Table 9. Occupation of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2001 Wage and salary earners All Self- other, Item employed Total Managers Technical Construc- Operators Retired including workers wage and sales and Service tion fabricat- not and professi- clerical workers workers ors reporting salary onals workers and and earners mechanics laborers Number of consumer units (in thousands)...... 4,874 74,016 26,766 21,137 10,227 5,045 10,841 19,331 12,118 Income before taxes a/ ...................... $53,465 $55,254 $77,657 $46,839 $35,750 $47,580 $38,887 $24,637 $30,000 Income after taxes a/ ....................... 48,994 51,704 71,355 44,347 34,691 45,146 37,126 23,798 28,595 Age of the reference person.................. 51.2 41.8 43.3 40.5 40.4 41.3 42.0 73.0 46.1 Average number in consumer unit: Persons..................................... 2.6 2.7 2.6 2.5 2.8 3.0 2.9 1.7 2.7 Children under 18........................... .7 .8 .7 .7 .9 .9 .9 .1 .8 Persons 65 and over......................... .3 .1 .1 .1 .1 .1 .1 1.2 .2 Earners..................................... 1.7 1.7 1.7 1.7 1.7 1.8 1.8 .2 .7 Vehicles.................................... 2.3 2.1 2.2 1.9 1.7 2.6 2.1 1.5 1.6 Percent distribution: Male........................................ 64 55 56 42 46 89 72 46 33 Female...................................... 36 45 44 58 54 11 28 54 67 Homeowner................................... 79 63 74 58 49 67 59 80 57 With mortgage.............................. 46 47 59 43 33 47 39 17 30 Without mortgage........................... 34 16 14 14 16 20 20 63 26 Renter...................................... 21 37 26 42 51 33 41 20 43 Black....................................... 6 13 9 14 20 5 15 9 16 White and other............................. 94 87 91 86 80 95 85 91 84 Elementary (1-8)............................ 5 3 1 1 6 6 8 14 11 High school (9-12).......................... 36 34 14 35 48 54 61 48 49 College..................................... 60 63 85 64 46 39 31 38 39 Never attended and other.................... b/ b/ c/ b/ b/ b/ b/ b/ b/ At least one vehicle owned or leased........ 92 91 95 90 83 94 91 82 75 Average annual expenditures.................. $48,318 $43,822 $56,058 $39,982 $32,515 $40,523 $33,672 $26,843 $29,838 Food........................................ 6,373 5,784 6,788 5,443 4,804 6,272 4,814 3,765 4,479 Food at home............................. 3,485 3,211 3,532 3,052 2,828 3,616 2,948 2,487 3,071 Cereals and bakery products............ 499 466 511 455 414 498 423 391 439 Cereals and cereal products.......... 176 161 178 155 142 157 155 127 165 Bakery products...................... 324 305 333 300 272 341 268 264 274 Meats, poultry, fish, and eggs......... 921 858 869 833 785 1,074 849 657 869 Beef................................. 269 255 260 251 216 345 250 203 264 Pork................................. 190 180 174 170 167 240 195 150 198 Other meats.......................... 110 107 107 104 97 129 110 79 107 Poultry.............................. 159 162 165 161 154 190 152 104 162 Fish and seafood..................... 154 118 129 112 113 127 106 93 100 Eggs................................. 39 36 34 35 37 43 37 29 38 Dairy products......................... 383 344 390 319 304 368 313 262 340 Fresh milk and cream................. 157 139 147 131 126 150 140 106 154 Other dairy products................. 226 205 242 187 177 218 173 156 186 Fruits and vegetables.................. 582 532 615 492 476 569 450 461 526 Fresh fruits......................... 175 163 196 143 144 172 137 145 161 Fresh vegetables..................... 187 164 187 154 146 188 138 142 164 Processed fruits..................... 127 118 135 114 109 115 96 104 119 Processed vegetables................. 93 87 97 81 77 94 79 70 82 Other food at home..................... 1,100 1,011 1,146 953 849 1,107 913 717 897 Sugar and other sweets............... 129 121 140 114 100 122 107 96 113 Fats and oils........................ 100 88 94 85 81 103 83 74 90 Miscellaneous foods.................. 502 490 566 463 397 541 428 331 417 Nonalcoholic beverages............... 308 271 287 255 244 307 269 185 254 Food prepared by consumer unit on out-of-town trips................... 61 41 59 35 27 34 26 31 23 Food away from home.................... 2,888 2,573 3,257 2,391 1,976 2,657 1,866 1,277 1,408 Alcoholic beverages......................... 423 400 496 350 326 475 304 208 228 Housing..................................... 14,669 14,339 18,818 13,150 10,606 12,347 10,138 8,921 10,754 Shelter.................................. 8,489 8,544 11,391 7,859 6,229 6,874 5,814 4,649 6,195 Owned dwellings........................ 5,905 5,600 8,239 4,777 3,362 4,470 3,328 3,113 3,784 Mortgage interest and charges........ 3,448 3,458 5,091 2,989 2,049 2,762 1,991 840 2,211 Property taxes....................... 