Table 6. Number of earners in consumer unit: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2003 Single consumers Consumer units of two or more persons All Item consumer units No earner One No earner One Two Three or earner earner earners more Number of consumer units (in thousands)...... 115,356 12,482 21,447 10,056 23,586 38,486 9,299 Income before taxes a/ ...................... $51,128 $14,696 $33,732 $27,491 $47,408 $73,689 $80,310 Income after taxes a/ ....................... 48,596 14,581 31,356 25,216 45,835 69,932 76,640 Age of the reference person.................. 48.4 68.6 41.4 65.0 46.5 43.0 46.2 Average number in consumer unit: Persons..................................... 2.5 1.0 1.0 2.4 3.0 3.0 4.4 Children under 18........................... .6 n.a. n.a. .4 1.1 .9 1.0 Persons 65 and over......................... .3 .7 .1 1.2 .3 .1 .1 Earners..................................... 1.3 n.a. 1.0 n.a. 1.0 2.0 3.4 Vehicles.................................... 1.9 .8 1.1 1.7 1.9 2.5 3.2 Percent distribution: Male........................................ 50 31 54 54 45 56 54 Female...................................... 50 69 46 46 55 44 46 Homeowner................................... 67 59 44 77 67 76 81 With mortgage.............................. 41 9 27 19 41 59 62 Without mortgage........................... 26 50 16 58 26 18 18 Renter...................................... 33 41 56 23 33 24 19 Black or African American................... 12 13 11 15 15 9 10 White, Asian, and All Other Races........... 88 87 89 85 85 91 90 Elementary (1-8)............................ 6 15 3 12 6 3 6 High school (9-12).......................... 36 47 27 47 42 32 37 College..................................... 57 37 70 40 52 65 56 Never attended and other.................... b/ 1 b/ b/ b/ b/ 1 At least one vehicle owned or leased........ 88 62 81 85 91 96 96 Average annual expenditures.................. $40,817 $17,431 $27,277 $29,730 $41,737 $53,621 $59,832 Food........................................ 5,340 2,330 3,120 4,483 5,652 6,824 8,300 Food at home............................. 3,129 1,567 1,501 3,047 3,590 3,830 4,835 Cereals and bakery products............ 442 244 202 443 515 530 684 Cereals and cereal products.......... 150 79 67 146 176 184 230 Bakery products...................... 292 164 136 297 339 346 453 Meats, poultry, fish, and eggs......... 825 369 353 819 957 1,028 1,302 Beef................................. 246 88 98 233 277 323 398 Pork................................. 171 88 65 193 207 206 252 Other meats.......................... 102 50 46 100 117 125 167 Poultry.............................. 145 68 65 126 168 180 239 Fish and seafood..................... 124 53 62 128 142 152 194 Eggs................................. 37 22 18 41 45 43 53 Dairy products......................... 328 163 160 323 385 396 501 Fresh milk and cream................. 127 70 58 127 150 151 194 Other dairy products................. 201 93 102 196 235 244 308 Fruits and vegetables.................. 535 310 263 546 621 631 811 Fresh fruits......................... 171 96 83 164 207 200 258 Fresh vegetables..................... 172 94 85 191 192 204 264 Processed fruits..................... 108 69 54 104 124 127 167 Processed vegetables................. 84 51 41 86 98 100 123 Other food at home..................... 999 481 522 915 1,113 1,245 1,536 Sugar and other sweets............... 119 59 61 115 146 141 171 Fats and oils........................ 86 48 41 96 97 100 138 Miscellaneous foods.................. 490 237 266 426 535 621 733 Nonalcoholic beverages............... 268 126 133 236 299 333 447 Food prepared by consumer unit on out-of-town trips................... 36 10 22 42 36 49 47 Food away from home.................... 2,211 763 1,620 1,436 2,063 2,995 3,466 Alcoholic beverages......................... 391 123 370 211 347 534 518 Housing..................................... 13,432 7,140 9,714 10,116 14,285 16,866 17,632 Shelter.................................. 7,887 4,097 6,496 5,173 8,302 9,787 10,206 Owned dwellings........................ 5,263 1,955 3,121 3,287 5,572 7,261 7,725 Mortgage interest and charges........ 2,954 324 1,758 967 3,043 4,521 4,682 Property taxes....................... 