Medical care benefits, single coverage: Employee participation by type of contribution Data Table

Table 12. Medical care benefits, single coverage: Employee participation by type of contribution, civilian workers,1
National Compensation Survey, March 2009

(All workers with contributory coverage = 100 percent)

Characteristics

Single coverage

Total with
contributory
coverage

Flat dollar
amount

Composite
rate2

Varies3

Flexible
benefits4

Percent of
earnings

Exists, but
unknown

Other

All workers

100

78

1

8

1

[5]

11

1

Worker characteristics

               

Management, professional, and related

100

78

1

10

2

[5]

8

1

    Management, business, and financial

100

77

1

11

3

[5]

8

1

    Professional and related

100

79

1

9

2

[5]

8

1

        Teachers

100

83

1

9

2

5

            Primary, secondary, and special education
             school teachers

100

84

1

8

2

5

        Registered nurses

100

75

10

2

12

Service

100

77

1

8

1

12

1

    Protective service

100

78

7

1

12

Sales and office

100

74

[5]

9

1

[5]

15

[5]

    Sales and related

100

68

7

24

[5]

    Office and administrative support

100

77

[5]

10

1

11

1

Natural resources, construction, and maintenance

100

82

1

6

[5]

10

1

    Construction, extraction, farming, fishing, and
     forestry

100

79

7

1

11

2

    Installation, maintenance, and repair

100

84

5

9

Production, transportation, and material moving

100

83

1

5

[5]

10

1

    Production

100

83

1

5

[5]

10

    Transportation and material moving

100

83

1

4

1

10

2

Full time

100

78

1

8

1

[5]

11

1

Part time

100

76

8

1

14

Union

100

79

1

9

1

[5]

8

2

Nonunion

100

78

1

8

1

[5]

11

[5]

Wage percentiles:6

               

    Lowest 10 percent

100

72

8

18

    Lowest 25 percent

100

73

1

7

[5]

18

    Second 25 percent

100

79

1

8

1

11

[5]

    Third 25 percent

100

81

1

7

1

[5]

10

1

    Highest 25 percent

100

78

1

10

2

[5]

8

1

    Highest 10 percent

100

76

2

11

2

[5]

8

1

Establishment characteristics

               

Goods-producing industries

100

82

5

[5]

10

Service-providing industries

100

77

1

9

1

[5]

11

1

    Education and health services

100

79

11

2

7

1

        Educational services

100

81

[5]

11

2

[5]

5

            Elementary and secondary schools

100

83

1

8

2

[5]

6

            Junior colleges, colleges, and universities

100

78

17

1

4

        Health care and social assistance

100

78

11

1

9

1

            Hospitals

100

74

11

1

12

    Public administration

100

81

10

3

4

1 to 99 workers

100

81

[5]

8

1

9

1

    1 to 49 workers

100

80

[5]

9

1

9

1

    50 to 99 workers

100

84

5

1

9

100 workers or more

100

77

1

8

1

[5]

12

1

    100 to 499 workers

100

80

1

5

1

12

[5]

    500 workers or more

100

74

1

11

2

11

1

Geographic areas

               

New England

100

85

5

1

9

Middle Atlantic

100

78

8

1

1

11

East North Central

100

77

1

8

2

12

West North Central

100

79

10

10

South Atlantic

100

83

6

9

1

East South Central

100

75

8

West South Central

100

74

11

2

12

Mountain

100

74

[5]

10

1

13

1

Pacific

100

77

2

8

2

8

2

Average monthly employer premium7

$310.28

$307.99

$330.03

$336.08

$336.77

$282.08

$298.79

$385.39

Footnotes:

1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note
for further explanation.

2A composite rate is a set contribution covering more than one benefit area, for example, health care and life insurance. Cost data for individual plans cannot be determined.

3Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.

4Amount varies by options selected under a "cafeteria plan" or employer-sponsored reimbursement account.

5Less than 0.5 percent.

6The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile
values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2008." See Technical Note for more details.

7Average premium is for all workers.

NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.