Table 2400. Population size of area of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2003 Urbanized area consumer units All Outside Item consumer urbanized All units area urbanized Less 100,000 250,000 1,000,000 2,500,000 5,000,000 area than to to to to and consumer 100,000 249,999 999,999 2,499,999 4,999,999 over units Number of consumer units (in thousands)...... 115,356 44,208 71,149 9,148 12,114 10,528 16,547 10,340 12,472 Income before taxes a/ ...................... $51,128 $46,893 $53,785 $40,234 $44,131 $52,325 $55,281 $64,595 $63,343 Income after taxes a/ ....................... 48,596 44,358 51,255 39,258 41,812 49,242 52,484 60,885 61,280 Age of the reference person.................. 48.4 49.5 47.7 47.7 45.7 48.4 48.4 46.5 48.9 Average number in consumer unit: Persons..................................... 2.5 2.5 2.5 2.3 2.4 2.4 2.5 2.6 2.7 Children under 18........................... .6 .6 .7 .6 .7 .6 .6 .7 .7 Persons 65 and over......................... .3 .3 .3 .3 .3 .3 .3 .2 .3 Earners..................................... 1.3 1.3 1.3 1.2 1.3 1.3 1.3 1.4 1.4 Vehicles.................................... 1.9 2.3 1.7 1.8 1.7 1.8 1.8 1.7 1.5 Percent distribution: Male........................................ 50 51 49 47 49 49 49 52 51 Female...................................... 50 49 51 53 51 51 51 48 49 Homeowner................................... 67 76 61 61 60 63 65 63 56 With mortgage.............................. 41 42 40 34 38 41 46 41 37 Without mortgage........................... 26 34 21 26 22 22 19 22 19 Renter...................................... 33 24 39 39 40 37 35 37 44 Black or African American................... 12 6 16 18 10 15 17 19 16 White, Asian, and All Other Races........... 88 94 84 82 90 85 83 81 84 Elementary (1-8)............................ 6 7 5 5 6 4 4 5 8 High school (9-12).......................... 36 41 34 39 32 36 33 31 32 College..................................... 57 52 61 55 62 59 62 65 59 Never attended and other.................... b/ b/ b/ b/ b/ b/ b/ b/ b/ At least one vehicle owned or leased........ 88 92 85 85 86 88 89 86 76 Average annual expenditures.................. $40,817 $38,340 $42,342 $33,376 $38,866 $39,103 $44,006 $46,751 $49,118 Food........................................ 5,340 4,961 5,565 4,600 5,059 5,030 5,731 5,769 6,807 Food at home............................. 3,129 2,980 3,218 2,898 3,049 2,891 3,379 3,149 3,747 Cereals and bakery products............ 442 421 454 416 447 423 460 420 538 Cereals and cereal products.......... 150 141 156 152 159 139 155 139 186 Bakery products...................... 292 280 298 264 288 284 305 281 352 Meats, poultry, fish, and eggs......... 825 785 848 780 733 756 899 855 1,018 Beef................................. 246 258 238 250 200 210 259 224 280 Pork................................. 171 170 171 179 162 167 176 161 180 Other meats.......................... 102 97 105 86 98 100 112 98 127 Poultry.............................. 145 125 156 131 134 138 169 154 198 Fish and seafood..................... 124 100 139 99 107 106 144 184 181 Eggs................................. 37 35 39 35 32 35 40 35 52 Dairy products......................... 328 319 334 298 328 299 357 307 387 Fresh milk and cream................. 127 127 126 113 127 115 131 108 156 Other dairy products................. 201 192 207 185 201 184 227 200 231 Fruits and vegetables.................. 535 470 574 468 522 478 616 568 737 Fresh fruits......................... 171 142 188 146 165 152 210 184 246 Fresh vegetables..................... 172 148 186 141 160 144 198 193 260 Processed fruits..................... 108 96 116 96 113 102 125 108 141 Processed vegetables................. 84 84 84 85 84 80 83 84 90 Other food at home..................... 999 985 1,008 936 1,019 935 1,047 999 1,067 Sugar and other sweets............... 119 118 119 113 127 114 118 110 132 Fats and oils........................ 86 85 86 87 80 86 88 80 94 Miscellaneous foods.................. 490 477 497 458 514 445 528 517 495 Nonalcoholic beverages............... 268 269 268 255 261 251 273 256 303 Food prepared by consumer unit on out-of-town trips................... 36 35 37 24 37 39 39 36 44 Food away from home.................... 2,211 1,981 2,348 1,701 2,010 2,139 2,352 2,620 3,061 Alcoholic beverages......................... 391 345 419 281 378 339 458 503 498 Housing..................................... 13,432 11,606 14,566 10,467 12,517 12,856 15,180 16,460 18,625 Shelter.................................. 7,887 6,299 8,874 5,698 7,265 7,490 9,146 10,552 12,185 Owned dwellings........................ 5,263 4,735 5,591 3,586 4,574 4,674 5,918 6,723 7,450 Mortgage interest and charges........ 2,954 2,578 3,187 1,870 2,635 2,819 3,447 3,864 4,097 Property taxes....................... 