Table 4. Size of consumer unit: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1999 Two or more persons All One Item consumer person Total Five or units two or Two Three Four more more persons persons persons persons persons Number of consumer units (in thousands)...... 108,465 31,550 76,915 33,798 17,200 15,039 10,878 Income before taxes a/ ...................... $43,951 $25,247 $51,895 $47,779 $52,334 $59,551 $53,340 Income after taxes a/ ....................... 40,652 23,029 48,137 44,157 48,442 55,018 50,474 Age of the reference person.................. 47.9 51.2 46.5 52.8 42.9 40.5 41.3 Average number in consumer unit: Persons..................................... 2.5 1.0 3.1 2.0 3.0 4.0 5.6 Children under 18........................... .7 n.a. .9 .1 .8 1.6 2.8 Persons 65 and over......................... .3 .3 .3 .5 .1 .1 .1 Earners..................................... 1.3 .6 1.6 1.2 1.8 2.0 2.2 Vehicles.................................... 1.9 1.0 2.3 2.1 2.3 2.6 2.6 Percent distribution: Male........................................ 55 43 60 62 56 61 58 Female...................................... 45 57 40 38 44 39 42 Homeowner................................... 65 49 71 73 68 75 68 With mortgage.............................. 38 19 46 36 49 60 53 Without mortgage........................... 27 31 25 37 19 15 15 Renter...................................... 35 51 29 27 32 25 32 Black....................................... 12 11 12 10 15 12 16 White and other............................. 88 89 88 90 85 88 84 Elementary (1-8)............................ 6 7 6 6 5 4 9 High school (9-12).......................... 39 35 41 40 41 39 44 College..................................... 55 58 53 54 54 57 46 Never attended and other.................... b/ b/ b/ b/ b/ b/ b/ At least one vehicle owned or leased........ 87 74 92 92 92 94 92 Average annual expenditures.................. $36,995 $22,373 $42,961 $38,856 $42,848 $49,096 $47,564 Food........................................ 5,031 2,685 5,975 5,085 5,770 7,021 7,716 Food at home............................. 2,915 1,449 3,504 2,843 3,412 4,098 4,966 Cereals and bakery products............ 448 222 539 423 535 658 754 Cereals and cereal products.......... 160 73 195 141 191 248 300 Bakery products...................... 288 149 344 282 343 410 454 Meats, poultry, fish, and eggs......... 749 340 913 743 875 1,020 1,377 Beef................................. 220 91 272 218 261 298 428 Pork................................. 157 67 193 158 182 204 306 Other meats.......................... 97 48 117 95 109 143 166 Poultry.............................. 136 63 166 129 162 192 254 Fish and seafood..................... 106 55 127 110 126 140 163 Eggs................................. 32 16 39 32 34 43 61 Dairy products......................... 322 155 389 307 377 469 567 Fresh milk and cream................. 122 58 148 104 145 188 238 Other dairy products................. 200 98 241 202 232 281 329 Fruits and vegetables.................. 500 264 594 509 563 678 805 Fresh fruits......................... 152 85 179 154 169 202 248 Fresh vegetables..................... 149 76 177 158 171 196 226 Processed fruits..................... 113 60 134 113 126 158 184 Processed vegetables................. 86 42 103 85 97 121 147 Other food at home..................... 896 468 1,068 861 1,063 1,273 1,462 Sugar and other sweets............... 112 57 133 111 124 153 194 Fats and oils........................ 84 42 100 87 94 110 139 Miscellaneous foods.................. 420 221 500 386 517 612 683 Nonalcoholic beverages............... 242 128 288 234 287 344 382 Food prepared by consumer unit on out-of-town trips................... 39 20 48 43 40 54 63 Food away from home.................... 2,116 1,236 2,471 2,243 2,357 2,923 2,750 Alcoholic beverages......................... 318 286 331 378 314 291 259 Housing..................................... 12,057 8,206 13,632 12,171 13,620 15,953 14,991 Shelter.................................. 7,016 5,142 7,785 6,952 7,804 9,068 8,567 Owned dwellings........................ 4,525 2,307 5,434 4,608 5,342 6,936 6,073 Mortgage interest and charges........ 2,547 1,004 3,180 2,264 3,247 4,558 4,014 Property taxes....................... 