1,344 949 717 1,305 1,414 1,668 1,844 Maintenance, repairs, insurance,other expenses............................ 965 683 646 1,015 1,115 1,073 1,199 Rented dwellings....................... 2,179 1,984 3,084 1,419 2,306 1,952 1,799 Other lodging.......................... 445 157 292 468 423 574 681 Utilities, fuels, and public services.... 2,811 1,720 1,781 2,712 3,077 3,310 4,023 Natural gas............................ 392 275 241 386 422 446 603 Electricity............................ 1,028 630 616 1,099 1,160 1,203 1,375 Fuel oil and other fuels............... 110 92 58 130 119 122 153 Telephone services..................... 956 505 691 736 1,013 1,158 1,426 Water and other public services........ 326 217 175 361 362 381 466 Household operations..................... 707 493 256 567 747 1,038 713 Personal services...................... 294 225 16 173 263 543 200 Other household expenses............... 414 268 241 394 484 495 513 Housekeeping supplies.................... 529 293 279 506 566 673 738 Laundry and cleaning supplies.......... 132 70 67 112 149 163 212 Other household products............... 263 134 116 267 287 346 360 Postage and stationery................. 133 89 96 127 130 163 166 Household furnishings and equipment...... 1,497 538 902 1,157 1,594 2,056 1,953 Household textiles..................... 113 51 52 96 112 165 147 Furniture.............................. 401 91 254 256 463 569 458 Floor coverings........................ 52 35 21 67 60 61 70 Major appliances....................... 196 101 85 186 222 263 241 Small appliances, miscellaneous housewares............................ 88 37 54 81 87 113 139 Miscellaneous household equipment...... 648 222 436 472 649 886 899 Apparel and services........................ 1,640 590 980 965 1,878 2,159 2,507 Men and boys............................. 372 88 229 210 430 482 643 Men, 16 and over....................... 282 74 216 159 275 356 551 Boys, 2 to 15.......................... 89 13 13 51 155 126 91 Women and girls.......................... 634 301 348 360 698 843 1,001 Women, 16 and over..................... 529 288 332 325 519 694 856 Girls, 2 to 15......................... 106 14 16 35 179 149 145 Children under 2......................... 81 13 19 51 115 124 84 Footwear................................. 294 103 187 192 354 364 449 Other apparel products and services...... 258 86 197 152 280 346 330 Transportation.............................. 7,781 2,229 4,776 5,108 7,569 10,882 12,747 Vehicle purchases (net outlay)........... 3,732 912 2,145 2,227 3,569 5,541 5,728 Cars and trucks, new................... 2,052 648 1,248 1,335 1,835 3,154 2,561 Cars and trucks, used.................. 1,611 264 827 870 1,696 2,275 3,071 Other vehicles......................... 68 b/ 70 c/ 21 39 112 96 Gasoline and motor oil................... 1,333 398 835 933 1,353 1,768 2,317 Other vehicle expenses................... 2,331 746 1,491 1,600 2,287 3,087 4,163 Vehicle finance charges................ 371 43 202 153 323 571 725 Maintenance and repairs................ 619 240 434 502 636 751 1,086 Vehicle insurance...................... 905 342 581 669 882 1,144 1,739 Vehicle rental, leases, licenses, other charges.............................. 436 121 275 275 446 622 613 Public transportation.................... 385 172 305 348 360 487 539 Health care................................. 2,416 2,192 1,189 3,790 2,573 2,626 2,796 Health insurance......................... 1,252 1,158 558 2,091 1,301 1,359 1,500 Medical services......................... 591 384 346 673 630 720 711 Drugs.................................... 467 580 226 862 530 427 446 Medical supplies......................... 107 70 58 164 113 120 140 Entertainment............................... 2,060 741 1,216 1,719 2,113 2,887 2,581 Fees and admissions...................... 494 135 321 391 540 659 692 Television, radios, sound equipment...... 730 381 529 541 771 909 1,017 Pets, toys, and playground equipment..... 378 131 204 248 384 558 494 Other entertainment supplies, equipment,and services.................. 457 94 162 539 418 760 377 Personal care products and services......... 527 265 345 429 533 664 813 Reading..................................... 127 85 98 139 123 150 155 Education................................... 783 213 664 289 673 947 1,957 Tobacco products and smoking supplies....... 