1,344 1,232 1,413 965 1,122 1,061 1,310 1,895 2,060 Maintenance, repairs, insurance,other expenses............................ 965 925 990 752 818 794 1,161 963 1,294 Rented dwellings....................... 2,179 1,151 2,819 1,771 2,354 2,381 2,717 3,319 4,129 Other lodging.......................... 445 413 465 341 336 435 512 511 605 Utilities, fuels, and public services.... 2,811 2,782 2,830 2,583 2,537 2,890 2,938 3,029 2,936 Natural gas............................ 392 272 467 340 407 459 455 461 645 Electricity............................ 1,028 1,114 974 1,022 870 1,077 1,043 1,033 814 Fuel oil and other fuels............... 110 189 60 58 56 76 20 76 92 Telephone services..................... 956 912 983 846 860 950 1,003 1,093 1,111 Water and other public services........ 326 295 346 317 344 327 417 365 274 Household operations..................... 707 543 809 558 723 712 828 895 1,063 Personal services...................... 294 216 342 239 289 309 341 441 415 Other household expenses............... 414 327 467 319 435 403 487 454 648 Housekeeping supplies.................... 529 541 522 466 529 445 542 530 588 Laundry and cleaning supplies.......... 132 137 130 143 117 120 129 126 145 Other household products............... 263 274 257 225 291 199 263 255 293 Postage and stationery................. 133 131 135 98 121 125 149 149 149 Household furnishings and equipment...... 1,497 1,442 1,531 1,161 1,462 1,320 1,726 1,454 1,853 Household textiles..................... 113 105 119 94 133 92 116 119 150 Furniture.............................. 401 352 431 335 442 394 467 382 515 Floor coverings........................ 52 45 56 30 51 29 61 65 89 Major appliances....................... 196 179 206 136 195 189 225 198 263 Small appliances, miscellaneous housewares............................ 88 80 92 69 100 92 93 106 87 Miscellaneous household equipment...... 648 681 627 497 542 525 763 583 750 Apparel and services........................ 1,640 1,351 1,815 1,217 1,675 1,501 1,742 2,153 2,444 Men and boys............................. 372 304 412 250 406 297 401 504 569 Men, 16 and over....................... 282 225 317 186 321 206 310 393 444 Boys, 2 to 15.......................... 89 79 96 64 86 92 90 111 125 Women and girls.......................... 634 550 685 437 644 542 691 815 895 Women, 16 and over..................... 529 453 574 368 526 463 580 685 753 Girls, 2 to 15......................... 106 97 111 69 118 79 111 130 143 Children under 2......................... 81 64 92 61 87 70 96 95 128 Footwear................................. 294 257 316 231 269 252 292 409 424 Other apparel products and services...... 258 175 310 237 268 339 263 330 427 Transportation.............................. 7,781 8,180 7,532 6,615 7,571 7,101 7,970 8,179 7,412 Vehicle purchases (net outlay)........... 3,732 4,192 3,446 3,216 3,940 3,259 3,637 3,837 2,715 Cars and trucks, new................... 2,052 2,142 1,997 1,726 2,266 1,684 1,999 2,504 1,775 Cars and trucks, used.................. 1,611 1,959 1,396 1,434 1,614 1,517 1,562 1,295 917 Other vehicles......................... 68 91 54 c/ 56 60 c/ 58 77 c/ 39 c/ 24 Gasoline and motor oil................... 1,333 1,497 1,231 1,147 1,161 1,268 1,268 1,291 1,230 Other vehicle expenses................... 2,331 2,240 2,387 1,970 2,135 2,202 2,635 2,510 2,664 Vehicle finance charges................ 371 410 346 360 328 376 397 332 272 Maintenance and repairs................ 619 625 615 545 615 547 688 624 621 Vehicle insurance...................... 905 891 914 774 841 879 1,023 987 914 Vehicle rental, leases, licenses, other charges.............................. 436 314 512 291 351 400 528 567 858 Public transportation.................... 385 252 467 282 335 372 429 541 804 Health care................................. 2,416 2,583 2,313 2,216 2,429 2,278 2,427 2,253 2,199 Health insurance......................... 1,252 1,384 1,170 1,079 1,125 1,121 1,256 1,213 1,169 Medical services......................... 591 587 594 549 688 611 585 540 577 Drugs.................................... 467 511 439 483 466 454 477 394 357 Medical supplies......................... 107 102 111 105 151 93 109 106 95 Entertainment............................... 2,060 2,146 2,009 1,786 1,957 2,020 2,112 1,879 2,188 Fees and admissions...................... 494 403 551 380 466 475 596 590 733 Television, radios, sound equipment...... 730 663 772 701 729 783 770 792 838 Pets, toys, and playground equipment..... 378 451 335 290 400 340 347 298 315 Other entertainment supplies, equipment,and services.................. 457 628 351 416 363 422 399 199 303 Personal care products and services......... 527 461 567 477 492 527 581 593 702 Reading..................................... 127 116 134 123 135 135 132 134 145 Education................................... 