Table 9. Occupation of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2002 Wage and salary earners All Self- other, Item employed Total Managers Technical Construc- Operators Retired including workers wage and sales and Service tion fabricat- not and professi- clerical workers workers ors reporting salary onals workers and and earners mechanics laborers Number of consumer units (in thousands)...... 5,106 74,695 27,104 20,964 10,704 4,885 11,038 19,204 13,102 Income before taxes a/ ...................... $54,787 $57,422 $80,469 $49,363 $35,108 $50,401 $40,214 $26,399 $32,298 Income after taxes a/ ....................... 52,115 54,281 74,994 47,112 34,117 47,958 38,790 25,573 31,381 Age of the reference person.................. 52.2 41.9 43.1 40.7 41.3 41.0 42.4 72.5 45.8 Average number in consumer unit: Persons..................................... 2.5 2.7 2.6 2.6 2.7 2.8 2.9 1.7 2.7 Children under 18........................... .6 .8 .7 .7 .8 .9 .9 .1 .8 Persons 65 and over......................... .4 .1 .1 .1 .1 .1 .1 1.1 .2 Earners..................................... 1.7 1.7 1.7 1.7 1.7 1.8 1.8 .2 .7 Vehicles.................................... 2.3 2.1 2.2 2.0 1.8 2.5 2.2 1.6 1.6 Percent distribution: Male........................................ 63 55 54 43 45 89 71 46 32 Female...................................... 37 45 46 57 55 11 29 54 68 Homeowner................................... 79 64 73 60 49 67 59 81 56 With mortgage.............................. 46 48 59 45 33 49 38 18 31 Without mortgage........................... 33 16 14 15 16 18 21 63 25 Renter...................................... 21 36 26 40 51 33 41 19 44 Black....................................... 8 12 9 13 19 7 16 9 18 White and other............................. 92 88 91 87 81 93 84 91 82 Elementary (1-8)............................ 6 3 1 1 6 6 8 14 10 High school (9-12).......................... 33 34 14 34 48 53 59 47 49 College..................................... 61 63 85 65 46 40 32 39 41 Never attended and other.................... b/ b/ b/ b/ b/ b/ 1 b/ b/ At least one vehicle owned or leased........ 92 91 95 90 84 93 89 83 76 Average annual expenditures.................. $46,880 $45,296 $57,200 $42,069 $34,515 $40,711 $34,601 $27,535 $31,099 Food........................................ 5,906 5,835 6,797 5,497 5,114 5,480 4,939 3,798 4,810 Food at home............................. 3,063 3,244 3,526 3,035 3,127 3,261 3,038 2,519 3,122 Cereals and bakery products............ 433 467 516 438 453 450 418 384 458 Cereals and cereal products.......... 144 162 175 148 167 166 151 117 165 Bakery products...................... 289 305 341 290 286 284 268 267 292 Meats, poultry, fish, and eggs......... 766 839 851 798 847 937 834 616 843 Beef................................. 254 245 243 242 227 278 256 167 236 Pork................................. 150 172 156 162 196 208 190 144 181 Other meats.......................... 91 105 105 95 104 122 114 82 113 Poultry.............................. 133 155 162 148 159 175 136 102 150 Fish and seafood..................... 107 129 153 120 123 117 99 90 124 Eggs................................. 31 34 32 32 37 38 39 30 38 Dairy products......................... 322 340 377 318 315 335 316 277 338 Fresh milk and cream................. 129 130 133 120 129 141 135 108 139 Other dairy products................. 193 211 244 198 186 194 182 168 199 Fruits and vegetables.................. 535 568 648 510 542 535 521 501 539 Fresh fruits......................... 170 182 215 162 161 158 170 165 177 Fresh vegetables..................... 163 180 206 160 172 178 162 160 171 Processed fruits..................... 118 120 136 110 121 116 99 102 108 Processed vegetables................. 84 86 90 78 88 83 89 74 83 Other food at home..................... 1,007 1,030 1,134 971 971 1,003 949 740 945 Sugar and other sweets............... 124 119 131 114 122 104 105 104 122 Fats and oils........................ 77 87 88 80 88 104 87 79 88 Miscellaneous foods.................. 495 508 565 484 471 487 460 341 443 Nonalcoholic beverages............... 253 272 291 255 258 276 267 179 262 Food prepared by consumer unit on out-of-town trips................... 58 43 59 38 32 33 30 37 30 Food away from home.................... 2,842 2,591 3,271 2,462 1,986 2,219 1,902 1,279 1,689 Alcoholic beverages......................... 500 436 554 374 323 428 369 208 224 Housing..................................... 15,193 14,621 18,644 13,717 11,053 12,640 10,782 9,307 10,731 Shelter.................................. 8,999 8,783 11,418 8,296 6,531 7,524 5,978 4,871 6,274 Owned dwellings........................ 6,597 5,830 8,268 5,303 3,364 5,198 3,515 3,217 3,672 Mortgage interest and charges........ 3,704 3,597 5,122 3,268 2,009 3,321 2,137 891 2,091 Property taxes....................... 