11.87

            Elementary and secondary schools

13.96

1.1

22.63

1.1

14.30

14.79

            Junior colleges, colleges, and universities

27.47

1.0

68.40

1.0

27.97

18.74

        Health care and social assistance

17.39

1.2

62.26

1.2

15.98

13.29

            Hospitals

15.21

0.8

39.43

0.8

15.82

8.54

    Public administration

13.04

1.0

25.38

1.0

13.93

8.15

1 to 99 workers

7.74

0.8

23.82

0.8

7.32

5.57

    1 to 49 workers

8.72

0.9

27.72

0.9

8.65

6.21

    50 to 99 workers

15.51

1.3

39.60

1.3

16.47

8.64

100 workers or more

6.97

0.4

17.49

0.4

6.92

4.09

    100 to 499 workers

9.60

0.6

20.51

0.6

10.41

6.78

    500 workers or more

9.07

0.5

29.14

0.5

8.95

5.77

Geographic areas

           

New England

14.72

1.6

27.19

1.6

14.71

10.47

Middle Atlantic

15.07

1.3

27.87

1.3

12.05

8.59

East North Central

12.62

1.1

20.92

1.1

13.84

8.34

West North Central

14.64

1.2

54.52

1.2

13.01

16.67

South Atlantic

13.20

0.8

56.65

0.8

12.24

7.57

East South Central

19.86

0.8

31.63

0.8

21.05

16.83

West South Central

14.28

0.7

88.69

0.7

13.65

10.36

Mountain

12.54

1.8

102.22

1.8

14.21

10.95

Pacific

15.58

1.3

25.56

1.3

17.97

7.88

Footnotes:

1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal
government. See Technical Note for further explanation.

2The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the
threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United
States, 2008." See Technical Note for more details.