783 646 869 609 852 681 786 959 1,269 Tobacco products and smoking supplies....... 290 330 265 292 240 331 264 247 227 Miscellaneous............................... 606 607 605 442 582 719 614 649 601 Cash contributions.......................... 1,370 1,274 1,429 1,120 1,443 1,411 1,544 1,632 1,339 Personal insurance and pensions............. 4,055 3,735 4,254 3,131 3,536 4,172 4,467 5,343 4,661 Life and other personal insurance........ 397 403 394 313 330 424 438 381 440 Pensions and Social Security............. 3,658 3,332 3,861 2,818 3,206 3,748 4,029 4,961 4,221 Sources of income and personal taxes: a/ Money income before taxes.................. 51,128 46,893 53,785 40,234 44,131 52,325 55,281 64,595 63,343 Wages and salaries....................... 41,200 36,502 44,148 30,643 34,951 42,733 45,006 55,502 53,586 Self-employment income................... 2,138 2,236 2,077 1,640 2,152 2,226 1,881 1,922 2,619 Social Security, private and government retirement................... 5,601 6,013 5,342 5,909 4,993 5,669 6,015 4,638 4,656 Interest, dividends, rental income, other property income................... 1,097 1,160 1,058 698 882 713 1,187 1,383 1,340 Unemployment and workers'' compensation, veterans'' benefits..................... 269 267 270 277 212 249 265 389 243 Public assistance, supplemental security, income, food stamps..................... 314 254 352 536 335 265 305 241 462 Regular contributions for support........ 343 319 358 386 435 258 474 300 241 Other income............................. 165 142 179 145 171 212 148 219 195 Personal taxes............................. 2,532 2,535 2,529 976 2,319 3,082 2,797 3,709 2,063 Federal income taxes..................... 1,843 1,870 1,826 628 1,527 2,288 2,063 2,777 1,491 State and local income taxes............. 502 440 540 231 481 668 617 692 490 Other taxes.............................. 187 226 163 116 311 127 117 240 82 Income after taxes......................... 48,596 44,358 51,255 39,258 41,812 49,242 52,484 60,885 61,280 Net change in total assets and liabilities... -14,376 -12,272 -15,683 -15,882 -7,134 -12,931 -19,440 -19,371 -18,121 Net change in total assets............... 6,451 5,638 6,956 -2,478 8,254 4,514 7,912 12,077 9,165 Net change in total liabilities.......... 20,827 17,910 22,639 13,404 15,387 17,445 27,352 31,448 27,286 Other financial information: Other money receipts..................... 530 590 493 311 549 190 321 630 943 Mortgage principal paid on owned property................................ -1,565 -1,465 -1,627 -1,002 -1,218 -1,604 -1,744 -1,675 -2,307 Estimated market value of owned home..... 122,059 113,177 127,579 75,996 96,650 99,963 132,056 161,877 184,388 Estimated monthly rental value of owned home.................................... 750 689 788 518 661 700 835 939 994 Gifts of goods and services................. 1,007 902 1,071 783 917 1,026 987 1,303 1,375 Food..................................... 78 64 86 30 86 54 58 108 168 Alcoholic beverages...................... 16 11 19 12 14 10 23 31 22 Housing.................................. 220 213 225 168 223 215 238 238 248 Housekeeping supplies.................. 42 40 42 22 43 32 47 41 60 Household textiles..................... 13 13 12 8 17 3 17 11 14 Appliances and miscellaneous housewares........................... 25 21 27 c/ 10 27 16 28 43 31 Major appliances..................... 7 5 7 b/ 7 3 9 c/ 9 13 Small appliances and miscellaneous housewares......................... 18 16 19 c/ 10 20 13 18 34 18 Miscellaneous household equipment...... 57 59 56 39 59 51 54 59 69 Other housing.......................... 85 80 88 89 77 112 93 85 74 Apparel and services..................... 225 193 245 121 262 255 192 323 305 Males, 2 and over...................... 56 43 63 32 61 68 56 78 79 Females, 2 and over.................... 80 72 85 49 89 80 63 143 87 Children under 2....................... 39 33 42 21 38 42 44 35 67 Other apparel products and services.... 50 45 54 20 74 66 29 66 72 Jewelry and watches.................. 26 18 31 8 52 47 16 32 32 All other apparel products and services............................ 25 27 23 c/ 12 22 18 13 34 39 Transportation........................... 60 48 67 34 28 63 35 116 135 Health care.............................. 48 47 48 80 29 75 49 32 35 Entertainment............................ 69 66 71 51 79 65 75 68 80 Toys, games, hobbies, and tricycles.... 26 28 25 23 27 28 27 22 24 Other entertainment.................... 43 38 46 29 51 38 49 46 56 Personal care products and services...... 16 13 18 14 13 17 21 20 19 Reading.................................. 1 2 1 2 1 1 1 1 1 Education................................ 200 167 220 227 130 177 220 300 274 All other gifts.......................... 74 80 71 43 53 93 74 66 89 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.5. c Data are likely to have large sampling errors. n.a. Not applicable.