Table 4500. Selected age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2000 All Under 30 and Under 50 and Under 55 and Under 65 and Item consumer 30 over 50 over 55 over 65 over units Number of consumer units (in thousands)...... 109,367 16,787 92,580 62,480 46,887 73,051 36,316 87,212 22,155 Income before taxes a/ ...................... $44,649 $30,065 $47,340 $48,781 $39,035 $50,038 $33,740 $49,739 $25,220 Income after taxes a/ ....................... 41,532 28,343 43,965 45,458 36,197 46,529 31,417 46,153 23,890 Age of the reference person.................. 48.2 24.3 52.5 35.5 65.0 37.9 68.8 41.3 75.0 Average number in consumer unit: Persons..................................... 2.5 2.3 2.6 2.9 2.0 2.8 1.9 2.7 1.7 Children under 18........................... .7 .6 .7 1.0 .2 .9 .1 .8 .1 Persons 65 and over......................... .3 b/ .4 b/ .7 b/ .9 b/ 1.3 Earners..................................... 1.4 1.4 1.3 1.6 1.0 1.6 .8 1.6 .4 Vehicles.................................... 1.9 1.4 2.0 1.9 1.9 2.0 1.8 2.0 1.5 Percent distribution: Male........................................ 53 50 53 54 52 54 51 54 46 Female...................................... 47 50 47 46 48 46 49 46 54 Homeowner................................... 66 25 73 55 79 58 80 62 80 With mortgage.............................. 39 19 42 44 32 45 26 44 16 Without mortgage........................... 27 6 31 11 48 13 55 18 63 Renter...................................... 34 75 27 45 21 42 20 38 20 Black....................................... 12 13 12 14 10 13 10 13 9 White and other............................. 88 87 88 86 90 87 90 87 91 Elementary (1-8)............................ 6 2 7 3 10 3 12 4 15 High school (9-12).......................... 39 35 40 36 43 36 46 37 48 College..................................... 54 63 53 61 46 61 41 59 36 Never attended and other.................... c/ c/ c/ c/ c/ c/ c/ c/ 1 At least one vehicle owned or leased........ 88 80 89 88 87 89 85 89 81 Average annual expenditures.................. $38,045 $28,788 $39,729 $40,418 $34,841 $41,253 $31,555 $40,942 $26,533 Food........................................ 5,158 4,019 5,368 5,506 4,671 5,597 4,256 5,527 3,652 Food at home............................. 3,021 2,179 3,176 3,127 2,872 3,178 2,696 3,161 2,448 Cereals and bakery products............ 453 315 479 472 428 478 402 472 376 Cereals and cereal products.......... 156 122 163 171 136 169 130 164 123 Bakery products...................... 297 193 316 300 292 309 272 308 253 Meats, poultry, fish, and eggs......... 795 561 839 820 762 838 708 837 626 Beef................................. 238 174 250 248 225 254 206 252 182 Pork................................. 167 109 178 168 166 170 160 173 143 Other meats.......................... 101 73 106 106 93 107 87 106 79 Poultry.............................. 145 113 151 154 133 156 123 154 108 Fish and seafood..................... 110 69 118 111 109 117 97 116 84 Eggs................................. 34 24 36 33 36 34 35 36 30 Dairy products......................... 325 233 342 337 307 340 293 337 275 Fresh milk and cream................. 131 99 137 138 121 138 117 136 112 Other dairy products................. 193 134 204 199 186 202 176 201 163 Fruits and vegetables.................. 521 352 552 508 540 521 520 527 495 Fresh fruits......................... 163 105 174 153 178 157 176 162 169 Fresh vegetables..................... 159 108 168 155 164 160 157 162 146 Processed fruits..................... 115 81 121 116 114 117 111 117 109 Processed vegetables................. 84 58 89 84 84 87 77 87 71 Other food at home..................... 927 719 965 991 836 1,002 773 988 676 Sugar and other sweets............... 117 85 123 124 108 124 102 123 93 Fats and oils........................ 83 56 88 83 84 84 81 85 74 Miscellaneous foods.................. 437 361 451 480 377 483 341 470 304 Nonalcoholic beverages............... 250 194 260 266 226 268 211 267 176 Food prepared by consumer unit on out-of-town trips................... 40 23 43 39 41 41 38 43 29 Food away from home.................... 2,137 1,840 2,191 2,379 1,799 2,418 1,559 2,366 1,205 Alcoholic beverages......................... 372 414 364 420 304 419 275 411 211 Housing..................................... 12,319 9,329 12,862 13,272 11,049 13,386 10,170 13,220 8,759 Shelter.................................. 7,114 5,767 7,359 7,943 6,010 7,980 5,373 7,754 4,597 Owned dwellings........................ 4,602 1,740 5,121 4,895 4,212 5,041 3,721 4,998 3,043 Mortgage interest and charges........ 2,639 1,202 2,899 3,235 1,845 3,268 1,372 3,108 793 Property taxes....................... 1,139 334 1,284 1,004 1,318 1,065 1,287 1,129 1,175 Maintenance, repairs, insurance,other expenses............................ 