Table 8. Region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2002 All Item consumer Northeast Midwest South West units Number of consumer units (in thousands)...... 112,108 21,313 25,883 40,004 24,907 Income before taxes a/ ...................... $49,430 $53,983 $49,197 $45,641 $52,016 Income after taxes a/ ....................... 46,934 51,578 46,370 43,617 49,008 Age of the reference person.................. 48.1 49.1 48.4 48.1 46.8 Average number in consumer unit: Persons..................................... 2.5 2.5 2.5 2.5 2.6 Children under 18........................... .7 .6 .7 .6 .7 Persons 65 and over......................... .3 .3 .3 .3 .3 Earners..................................... 1.4 1.3 1.4 1.3 1.4 Vehicles.................................... 2.0 1.7 2.2 1.9 2.1 Percent distribution: Male........................................ 51 51 51 50 53 Female...................................... 49 49 49 50 47 Homeowner................................... 66 64 70 68 62 With mortgage.............................. 41 38 41 40 43 Without mortgage........................... 26 26 29 28 19 Renter...................................... 34 36 30 32 38 Black....................................... 12 10 10 19 4 White and other............................. 88 90 90 81 96 Elementary (1-8)............................ 6 6 4 7 6 High school (9-12).......................... 38 39 42 39 30 College..................................... 56 55 54 53 64 Never attended and other.................... b/ b/ b/ b/ 1 At least one vehicle owned or leased........ 88 80 90 89 90 Average annual expenditures.................. $40,677 $42,390 $40,601 $37,281 $44,728 Food........................................ 5,375 5,813 5,180 5,102 5,630 Food at home............................. 3,099 3,296 2,932 2,961 3,317 Cereals and bakery products............ 450 498 435 421 469 Cereals and cereal products.......... 154 168 146 145 166 Bakery products...................... 296 330 289 277 304 Meats, poultry, fish, and eggs......... 798 878 706 809 807 Beef................................. 231 232 209 242 237 Pork................................. 167 164 157 182 157 Other meats.......................... 101 120 100 96 94 Poultry.............................. 144 168 125 140 150 Fish and seafood..................... 121 158 91 117 126 Eggs................................. 34 35 26 33 42 Dairy products......................... 328 348 320 300 365 Fresh milk and cream................. 127 128 129 119 138 Other dairy products................. 201 221 191 181 227 Fruits and vegetables.................. 552 605 490 511 635 Fresh fruits......................... 178 198 157 161 210 Fresh vegetables..................... 175 196 145 159 213 Processed fruits..................... 116 132 108 103 129 Processed vegetables................. 83 80 79 88 83 Other food at home..................... 970 967 981 919 1,041 Sugar and other sweets............... 117 119 119 110 126 Fats and oils........................ 85 93 80 83 88 Miscellaneous foods.................. 472 451 482 457 503 Nonalcoholic beverages............... 254 261 264 233 270 Food prepared by consumer unit on out-of-town trips................... 41 43 36 35 54 Food away from home.................... 2,276 2,517 2,247 2,141 2,314 Alcoholic beverages......................... 376 458 410 282 420 Housing..................................... 13,283 14,558 12,641 11,766 15,297 Shelter.................................. 7,829 8,962 7,097 6,478 9,792 Owned dwellings........................ 5,165 5,793 4,944 4,322 6,211 Mortgage interest and charges........ 2,962 2,844 2,644 2,530 4,088 Property taxes....................... 1,242 1,946 1,316 906 1,103 Maintenance, repairs, insurance,other expenses............................ 960 1,003 983 886 1,019 Rented dwellings....................... 2,160 2,567 1,657 1,744 3,003 Other lodging.......................... 505 602 496 412 578 Utilities, fuels, and public services.... 2,684 2,750 2,682 2,775 2,485 Natural gas............................ 330 450 458 203 298 Electricity............................ 981 861 905 1,203 806 Fuel oil and other fuels............... 88 238 77 47 38 Telephone services..................... 957 952 934 987 936 Water and other public services........ 328 250 308 335 406 Household operations..................... 706 804 570 690 787 Personal services...................... 331 432 260 337 310 Other household expenses............... 375 372 310 354 478 Housekeeping supplies.................... 545 498 709 489 506 Laundry and cleaning supplies.......... 131 118 136 137 125 Other household products............... 283 239 434 239 236 Postage and stationery................. 131 140 139 113 145 Household furnishings and equipment...... 1,518 1,544 1,583 1,333 1,727 Household textiles..................... 136 122 129 115 186 Furniture.............................. 401 461 362 358 460 Floor coverings........................ 40 48 45 37 34 Major appliances....................... 188 189 196 163 222 Small appliances, miscellaneous housewares............................ 100 91 101 89 127 Miscellaneous household equipment...... 652 633 749 571 698 Apparel and services........................ 1,749 1,965 1,728 1,592 1,836 Men and boys............................. 409 433 427 363 445 Men, 16 and over....................... 319 336 331 278 360 Boys, 2 to 15.......................... 90 97 96 85 85 Women and girls.......................... 704 785 732 637 712 Women, 16 and over..................... 587 642 627 521 603 Girls, 2 to 15......................... 117 142 105 116 110 Children under 2......................... 