Table 4200. Origin of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2000 Non-Hispanic All Item consumer Hispanic units Total Non-Hispanic Non-Hispanic less Afro-American Afro-American Number of consumer units (in thousands)...... 109,367 9,473 99,894 88,112 11,782 Income before taxes a/ ...................... $44,649 $34,891 $45,669 $47,357 $32,812 Income after taxes a/ ....................... 41,532 33,311 42,391 43,860 31,209 Age of the reference person.................. 48.2 42.8 48.7 49.1 45.5 Average number in consumer unit: Persons..................................... 2.5 3.4 2.4 2.4 2.7 Children under 18........................... .7 1.2 .6 .6 .9 Persons 65 and over......................... .3 .2 .3 .3 .2 Earners..................................... 1.4 1.6 1.3 1.3 1.3 Vehicles.................................... 1.9 1.6 2.0 2.0 1.3 Percent distribution: Male........................................ 53 54 53 55 38 Female...................................... 47 46 47 45 62 Homeowner................................... 66 47 68 70 47 With mortgage.............................. 39 29 40 41 30 Without mortgage........................... 27 18 28 29 17 Renter...................................... 34 53 32 30 53 Black....................................... 12 4 13 1 100 White and other............................. 88 96 87 99 b/ Elementary (1-8)............................ 6 21 5 5 7 High school (9-12).......................... 39 43 39 38 48 College..................................... 54 34 56 58 45 Never attended and other.................... c/ 2 c/ c/ c/ At least one vehicle owned or leased........ 88 81 88 90 73 Average annual expenditures.................. $38,045 $32,735 $38,549 $39,991 $27,697 Food........................................ 5,158 5,362 5,139 5,279 4,065 Food at home............................. 3,021 3,496 2,977 3,018 2,656 Cereals and bakery products............ 453 491 450 458 385 Cereals and cereal products.......... 156 201 152 152 152 Bakery products...................... 297 290 298 306 233 Meats, poultry, fish, and eggs......... 795 1,036 773 755 915 Beef................................. 238 326 230 230 234 Pork................................. 167 213 163 157 207 Other meats.......................... 101 116 99 98 110 Poultry.............................. 145 190 141 135 185 Fish and seafood..................... 110 136 108 104 136 Eggs................................. 34 55 33 31 44 Dairy products......................... 325 359 321 333 235 Fresh milk and cream................. 131 170 128 132 96 Other dairy products................. 193 189 194 201 139 Fruits and vegetables.................. 521 670 507 515 442 Fresh fruits......................... 163 228 157 161 128 Fresh vegetables..................... 159 228 152 156 123 Processed fruits..................... 115 125 114 114 116 Processed vegetables................. 84 89 83 85 75 Other food at home..................... 927 940 926 958 679 Sugar and other sweets............... 117 110 118 121 90 Fats and oils........................ 83 100 82 81 82 Miscellaneous foods.................. 437 405 440 457 307 Nonalcoholic beverages............... 250 292 246 254 184 Food prepared by consumer unit on out-of-town trips................... 40 34 40 44 15 Food away from home.................... 2,137 1,865 2,162 2,261 1,409 Alcoholic beverages......................... 372 285 380 401 216 Housing..................................... 12,319 10,850 12,458 12,824 9,705 Shelter.................................. 7,114 6,437 7,178 7,402 5,506 Owned dwellings........................ 4,602 2,949 4,759 5,047 2,605 Mortgage interest and charges........ 2,639 1,751 2,723 2,879 1,555 Property taxes....................... 1,139 665 1,183 1,254 657 Maintenance, repairs, insurance,other expenses............................ 825 533 853 914 392 Rented dwellings....................... 2,034 3,307 1,913 1,809 2,693 Other lodging.......................... 478 181 506 546 208 Utilities, fuels, and public services.... 2,489 2,170 2,519 2,512 2,575 Natural gas............................ 307 242 313 310 343 Electricity............................ 911 749 927 923 954 Fuel oil and other fuels............... 97 30 103 111 42 Telephone services..................... 877 889 876 863 967 Water and other public services........ 296 259 300 304 269 Household operations..................... 684 465 705 739 453 Personal services...................... 326 255 333 340 282 Other household expenses............... 358 211 372 399 171 Housekeeping supplies.................... 482 474 483 506 303 Laundry and cleaning supplies.......... 131 172 127 127 128 Other household products............... 226 227 226 239 123 Postage and stationery................. 126 76 130 141 51 Household furnishings and equipment...... 1,549 1,303 1,572 1,665 867 Household textiles..................... 106 89 108 115 59 Furniture.............................. 391 447 385 400 277 Floor coverings........................ 44 27 46 49 27 Major appliances....................... 189 166 191 203 102 Small appliances, miscellaneous housewares............................ 87 66 89 97 32 Miscellaneous household equipment...... 731 508 752 802 370 Apparel and services........................ 1,856 2,076 1,836 1,853 1,705 Men and boys............................. 440 483 436 441 396 Men, 16 and over....................... 344 359 343 356 245 Boys, 2 to 15.......................... 96 124 93 86 151 Women and girls.......................... 725 691 728 745 599 Women, 16 and over..................... 607 540 613 632 466 Girls, 2 to 15......................... 118 150 115 113 133 Children under 2......................... 