825 204 938 657 1,049 707 1,061 761 1,075 Rented dwellings....................... 2,034 3,759 1,721 2,642 1,224 2,482 1,133 2,261 1,140 Other lodging.......................... 478 268 516 406 574 457 519 494 413 Utilities, fuels, and public services.... 2,489 1,704 2,631 2,460 2,527 2,525 2,416 2,563 2,198 Natural gas............................ 307 169 332 290 330 300 322 307 310 Electricity............................ 911 610 966 884 949 908 918 931 834 Fuel oil and other fuels............... 97 37 108 78 123 82 127 87 137 Telephone services..................... 877 741 901 935 800 948 733 942 620 Water and other public services........ 296 147 324 274 326 287 316 296 298 Household operations..................... 684 448 727 742 608 719 614 691 661 Personal services...................... 326 329 326 453 157 405 167 355 215 Other household expenses............... 358 118 402 289 452 314 447 336 446 Housekeeping supplies.................... 482 317 513 476 492 480 487 497 421 Laundry and cleaning supplies.......... 131 86 139 129 133 131 130 140 95 Other household products............... 226 145 241 227 225 228 222 233 196 Postage and stationery................. 126 86 133 120 133 122 134 125 130 Household furnishings and equipment...... 1,549 1,094 1,632 1,651 1,412 1,681 1,281 1,715 882 Household textiles..................... 106 78 112 108 104 113 94 115 73 Furniture.............................. 391 336 401 453 307 454 263 439 201 Floor coverings........................ 44 18 49 42 48 44 45 46 38 Major appliances....................... 189 120 202 190 188 191 184 196 160 Small appliances, miscellaneous housewares............................ 87 64 92 90 83 94 75 96 54 Miscellaneous household equipment...... 731 477 777 768 681 786 620 824 356 Apparel and services........................ 1,856 1,604 1,902 2,144 1,459 2,162 1,230 2,086 925 Men and boys............................. 440 383 450 515 338 521 275 500 196 Men, 16 and over....................... 344 320 349 374 303 392 247 386 177 Boys, 2 to 15.......................... 96 63 102 140 35 129 28 115 19 Women and girls.......................... 725 513 764 806 613 828 514 805 400 Women, 16 and over..................... 607 456 635 635 568 670 478 663 378 Girls, 2 to 15......................... 118 57 129 171 46 159 36 142 22 Children under 2......................... 82 136 72 114 38 106 33 97 20 Footwear................................. 343 340 344 404 257 405 216 388 159 Other apparel products and services...... 266 233 272 305 214 303 192 295 150 Transportation.............................. 7,417 6,531 7,578 8,147 6,444 8,251 5,741 8,184 4,397 Vehicle purchases (net outlay)........... 3,418 3,266 3,446 3,845 2,850 3,838 2,574 3,803 1,904 Cars and trucks, new................... 1,605 1,277 1,664 1,648 1,547 1,670 1,474 1,739 1,076 Cars and trucks, used.................. 1,770 1,915 1,744 2,137 1,281 2,108 1,090 2,010 823 Other vehicles......................... 43 d/ 74 38 60 22 60 d/ 10 53 d/ 5 Gasoline and motor oil................... 1,291 1,095 1,327 1,426 1,112 1,449 974 1,433 735 Other vehicle expenses................... 2,281 1,861 2,358 2,467 2,034 2,538 1,764 2,512 1,374 Vehicle finance charges................ 328 330 328 389 248 389 206 382 115 Maintenance and repairs................ 624 518 643 644 596 670 531 670 441 Vehicle insurance...................... 778 580 814 812 734 842 650 834 557 Vehicle rental, leases, licenses, other charges.............................. 551 433 573 622 456 638 377 625 260 Public transportation.................... 427 310 448 410 449 426 428 437 385 Health care................................. 2,066 795 2,296 1,502 2,819 1,622 2,958 1,766 3,247 Health insurance......................... 983 390 1,090 719 1,334 761 1,429 821 1,619 Medical services......................... 568 238 628 468 701 507 691 541 672 Drugs.................................... 416 122 470 235 660 270 711 314 822 Medical supplies......................... 99 44 109 79 125 85 127 90 133 Entertainment............................... 1,863 1,366 1,954 2,065 1,594 2,085 1,416 2,064 1,069 Fees and admissions...................... 515 319 550 568 443 575 393 565 319 Television, radios, sound equipment...... 622 553 634 702 515 697 470 678 399 Pets, toys, and playground equipment..... 334 237 351 374 279 373 254 371 187 Other entertainment supplies, equipment,and services.................. 393 258 418 421 355 440 298 451 164 Personal care products and services......... 564 446 585 591 526 603 483 597 426 Reading..................................... 146 81 158 133 165 140 160 146 148 Education................................... 632 962 572 768 451 839 214 765 108 Tobacco products and smoking supplies....... 