83 79 88 80 84 Footwear................................. 313 378 274 303 313 Other apparel products and services...... 240 289 207 209 282 Transportation.............................. 7,759 7,185 8,133 7,393 8,449 Vehicle purchases (net outlay)........... 3,665 3,036 4,034 3,591 3,937 Cars and trucks, new................... 1,753 1,603 1,612 1,796 1,959 Cars and trucks, used.................. 1,842 1,372 2,314 1,742 1,917 Other vehicles......................... 70 62 109 53 62 Gasoline and motor oil................... 1,235 1,081 1,269 1,238 1,325 Other vehicle expenses................... 2,471 2,456 2,487 2,299 2,742 Vehicle finance charges................ 397 298 396 452 393 Maintenance and repairs................ 697 593 687 644 883 Vehicle insurance...................... 894 921 876 861 940 Vehicle rental, leases, licenses, other charges.............................. 483 643 528 341 525 Public transportation.................... 389 612 342 265 445 Health care................................. 2,350 2,207 2,383 2,431 2,310 Health insurance......................... 1,168 1,178 1,185 1,196 1,096 Medical services......................... 590 505 566 597 676 Drugs.................................... 487 418 519 546 421 Medical supplies......................... 105 107 112 92 117 Entertainment............................... 2,079 2,287 2,143 1,705 2,436 Fees and admissions...................... 542 657 538 419 644 Television, radios, sound equipment...... 692 725 688 643 747 Pets, toys, and playground equipment..... 369 363 403 341 384 Other entertainment supplies, equipment,and services.................. 476 542 514 302 660 Personal care products and services......... 526 518 517 509 569 Reading..................................... 139 165 149 103 162 Education................................... 752 1,062 718 487 947 Tobacco products and smoking supplies....... 320 315 396 321 247 Miscellaneous............................... 792 733 776 764 905 Cash contributions.......................... 1,277 1,199 1,363 1,193 1,389 Personal insurance and pensions............. 3,899 3,924 4,065 3,632 4,132 Life and other personal insurance........ 406 460 448 389 345 Pensions and Social Security............. 3,493 3,464 3,617 3,243 3,787 Sources of income and personal taxes: a/ Money income before taxes.................. 49,430 53,983 49,197 45,641 52,016 Wages and salaries....................... 39,864 44,788 39,887 36,686 40,877 Self-employment income................... 2,237 1,977 1,913 1,853 3,414 Social Security, private and government retirement................... 5,234 5,405 5,011 5,450 4,963 Interest, dividends, rental income, other property income................... 924 762 994 704 1,350 Unemployment and workers'' compensation, veterans'' benefits..................... 233 292 271 146 286 Public assistance, supplemental security, income, food stamps..................... 352 374 257 348 438 Regular contributions for support........ 412 244 685 331 411 Other income............................. 173 141 179 122 276 Personal taxes............................. 2,496 2,405 2,827 2,024 3,008 Federal income taxes..................... 1,843 1,710 1,945 1,605 2,238 State and local income taxes............. 506 520 684 313 629 Other taxes.............................. 147 175 197 106 140 Income after taxes......................... 46,934 51,578 46,370 43,617 49,008 Net change in total assets and liabilities... -5,612 -2,643 -4,104 -4,519 -11,474 Net change in total assets............... 5,736 7,818 5,049 3,789 7,795 Net change in total liabilities.......... 11,348 10,461 9,152 8,308 19,269 Other financial information: Other money receipts..................... 539 411 894 385 528 Mortgage principal paid on owned property................................ -1,382 -1,565 -1,428 -1,124 -1,591 Estimated market value of owned home..... 106,766 121,812 96,491 82,912 142,879 Estimated monthly rental value of owned home.................................... 720 821 668 621 848 Gifts of goods and services................. 1,036 1,245 1,176 822 1,056 Food..................................... 82 126 101 57 65 Alcoholic beverages...................... 13 12 17 10 17 Housing.................................. 259 259 299 244 240 Housekeeping supplies.................. 42 48 44 36 46 Household textiles..................... 14 17 16 11 13 Appliances and miscellaneous housewares........................... 24 28 26 22 22 Major appliances..................... 8 9 13 5 9 Small appliances and miscellaneous housewares......................... 16 19 14 17 13 Miscellaneous household equipment...... 65 62 83 59 58 Other housing.......................... 114 104 130 116 102 Apparel and services..................... 237 283 247 188 265 Males, 2 and over...................... 64 68 72 52 70 Females, 2 and over.................... 82 108 88 53 98 Children under 2....................... 40 44 45 34 41 Other apparel products and services.... 52 64 43 49 55 Jewelry and watches.................. 24 31 20 19 30 All other apparel products and services............................ 28 33 23 29 25 Transportation........................... 44 49 41 34 58 Health care.............................. 33 31 39 25 41 Entertainment............................ 78 80 96 69 73 Toys, games, hobbies, and tricycles.... 30 33 36 28 25 Other entertainment.................... 48 47 60 41 49 Personal care products and services...... 21 25 22 19 19 Reading.................................. 1 1 2 1 2 Education................................ 184 266 217 113 193 All other gifts.......................... 84 112 94 62 84 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.5.