1,562 1,274 1,855 1,096 773 1,079 757 1,247 932 Maintenance, repairs, insurance,other expenses............................ 1,331 959 1,291 938 582 797 621 1,079 649 Rented dwellings....................... 1,485 2,427 2,321 2,553 2,814 2,050 2,239 1,219 2,280 Other lodging.......................... 917 526 829 440 353 276 224 435 323 Utilities, fuels, and public services.... 3,059 2,784 3,166 2,658 2,442 2,694 2,461 2,382 2,410 Natural gas............................ 386 333 393 315 274 298 291 340 274 Electricity............................ 1,155 995 1,081 961 912 1,027 912 906 946 Fuel oil and other fuels............... 117 79 91 68 61 84 87 123 78 Telephone services..................... 996 1,048 1,208 1,006 917 967 898 678 831 Water and other public services........ 405 330 393 308 277 316 273 335 280 Household operations..................... 938 758 1,127 700 406 531 403 616 449 Personal services...................... 309 380 547 359 202 349 199 244 186 Other household expenses............... 629 378 581 341 204 182 204 372 263 Housekeeping supplies.................... 539 578 644 511 452 452 716 477 459 Laundry and cleaning supplies.......... 148 135 140 134 139 140 120 108 130 Other household products............... 245 312 324 255 224 214 516 219 228 Postage and stationery................. 145 131 181 122 89 98 80 150 101 Household furnishings and equipment...... 1,658 1,718 2,290 1,551 1,222 1,439 1,224 962 1,138 Household textiles..................... 182 148 191 144 127 87 95 99 100 Furniture.............................. 416 463 612 443 317 372 320 224 302 Floor coverings........................ 44 44 61 36 32 52 24 31 34 Major appliances....................... 188 212 264 181 167 239 175 144 120 Small appliances, miscellaneous housewares............................ 80 116 155 117 80 84 68 63 74 Miscellaneous household equipment...... 749 735 1,007 630 500 606 542 402 508 Apparel and services........................ 1,788 2,004 2,532 1,906 1,618 1,447 1,507 899 1,515 Men and boys............................. 446 474 612 411 378 380 385 196 336 Men, 16 and over....................... 362 369 498 311 273 261 299 169 237 Boys, 2 to 15.......................... 83 105 114 100 105 119 87 26 99 Women and girls.......................... 692 787 1,023 786 590 546 502 420 649 Women, 16 and over..................... 594 649 872 671 453 360 376 395 507 Girls, 2 to 15......................... 99 138 151 116 137 186 126 25 142 Children under 2......................... 71 98 106 99 94 89 88 22 86 Footwear................................. 298 364 403 359 374 244 319 138 284 Other apparel products and services...... 282 281 388 251 183 189 213 123 159 Transportation.............................. 7,102 8,959 10,494 8,491 7,507 9,025 7,458 4,468 5,997 Vehicle purchases (net outlay)........... 2,576 4,332 4,854 4,183 3,905 4,458 3,691 1,793 3,029 Cars and trucks, new................... 839 2,048 2,617 1,999 1,683 1,313 1,426 1,068 1,430 Cars and trucks, used.................. 1,686 2,196 2,144 2,128 2,112 2,952 2,203 714 1,539 Other vehicles......................... c/ 51 88 94 57 c/ 109 c/ 194 c/ 62 c/ 11 c/ 60 Gasoline and motor oil................... 1,334 1,387 1,519 1,320 1,180 1,539 1,322 779 1,000 Other vehicle expenses................... 2,693 2,822 3,460 2,625 2,207 2,779 2,245 1,553 1,722 Vehicle finance charges................ 323 487 549 482 361 552 438 149 277 Maintenance and repairs................ 799 782 971 724 636 650 626 481 491 Vehicle insurance...................... 873 987 1,144 933 824 947 883 680 679 Vehicle rental, leases, licenses, other charges.............................. 699 566 797 486 385 630 298 243 276 Public transportation.................... 498 418 661 362 215 247 200 343 246 Health care................................. 3,628 2,058 2,538 1,955 1,559 1,786 1,679 3,482 1,859 Health insurance......................... 1,760 1,012 1,251 998 728 810 815 1,815 878 Medical services......................... 1,033 584 738 505 488 583 451 594 443 Drugs.................................... 669 369 420 369 285 319 347 925 451 Medical supplies......................... 166 93 130 83 58 73 66 148 87 Entertainment............................... 2,441 2,366 3,178 2,200 1,659 2,001 1,532 1,254 1,499 Fees and admissions...................... 740 613 963 516 344 428 280 330 369 Television, radios, sound equipment...... 704 766 912 740 626 666 636 490 560 Pets, toys, and playground equipment..... 444 421 532 386 356 357 303 212 273 Other entertainment supplies, equipment,and services.................. 554 567 771 559 332 549 314 221 298 Personal care products and services......... 561 563 713 545 442 435 398 435 434 Reading..................................... 177 142 211 127 83 90 82 146 92 Education................................... 