82 137 77 76 86 Footwear................................. 343 516 327 321 376 Other apparel products and services...... 266 249 267 270 248 Transportation.............................. 7,417 6,719 7,484 7,806 5,072 Vehicle purchases (net outlay)........... 3,418 3,146 3,444 3,614 2,173 Cars and trucks, new................... 1,605 1,079 1,655 1,757 890 Cars and trucks, used.................. 1,770 2,058 1,743 1,804 1,280 Other vehicles......................... 43 d/ 9 47 53 d/ 3 Gasoline and motor oil................... 1,291 1,244 1,296 1,341 958 Other vehicle expenses................... 2,281 1,945 2,313 2,395 1,701 Vehicle finance charges................ 328 274 333 338 299 Maintenance and repairs................ 624 546 631 657 439 Vehicle insurance...................... 778 696 786 807 626 Vehicle rental, leases, licenses, other charges.............................. 551 428 563 593 338 Public transportation.................... 427 385 431 456 239 Health care................................. 2,066 1,243 2,144 2,283 1,102 Health insurance......................... 983 600 1,019 1,069 641 Medical services......................... 568 364 587 641 185 Drugs.................................... 416 211 436 462 237 Medical supplies......................... 99 69 102 110 39 Entertainment............................... 1,863 1,186 1,928 2,054 978 Fees and admissions...................... 515 262 539 587 175 Television, radios, sound equipment...... 622 545 629 638 565 Pets, toys, and playground equipment..... 334 218 345 369 157 Other entertainment supplies, equipment,and services.................. 393 162 415 459 81 Personal care products and services......... 564 564 564 555 630 Reading..................................... 146 59 155 166 72 Education................................... 632 363 657 700 340 Tobacco products and smoking supplies....... 319 173 332 344 248 Miscellaneous............................... 776 602 792 824 556 Cash contributions.......................... 1,192 645 1,244 1,319 683 Personal insurance and pensions............. 3,365 2,608 3,437 3,585 2,327 Life and other personal insurance........ 399 189 419 426 363 Pensions and Social Security............. 2,966 2,420 3,018 3,159 1,963 Sources of income and personal taxes: a/ Money income before taxes.................. 44,649 34,891 45,669 47,357 32,812 Wages and salaries....................... 35,579 29,737 36,189 37,390 27,045 Self-employment income................... 2,344 1,489 2,433 2,610 1,089 Social Security, private and government retirement................... 4,856 2,429 5,109 5,377 3,074 Interest, dividends, rental income, other property income................... 927 144 1,009 1,119 172 Unemployment and workers'' compensation, veterans'' benefits..................... 192 222 189 188 194 Public assistance, supplemental security, income, food stamps..................... 310 545 285 218 797 Regular contributions for support........ 309 211 319 328 250 Other income............................. 133 115 135 128 189 Personal taxes............................. 3,117 1,581 3,278 3,498 1,603 Federal income taxes..................... 2,409 1,258 2,530 2,701 1,226 State and local income taxes............. 562 271 592 626 332 Other taxes.............................. 146 52 156 171 46 Income after taxes......................... 41,532 33,311 42,391 43,860 31,209 Net change in total assets and liabilities... 457 -3,130 797 1,190 -2,141 Net change in total assets............... 6,016 4,518 6,159 6,655 2,444 Net change in total liabilities.......... 5,560 7,648 5,362 5,466 4,585 Other financial information: Other money receipts..................... 594 194 632 696 153 Mortgage principal paid on owned property................................ -1,172 -573 -1,229 -1,308 -640 Estimated market value of owned home..... 92,665 52,298 96,494 103,411 44,762 Estimated monthly rental value of owned home.................................... 629 396 651 689 364 Gifts of goods and services................. 1,083 825 1,108 1,180 560 Food..................................... 70 44 73 78 28 Alcoholic beverages...................... 14 11 15 15 10 Housing.................................. 291 208 299 320 135 Housekeeping supplies.................. 39 36 39 43 14 Household textiles..................... 13 d/ 13 13 15 d/ 3 Appliances and miscellaneous housewares........................... 28 12 30 33 6 Major appliances..................... 8 d/ 8 8 8 d/ 3 Small appliances and miscellaneous housewares......................... 21 4 22 25 d/ 3 Miscellaneous household equipment...... 70 35 74 81 20 Other housing.......................... 140 111 143 150 93 Apparel and services..................... 244 291 240 247 184 Males, 2 and over...................... 68 65 68 72 34 Females, 2 and over.................... 85 96 84 85 81 Children under 2....................... 41 61 39 40 33 Other apparel products and services.... 51 70 49 51 36 Jewelry and watches.................. 20 11 21 23 8 All other apparel products and services............................ 30 59 28 28 28 Transportation........................... 70 26 75 82 20 Health care.............................. 38 12 41 45 5 Entertainment............................ 94 69 96 103 43 Toys, games, hobbies, and tricycles.... 30 23 30 32 16 Other entertainment.................... 64 46 66 71 28 Personal care products and services...... 19 31 18 19 10 Reading.................................. 2 1 2 2 c/ Education................................ 151 71 159 175 38 All other gifts.......................... 89 62 91 92 85 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b No data reported. c Value less than 0.5. d Data are likely to have large sampling errors.