1,445 1,258 1,912 1,013 745 910 765 1,255 964 Maintenance, repairs, insurance,other expenses............................ 1,012 885 1,237 775 568 797 573 1,017 609 Rented dwellings....................... 1,806 2,411 2,245 2,704 2,632 2,096 2,187 1,180 2,099 Other lodging.......................... 778 533 907 378 235 309 299 357 312 Utilities, fuels, and public services.... 3,130 2,868 3,235 2,694 2,503 2,854 2,650 2,425 2,549 Natural gas............................ 427 414 478 370 360 407 397 419 369 Electricity............................ 1,186 1,026 1,107 989 939 1,060 963 916 980 Fuel oil and other fuels............... 156 102 119 87 75 99 113 141 115 Telephone services..................... 1,005 999 1,142 947 869 944 897 637 802 Water and other public services........ 358 327 388 301 261 343 280 312 282 Household operations..................... 841 741 1,189 614 401 441 343 517 466 Personal services...................... 286 356 518 329 221 231 195 106 191 Other household expenses............... 555 385 672 285 180 209 147 411 276 Housekeeping supplies.................... 635 536 681 508 450 514 354 439 398 Laundry and cleaning supplies.......... 154 135 148 133 112 155 126 103 140 Other household products............... 337 276 359 257 245 242 167 205 171 Postage and stationery................. 144 125 174 118 93 117 61 131 86 Household furnishings and equipment...... 1,574 1,651 2,323 1,475 1,023 1,665 977 891 1,145 Household textiles..................... 104 126 191 124 71 64 64 90 81 Furniture.............................. 441 423 620 358 254 381 240 190 326 Floor coverings........................ 47 43 77 26 21 32 17 26 45 Major appliances....................... 158 190 236 173 160 167 153 134 182 Small appliances, miscellaneous housewares............................ 92 98 122 88 69 101 83 55 67 Miscellaneous household equipment...... 732 771 1,076 706 447 918 421 395 444 Apparel and services........................ 1,855 2,038 2,530 2,012 1,724 1,700 1,408 863 1,301 Men and boys............................. 487 498 618 466 397 428 404 196 300 Men, 16 and over....................... 387 392 497 370 305 316 300 179 218 Boys, 2 to 15.......................... 100 107 121 96 92 112 104 17 82 Women and girls.......................... 751 771 976 801 672 593 440 398 516 Women, 16 and over..................... 637 634 818 671 555 448 318 367 405 Girls, 2 to 15......................... 114 138 158 130 117 145 122 31 111 Children under 2......................... 89 99 104 94 95 145 78 14 80 Footwear................................. 291 361 388 358 362 344 317 136 215 Other apparel products and services...... 236 309 444 292 198 191 168 119 191 Transportation.............................. 8,750 8,663 10,109 8,072 6,823 8,781 7,941 4,587 5,751 Vehicle purchases (net outlay)........... 4,142 4,079 4,476 3,955 3,201 4,301 4,064 2,014 2,797 Cars and trucks, new................... 1,828 1,876 2,423 1,822 1,297 2,090 1,078 1,302 1,074 Cars and trucks, used.................. 2,238 2,158 2,023 2,087 1,897 2,054 2,920 683 1,660 Other vehicles......................... d/ 76 45 d/ 29 46 d/ 7 d/ 158 d/ 66 d/ 29 d/ 63 Gasoline and motor oil................... 1,476 1,438 1,571 1,310 1,240 1,727 1,414 793 1,006 Other vehicle expenses................... 2,564 2,713 3,370 2,461 2,100 2,509 2,263 1,458 1,699 Vehicle finance charges................ 365 434 472 414 353 455 443 133 265 Maintenance and repairs................ 758 732 906 674 555 703 600 450 536 Vehicle insurance...................... 858 903 1,043 849 734 863 842 642 573 Vehicle rental, leases, licenses, other charges.............................. 583 645 949 523 458 487 379 232 325 Public transportation.................... 568 434 692 346 282 244 199 321 250 Health care................................. 3,021 1,880 2,302 1,799 1,359 1,799 1,528 3,430 1,697 Health insurance......................... 1,625 892 1,067 855 669 870 752 1,741 779 Medical services......................... 733 554 738 522 328 486 406 697 426 Drugs.................................... 565 340 380 329 292 359 303 847 429 Medical supplies......................... 97 94 117 94 69 84 67 145 63 Entertainment............................... 2,674 2,172 2,916 1,955 1,420 1,928 1,589 1,267 1,420 Fees and admissions...................... 975 587 950 464 309 405 276 316 313 Television, radios, sound equipment...... 718 737 920 664 603 677 580 423 542 Pets, toys, and playground equipment..... 476 381 465 366 266 397 306 182 259 Other entertainment supplies, equipment,and services.................. 505 467 580 461 241 449 426 347 306 Personal care products and services......... 538 522 633 558 404 411 362 398 372 Reading..................................... 186 146 224 123 85 105 78 139 94 Education................................... 