1,123 731 1,284 1,238 1,184 1,505 1,282 Maintenance, repairs, insurance,other expenses............................ 854 572 970 1,106 911 873 776 Rented dwellings....................... 2,027 2,517 1,826 1,745 2,003 1,599 2,108 Other lodging.......................... 465 317 525 599 459 534 386 Utilities, fuels, and public services.... 2,377 1,551 2,716 2,432 2,732 3,017 3,160 Natural gas............................ 270 184 306 268 305 326 397 Electricity............................ 899 566 1,036 934 1,025 1,162 1,196 Fuel oil and other fuels............... 74 45 87 91 79 94 75 Telephone services..................... 849 592 954 847 994 1,050 1,094 Water and other public services........ 285 165 334 292 330 385 398 Household operations..................... 666 469 747 489 809 1,189 837 Personal services...................... 323 193 376 108 478 760 518 Other household expenses............... 343 276 371 381 331 429 319 Housekeeping supplies.................... 498 238 603 542 551 726 711 Laundry and cleaning supplies.......... 121 55 148 126 131 173 210 Other household products............... 250 106 308 272 277 396 349 Postage and stationery................. 127 77 148 145 144 156 152 Household furnishings and equipment...... 1,499 807 1,782 1,756 1,723 1,953 1,717 Household textiles..................... 114 69 132 127 135 131 147 Furniture.............................. 365 198 434 389 428 533 443 Floor coverings........................ 44 21 53 61 50 49 39 Major appliances....................... 183 109 213 215 190 239 210 Small appliances, miscellaneous housewares............................ 102 69 115 137 94 104 92 Miscellaneous household equipment...... 692 340 834 826 826 898 786 Apparel and services........................ 1,743 933 2,069 1,645 1,982 2,698 2,690 Men and boys............................. 421 175 520 399 461 708 743 Men, 16 and over....................... 328 165 394 366 362 447 458 Boys, 2 to 15.......................... 93 10 127 32 99 261 284 Women and girls.......................... 655 337 783 674 734 1,007 897 Women, 16 and over..................... 548 328 636 629 599 724 593 Girls, 2 to 15......................... 107 9 147 45 135 283 304 Children under 2......................... 67 10 90 33 131 117 168 Footwear................................. 303 135 370 262 352 491 582 Other apparel products and services...... 297 276 305 277 303 376 300 Transportation.............................. 7,011 3,536 8,437 7,427 8,726 9,486 9,665 Vehicle purchases (net outlay)........... 3,305 1,507 4,043 3,525 4,172 4,584 4,702 Cars and trucks, new................... 1,628 753 1,987 2,004 2,006 1,916 2,001 Cars and trucks, used.................. 1,641 728 2,016 1,493 2,113 2,605 2,672 Other vehicles......................... 36 c/ 25 40 28 53 63 c/ 29 Gasoline and motor oil................... 1,055 565 1,256 1,065 1,280 1,440 1,556 Other vehicle expenses................... 2,254 1,215 2,680 2,333 2,869 3,046 2,952 Vehicle finance charges................ 320 120 403 301 468 483 505 Maintenance and repairs................ 664 382 779 693 807 883 862 Vehicle insurance...................... 756 429 891 784 952 1,009 963 Vehicle rental, leases, licenses, other charges.............................. 513 283 607 556 643 671 623 Public transportation.................... 397 250 458 505 405 415 455 Health care................................. 1,959 1,336 2,214 2,475 1,946 2,070 2,024 Health insurance......................... 923 614 1,049 1,177 903 996 958 Medical services......................... 558 346 644 648 607 677 647 Drugs.................................... 370 304 397 514 333 274 304 Medical supplies......................... 109 72 124 136 104 123 115 Entertainment............................... 1,891 1,040 2,238 2,037 2,291 2,638 2,236 Fees and admissions...................... 459 277 533 515 487 630 529 Television, radios, sound equipment...... 608 415 687 583 688 839 802 Pets, toys, and playground equipment..... 346 185 411 357 409 521 433 Other entertainment supplies, equipment,and services.................. 478 163 607 582 707 648 472 Personal care products and services......... 408 254 470 434 474 519 516 Reading..................................... 