319 272 327 354 272 360 236 358 163 Miscellaneous............................... 776 481 829 780 771 801 725 805 661 Cash contributions.......................... 1,192 348 1,346 860 1,635 978 1,623 1,031 1,828 Personal insurance and pensions............. 3,365 2,140 3,587 3,878 2,682 4,009 2,069 3,981 939 Life and other personal insurance........ 399 113 450 332 488 368 459 404 378 Pensions and Social Security............. 2,966 2,027 3,137 3,546 2,194 3,641 1,610 3,577 561 Sources of income and personal taxes: a/ Money income before taxes.................. 44,649 30,065 47,340 48,781 39,035 50,038 33,740 49,739 25,220 Wages and salaries....................... 35,579 27,611 37,049 44,154 23,927 44,798 16,918 43,360 5,872 Self-employment income................... 2,344 883 2,613 2,293 2,413 2,530 1,967 2,745 811 Social Security, private and government retirement................... 4,856 328 5,691 771 10,406 999 12,664 1,888 16,187 Interest, dividends, rental income, other property income................... 927 143 1,072 434 1,598 585 1,619 674 1,895 Unemployment and workers'' compensation, veterans'' benefits..................... 192 91 210 198 184 215 144 210 124 Public assistance, supplemental security, income, food stamps..................... 310 309 310 333 279 333 264 337 206 Regular contributions for support........ 309 429 286 422 155 409 107 368 82 Other income............................. 133 271 108 177 73 171 57 157 43 Personal taxes............................. 3,117 1,722 3,375 3,323 2,838 3,510 2,323 3,586 1,330 Federal income taxes..................... 2,409 1,326 2,609 2,587 2,168 2,733 1,755 2,784 979 State and local income taxes............. 562 371 597 640 456 665 352 671 145 Other taxes.............................. 146 25 169 97 214 112 216 131 205 Income after taxes......................... 41,532 28,343 43,965 45,458 36,197 46,529 31,417 46,153 23,890 Net change in total assets and liabilities... 457 -1,305 776 -410 1,611 594 180 419 602 Net change in total assets............... 6,016 3,920 6,397 7,400 4,173 8,069 1,888 7,156 1,529 Net change in total liabilities.......... 5,560 5,226 5,621 7,809 2,563 7,475 1,708 6,737 927 Other financial information: Other money receipts..................... 594 145 676 425 820 433 919 586 627 Mortgage principal paid on owned property................................ -1,172 -331 -1,325 -1,194 -1,144 -1,289 -938 -1,315 -612 Estimated market value of owned home..... 92,665 26,633 104,638 78,814 111,123 84,656 108,778 89,697 104,351 Estimated monthly rental value of owned home.................................... 629 210 705 555 727 588 711 615 684 Gifts of goods and services................. 1,083 638 1,164 947 1,264 1,097 1,055 1,137 866 Food..................................... 70 28 78 61 83 73 65 80 29 Alcoholic beverages...................... 14 13 15 19 8 18 7 17 5 Housing.................................. 291 176 312 266 326 290 294 297 268 Housekeeping supplies.................. 39 33 40 40 38 40 37 41 31 Household textiles..................... 13 6 15 11 16 13 15 14 9 Appliances and miscellaneous housewares........................... 28 14 31 24 34 27 30 29 25 Major appliances..................... 8 c/ 9 4 12 7 9 7 9 Small appliances and miscellaneous housewares......................... 21 13 22 20 22 20 22 22 16 Miscellaneous household equipment...... 70 39 76 65 77 69 74 71 69 Other housing.......................... 140 85 150 125 161 141 139 142 134 Apparel and services..................... 244 155 261 245 242 258 216 264 163 Males, 2 and over...................... 68 42 72 58 81 67 70 73 45 Females, 2 and over.................... 85 45 93 87 82 94 67 92 57 Children under 2....................... 41 32 42 47 32 46 30 46 18 Other apparel products and services.... 51 37 53 53 47 51 49 52 44 Jewelry and watches.................. 20 15 21 18 24 17 27 19 25 All other apparel products and services............................ 30 22 32 35 24 34 23 33 19 Transportation........................... 70 105 64 60 84 69 72 78 40 Health care.............................. 38 d/ 6 44 12 73 19 77 23 98 Entertainment............................ 94 46 102 86 104 90 101 96 86 Toys, games, hobbies, and tricycles.... 30 16 32 23 38 26 37 30 28 Other entertainment.................... 64 30 70 62 66 64 64 66 58 Personal care products and services...... 19 13 20 22 15 22 13 23 5 Reading.................................. 2 1 2 1 3 1 3 2 3 Education................................ 151 58 168 120 192 188 76 178 44 All other gifts.......................... 89 36 99 56 132 68 131 80 125 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.05. c Value less than 0.5. d Data are likely to have large sampling errors.