628 782 1,150 720 451 414 479 146 639 Tobacco products and smoking supplies....... 298 340 247 318 384 544 478 161 353 Miscellaneous............................... 1,074 815 1,171 655 605 635 529 569 516 Cash contributions.......................... 2,028 1,248 1,871 948 745 1,192 792 1,501 626 Personal insurance and pensions............. 5,802 4,693 6,803 3,879 2,780 3,919 3,232 888 1,611 Life and other personal insurance........ 574 430 623 333 292 310 328 392 255 Pensions and Social Security............. 5,228 4,263 6,180 3,546 2,488 3,608 2,904 497 1,355 Sources of income and personal taxes: a/ Money income before taxes.................. 53,465 55,254 77,657 46,839 35,750 47,580 38,887 24,637 30,000 Wages and salaries....................... 14,570 51,167 72,713 43,069 32,238 43,880 35,551 3,640 19,039 Self-employment income................... 30,229 1,072 1,645 846 259 1,026 902 309 1,118 Social Security, private and government retirement................... 5,457 1,598 1,615 1,624 1,772 1,467 1,405 18,094 5,506 Interest, dividends, rental income, other property income................... 2,205 556 967 340 262 581 235 2,050 1,250 Unemployment and workers'' compensation, veterans'' benefits..................... d/ 52 179 121 196 170 304 236 85 328 Public assistance, supplemental security, income, food stamps..................... 218 201 154 161 336 172 279 327 1,864 Regular contributions for support........ 489 301 275 382 429 103 177 100 715 Other income............................. 244 181 167 222 283 46 102 31 179 Personal taxes............................. 4,471 3,550 6,302 2,492 1,059 2,434 1,761 838 1,405 Federal income taxes..................... 3,191 2,758 4,986 1,930 732 1,799 1,289 575 1,024 State and local income taxes............. 1,025 673 1,148 474 266 491 369 98 304 Other taxes.............................. 255 119 169 88 61 145 103 165 77 Income after taxes......................... 48,994 51,704 71,355 44,347 34,691 45,146 37,126 23,798 28,595 Net change in total assets and liabilities... -876 -2,293 249 -4,320 -3,579 -3,322 -2,928 -2,055 -1,112 Net change in total assets............... 6,710 6,918 13,724 3,304 1,964 4,654 2,886 133 6,537 Net change in total liabilities.......... 7,586 9,211 13,475 7,623 5,542 7,976 5,815 2,188 7,649 Other financial information: Other money receipts..................... 475 340 398 467 130 230 197 430 432 Mortgage principal paid on owned property................................ -1,942 -1,656 -2,497 -1,369 -1,022 -1,171 -962 -631 -821 Estimated market value of owned home..... 151,491 102,980 157,057 80,454 60,302 82,159 63,332 108,378 83,917 Estimated monthly rental value of owned home.................................... 835 684 955 593 458 581 455 751 568 Gifts of goods and services................. 1,423 1,123 1,680 951 698 1,042 560 722 634 Food..................................... 65 84 141 62 41 76 31 39 29 Alcoholic beverages...................... 7 17 26 13 9 26 10 9 6 Housing.................................. 384 283 389 267 174 256 180 205 143 Housekeeping supplies.................. 61 44 62 42 30 30 25 36 24 Household textiles..................... 10 14 20 12 7 d/ 7 11 18 13 Appliances and miscellaneous housewares........................... 41 29 41 34 10 22 16 18 8 Major appliances..................... d/ 8 7 8 9 2 d/ 11 6 5 d/ 3 Small appliances and miscellaneous housewares......................... 33 22 32 25 8 11 11 13 6 Miscellaneous household equipment...... 86 67 89 72 38 75 30 44 28 Other housing.......................... 185 130 177 107 90 122 98 90 70 Apparel and services..................... 278 262 331 239 272 304 121 172 168 Males, 2 and over...................... 72 64 71 76 67 68 27 62 34 Females, 2 and over.................... 89 97 139 73 101 107 40 71 70 Children under 2....................... 74 48 51 44 38 84 39 13 35 Other apparel products and services.... 43 53 70 47 67 45 15 26 28 Jewelry and watches.................. 15 21 31 19 14 16 7 7 9 All other apparel products and services............................ 29 32 38 28 53 d/ 29 d/ 8 19 19 Transportation........................... 158 76 122 39 37 150 41 43 41 Health care.............................. 25 30 49 20 7 16 32 64 20 Entertainment............................ 85 84 119 81 52 68 47 51 45 Toys, games, hobbies, and tricycles.... 39 32 41 29 26 38 20 22 24 Other entertainment.................... 47 52 78 52 26 29 26 28 21 Personal care products and services...... 16 23 24 36 17 9 10 17 15 Reading.................................. 2 1 1 1 b/ 1 1 2 1 Education................................ 210 195 376 141 54 79 43 56 89 All other gifts.......................... 192 67 103 52 34 58 43 63 79 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.5. c No data reported. d Data are likely to have large sampling errors.