159 122 175 185 171 182 136 Education................................... 635 421 722 507 795 1,013 874 Tobacco products and smoking supplies....... 300 189 346 301 372 387 385 Miscellaneous............................... 867 663 950 890 1,054 979 937 Cash contributions.......................... 1,181 1,013 1,250 1,521 1,070 919 1,147 Personal insurance and pensions............. 3,436 1,689 4,153 3,798 4,264 4,941 3,988 Life and other personal insurance........ 394 133 502 454 475 643 497 Pensions and Social Security............. 3,042 1,556 3,651 3,345 3,790 4,298 3,491 Sources of income and personal taxes: a/ Money income before taxes.................. 43,951 25,247 51,894 47,776 52,334 59,551 53,340 Wages and salaries....................... 34,456 16,790 41,959 33,551 45,263 53,076 47,491 Self-employment income................... 2,603 1,050 3,263 3,857 2,762 3,265 2,178 Social Security, private and government retirement................... 4,798 4,838 4,781 8,352 2,486 1,567 1,712 Interest, dividends, rental income, other property income................... 1,104 1,786 815 1,273 570 470 248 Unemployment and workers'' compensation, veterans'' benefits..................... 177 132 195 168 177 252 230 Public assistance, supplemental security, income, food stamps..................... 320 159 389 262 372 380 832 Regular contributions for support........ 262 215 282 164 472 269 368 Other income............................. 230 276 211 150 232 272 283 Personal taxes............................. 3,299 2,218 3,758 3,622 3,892 4,533 2,866 Federal income taxes..................... 2,513 1,679 2,867 2,749 3,001 3,530 2,078 State and local income taxes............. 616 419 700 659 716 791 671 Other taxes.............................. 170 121 191 213 175 213 118 Income after taxes......................... 40,652 23,029 48,137 44,157 48,442 55,018 50,474 Net change in total assets and liabilities... 142 1,031 -223 -490 992 -1,409 329 Net change in total assets............... 6,478 3,906 7,533 6,062 8,694 9,269 7,869 Net change in total liabilities.......... 6,336 2,876 7,756 6,552 7,703 10,678 7,540 Other financial information: Other money receipts..................... 651 1,007 506 555 635 489 172 Mortgage principal paid on owned property................................ -1,366 -533 -1,709 -1,776 -1,444 -1,887 -1,669 Estimated market value of owned home..... 87,582 53,099 101,727 103,023 93,339 108,810 101,171 Estimated monthly rental value of owned home.................................... 592 393 674 663 643 732 675 Gifts of goods and services................. 1,083 801 1,198 1,427 1,186 991 783 Food..................................... 83 40 100 130 103 62 58 Housing.................................. 292 200 329 368 335 316 213 Housekeeping supplies.................. 41 25 47 48 48 55 29 Household textiles..................... 17 20 16 16 27 8 6 Appliances and miscellaneous housewares........................... 32 19 38 55 28 26 13 Major appliances..................... 9 10 8 11 6 5 5 Small appliances and miscellaneous housewares......................... 24 9 30 44 22 21 8 Miscellaneous household equipment...... 66 47 74 95 59 63 46 Other housing.......................... 136 90 155 153 173 164 118 Apparel and services..................... 210 156 231 260 218 213 185 Males, 2 and over...................... 54 26 65 84 51 65 31 Females, 2 and over.................... 71 51 79 99 69 69 42 Children under 2....................... 33 10 42 29 54 42 67 Other apparel products and services.... 52 69 44 48 44 37 45 Jewelry and watches.................. 27 53 16 18 13 16 13 All other apparel products and services............................ 25 16 29 30 32 20 32 Transportation........................... 63 46 70 82 63 40 88 Health care.............................. 40 61 32 43 37 15 11 Entertainment............................ 98 80 106 132 93 89 66 Toys, games, hobbies, and tricycles.... 32 22 36 46 29 31 25 Other entertainment.................... 66 58 70 86 64 59 41 Education................................ 166 84 200 250 231 143 73 All other gifts.......................... 131 133 130 164 105 112 89 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.5. c Data are likely to have large sampling errors. n.a. Not applicable.