855 914 1,319 861 634 501 472 177 632 Tobacco products and smoking supplies....... 315 354 251 354 377 582 482 163 363 Miscellaneous............................... 1,144 843 1,106 730 654 895 570 657 565 Cash contributions.......................... 1,750 1,278 1,792 1,069 742 1,298 928 1,546 692 Personal insurance and pensions............. 5,518 4,923 7,071 4,244 2,751 4,103 3,404 995 1,686 Life and other personal insurance........ 544 429 602 370 278 366 290 383 256 Pensions and Social Security............. 4,974 4,494 6,470 3,873 2,473 3,737 3,114 612 1,430 Sources of income and personal taxes: a/ Money income before taxes.................. 54,787 57,422 80,469 49,363 35,108 50,401 40,214 26,399 32,298 Wages and salaries....................... 15,299 52,835 74,913 44,845 31,048 47,169 36,777 4,669 22,577 Self-employment income................... 28,568 1,278 1,864 1,256 746 1,215 420 212 703 Social Security, private and government retirement................... 6,426 1,764 1,820 1,767 1,832 1,108 1,838 18,713 5,485 Interest, dividends, rental income, other property income................... 1,969 604 1,022 461 295 275 285 2,025 785 Unemployment and workers'' compensation, veterans'' benefits..................... 163 243 210 266 164 287 339 100 412 Public assistance, supplemental security, income, food stamps..................... 169 168 85 148 350 140 250 335 1,672 Regular contributions for support........ 1,866 328 362 361 458 126 152 302 532 Other income............................. 327 202 194 259 216 82 154 41 132 Personal taxes............................. 2,672 3,141 5,475 2,251 991 2,443 1,424 826 917 Federal income taxes..................... 2,112 2,346 4,195 1,664 624 1,765 976 534 560 State and local income taxes............. 328 656 1,088 476 257 542 360 93 277 Other taxes.............................. 232 139 193 111 110 136 88 199 81 Income after taxes......................... 52,115 54,281 74,994 47,112 34,117 47,958 38,790 25,573 31,381 Net change in total assets and liabilities... -10,685 -6,264 -8,723 -6,323 -2,472 -5,392 -4,174 -2,404 -4,620 Net change in total assets............... 3,476 7,853 13,548 5,425 3,860 5,837 3,244 -77 3,068 Net change in total liabilities.......... 14,161 14,117 22,272 11,748 6,332 11,228 7,418 2,326 7,689 Other financial information: Other money receipts..................... 375 610 1,270 270 140 207 266 482 283 Mortgage principal paid on owned property................................ -1,810 -1,632 -2,432 -1,420 -868 -1,449 -894 -608 -922 Estimated market value of owned home..... 166,027 105,375 152,411 93,285 62,558 92,364 60,119 115,270 79,134 Estimated monthly rental value of owned home.................................... 919 722 979 664 473 650 472 776 551 Gifts of goods and services................. 1,457 1,147 1,662 1,019 740 833 660 749 657 Food..................................... 84 98 154 88 51 52 45 49 40 Alcoholic beverages...................... 19 16 21 14 12 15 9 8 6 Housing.................................. 282 290 406 274 211 199 151 191 170 Housekeeping supplies.................. 53 44 54 46 40 26 26 46 25 Household textiles..................... 10 14 15 17 16 c/ 4 7 13 18 Appliances and miscellaneous housewares........................... 12 28 41 28 14 15 17 20 10 Major appliances..................... c/ 2 10 15 9 2 10 9 8 2 Small appliances and miscellaneous housewares......................... c/ 10 18 26 19 12 c/ 5 8 12 9 Miscellaneous household equipment...... 75 71 109 62 39 55 35 50 43 Other housing.......................... 132 133 188 121 102 99 66 62 74 Apparel and services..................... 232 269 336 263 202 179 217 170 157 Males, 2 and over...................... 71 70 87 74 50 41 50 56 39 Females, 2 and over.................... 83 90 112 83 64 62 84 67 57 Children under 2....................... 32 46 53 47 38 42 39 20 38 Other apparel products and services.... 45 63 85 59 51 35 44 27 23 Jewelry and watches.................. 22 31 52 22 15 c/ 25 15 8 8 All other apparel products and services............................ c/ 23 32 33 37 35 c/ 9 29 19 16 Transportation........................... 85 39 62 22 56 13 10 32 73 Health care.............................. 89 30 51 19 13 33 18 30 26 Entertainment............................ 109 85 107 80 54 82 70 58 59 Toys, games, hobbies, and tricycles.... 39 31 34 31 25 34 30 26 25 Other entertainment.................... 69 54 73 49 29 48 40 31 34 Personal care products and services...... 12 25 35 23 18 20 17 11 15 Reading.................................. 2 1 2 1 b/ b/ 1 2 1 Education................................ 376 211 371 188 81 79 46 111 62 All other gifts.......................... 167 84 119 46 41 161 76 87 48 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.5. c Data are likely to have large sampling errors.