290 156 215 196 321 340 456 Miscellaneous............................... 606 308 490 533 608 721 872 Cash contributions.......................... 1,370 872 1,124 1,330 1,506 1,508 1,728 Personal insurance and pensions............. 4,055 186 2,974 422 3,556 6,512 6,770 Life and other personal insurance........ 397 165 155 368 461 519 633 Pensions and Social Security............. 3,658 c/ 21 2,819 53 3,094 5,993 6,138 Sources of income and personal taxes: a/ Money income before taxes.................. 51,128 14,696 33,732 27,491 47,408 73,689 80,310 Wages and salaries....................... 41,200 d/ 28,854 c/ 20 36,690 66,506 73,276 Self-employment income................... 2,138 d/ 1,928 d/ 2,385 2,937 3,660 Social Security, private and government retirement................... 5,601 12,363 1,635 23,021 5,747 2,294 1,679 Interest, dividends, rental income, other property income................... 1,097 1,293 572 2,247 1,119 1,138 676 Unemployment and workers'' compensation, veterans'' benefits..................... 269 125 167 297 302 296 479 Public assistance, supplemental security, income, food stamps..................... 314 445 29 1,277 510 124 109 Regular contributions for support........ 343 287 276 468 510 274 295 Other income............................. 165 184 271 160 145 119 135 Personal taxes............................. 2,532 115 2,376 2,276 1,573 3,757 3,670 Federal income taxes..................... 1,843 -2 1,808 1,991 1,070 2,715 2,518 State and local income taxes............. 502 b/ 466 35 344 806 862 Other taxes.............................. 187 118 102 249 159 236 290 Income after taxes......................... 48,596 14,581 31,356 25,216 45,835 69,932 76,640 Net change in total assets and liabilities... -14,376 -1,753 -8,087 -1,106 -17,475 -22,667 -18,000 Net change in total assets............... 6,451 116 4,402 1,691 6,939 10,610 6,378 Net change in total liabilities.......... 20,827 1,869 12,489 2,797 24,414 33,276 24,379 Other financial information: Other money receipts..................... 530 458 459 308 759 544 393 Mortgage principal paid on owned property................................ -1,565 -222 -738 -1,084 -1,697 -2,251 -2,620 Estimated market value of owned home..... 122,059 82,723 66,789 129,654 128,397 150,411 160,704 Estimated monthly rental value of owned home.................................... 750 511 435 782 770 922 994 Gifts of goods and services................. 1,007 650 782 810 897 1,301 1,280 Food..................................... 78 13 40 77 78 111 112 Alcoholic beverages...................... 16 5 15 9 22 18 17 Housing.................................. 220 113 162 191 209 290 273 Housekeeping supplies.................. 42 18 41 22 41 53 48 Household textiles..................... 13 5 4 13 10 21 13 Appliances and miscellaneous housewares........................... 25 8 14 15 20 42 21 Major appliances..................... 7 c/ 2 4 c/ 2 7 12 5 Small appliances and miscellaneous housewares......................... 18 6 10 13 14 30 16 Miscellaneous household equipment...... 57 20 41 53 59 76 62 Other housing.......................... 85 61 62 88 78 98 129 Apparel and services..................... 225 152 200 188 239 261 237 Males, 2 and over...................... 56 30 43 52 63 63 72 Females, 2 and over.................... 80 80 64 48 81 101 68 Children under 2....................... 39 13 19 32 50 50 48 Other apparel products and services.... 50 29 74 56 45 46 49 Jewelry and watches.................. 26 8 55 34 16 19 27 All other apparel products and services............................ 25 21 19 22 29 27 23 Transportation........................... 60 84 70 15 36 76 43 Health care.............................. 48 145 58 55 15 31 40 Entertainment............................ 69 33 59 56 63 95 62 Toys, games, hobbies, and tricycles.... 26 16 23 28 28 30 26 Other entertainment.................... 43 16 37 28 35 66 37 Personal care products and services...... 16 10 12 16 13 20 22 Reading.................................. 1 1 2 2 1 1 1 Education................................ 200 42 90 114 155 313 406 All other gifts.......................... 74 53 72 87 66 86 67 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.5. c Data are likely to have large sampling errors. d No data reported. n.a. Not applicable.