Table 4. Size of consumer unit: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1998 Two or more persons All One Item consumer person Total Five or units two or Two Three Four more more persons persons persons persons persons ___________________________________________________________________ Number of consumer units (in thousands)...... 107,182 30,684 76,498 33,234 17,353 15,105 10,806 Income before taxes a/ ...................... $41,622 $22,956 $49,427 $44,997 $49,949 $57,189 $51,415 Income after taxes a/ ....................... 38,358 20,917 45,651 41,389 45,764 52,937 48,470 Age of the reference person.................. 47.6 50.2 46.6 52.9 43.5 40.3 41.0 Average number in consumer unit: Persons..................................... 2.5 1.0 3.1 2.0 3.0 4.0 5.5 Children under 18........................... .7 n.a. 1.0 .1 .8 1.7 2.9 Persons 65 and over......................... .3 .3 .3 .5 .2 .1 .1 Earners..................................... 1.3 .6 1.6 1.2 1.7 2.0 2.2 Vehicles.................................... 2.0 1.0 2.3 2.2 2.4 2.5 2.6 Percent distribution: Male........................................ 58 43 64 65 60 66 64 Female...................................... 42 57 36 35 40 34 36 Homeowner................................... 64 45 72 73 69 76 70 With mortgage.............................. 39 19 47 36 50 61 55 Without mortgage........................... 26 26 25 37 19 15 14 Renter...................................... 36 55 28 27 31 24 30 Black....................................... 12 11 12 9 15 12 17 White and other............................. 88 89 88 91 85 88 83 Elementary (1-8)............................ 7 8 6 6 5 5 8 High school (9-12).......................... 39 35 40 40 39 38 44 College..................................... 54 56 53 53 55 56 47 Never attended and other.................... b/ b/ b/ b/ b/ b/ 1 At least one vehicle owned or leased........ 87 72 93 93 91 93 93 Average annual expenditures.................. $35,535 $21,483 $41,158 $36,973 $41,388 $47,020 $45,569 Food........................................ 4,810 2,640 5,673 4,672 5,701 6,623 7,488 Food at home............................. 2,780 1,408 3,325 2,604 3,307 3,935 4,797 Cereals and bakery products............ 425 214 508 387 491 633 747 Cereals and cereal products.......... 146 71 176 121 162 229 299 Bakery products...................... 278 143 332 266 330 404 448 Meats, poultry, fish, and eggs......... 723 332 879 673 863 979 1,423 Beef................................. 218 88 270 208 256 291 462 Pork................................. 146 63 179 141 181 199 268 Other meats.......................... 92 44 111 84 105 128 182 Poultry.............................. 137 63 166 119 162 204 272 Fish and seafood..................... 98 56 115 91 123 114 179 Eggs................................. 32 18 38 30 35 43 61 Dairy products............................ 301 152 361 275 366 434 524 Fresh milk and cream................. 120 58 145 102 144 184 228 Other dairy products................. 181 94 216 173 222 250 296 Fruits and vegetables.................. 472 258 557 469 549 643 726 Fresh fruits......................... 149 86 174 151 166 200 225 Fresh vegetables..................... 145 78 172 148 167 191 228 Processed fruits..................... 101 59 118 95 125 140 152 Processed vegetables................. 76 35 93 76 92 113 121 Other food at home..................... 858 451 1,020 800 1,037 1,246 1,376 Sugar and other sweets............... 109 62 128 103 129 150 173 Fats and oils........................ 77 39 92 73 91 105 138 Miscellaneous foods.................. 388 202 462 347 476 596 617 Nonalcoholic beverages............... 231 118 276 217 279 329 382 Food prepared by consumer unit on out-of-town trips....................... 53 31 62 59 63 66 66 Food away from home...................... 2,030 1,232 2,348 2,067 2,394 2,689 2,691 Alcoholic beverages......................... 309 298 313 364 310 253 245 Housing..................................... 11,713 7,843 13,264 12,059 13,149 15,228 14,379 Shelter.................................. 6,680 4,817 7,428 6,687 7,438 8,551 8,121 Owned dwellings........................ 4,245 2,073 5,116 4,337 5,080 6,457 5,696 Mortgage interest and charges........ 2,455 1,000 3,038 2,216 3,223 4,125 3,752 Property taxes....................... 1,015 561 1,198 1,148 1,137 1,380 1,194 Maintenance, repairs, insurance,other expenses............................ 775 512 880 973 720 952 751 Rented dwellings....................... 1,978 2,471 1,780 1,749 1,878 1,576 2,002 Other lodging.......................... 458 272 532 601 480 518 423 Utilities, fuels, and public services...... 2,405 1,536 2,753 2,481 2,770 3,025 3,186 Natural gas............................ 284 181 325 289 318 358 402 Electricity............................ 921 570 1,062 959 1,040 1,176 1,251 Fuel oil and other fuels............... 85 54 98 97 90 115 88 Telephone services..................... 830 581 929 839 990 991 1,022 Water and other public services........ 285 149 339 296 332 385 422 Household operations..................... 546 271 656 427 756 1,018 693 Personal services...................... 260 58 340 92 465 665 451 Other household expenses............... 286 213 315 335 291 353 241 Housekeeping supplies...................... 482 267 567 568 501 613 601 Laundry and cleaning supplies.......... 118 55 143 123 129 163 199 Other household products............... 232 120 277 301 228 293 251 Postage and stationery................. 132 92 148 144 144 158 152 Household furnishings and equipment...... 1,601 952 1,860 1,898 1,684 2,021 1,778 Household textiles..................... 105 67 121 115 99 156 121 Furniture.............................. 377 203 447 437 437 519 396 Floor coverings........................ 144 96 164 222 68 169 118 Major appliances....................... 164 106 187 178 190 194 201 Small appliances, miscellaneous housewares............................ 80 45 94 92 99 95 91 Miscellaneous household equipment...... 729 436 847 853 791 888 851 Apparel and services........................ 1,674 961 1,957 1,541 2,064 2,398 2,488 Men and boys............................. 399 203 477 339 507 608 682 Men, 16 and over....................... 314 188 364 314 396 396 430 Boys, 2 to 15.......................... 85 15 113 25 111 212 252 Women and girls.......................... 651 395 753 637 764 929 854 Women, 16 and over..................... 548 380 615 598 641 661 563 Girls, 2 to 15......................... 103 15 139 39 123 268 291 Children under 2......................... 73 12 97 40 134 138 167 Footwear................................. 281 159 329 236 340 412 493 Other apparel products and services...... 270 192 301 290 319 311 291 Transportation.............................. 6,616 3,331 7,934 6,684 8,609 9,198 8,925 Vehicle purchases (net outlay)........... 2,964 1,362 3,607 2,768 4,162 4,439 4,132 Cars and trucks, new................... 1,383 590 1,701 1,379 2,124 1,986 1,611 Cars and trucks, used.................. 1,532 721 1,858 1,368 1,965 2,399 2,437 Other vehicles......................... 49 52 48 21 72 c/ 53 c/ 84 Gasoline and motor oil................... 1,017 529 1,213 1,050 1,227 1,377 1,460 Other vehicle expenses................... 2,206 1,144 2,632 2,300 2,834 2,947 2,885 Vehicle finance charges................ 319 115 401 309 446 495 482 Maintenance and repairs................ 641 392 740 678 778 796 794 Vehicle insurance...................... 739 393 877 780 918 989 955 Vehicle rental, leases, licenses, other charges.................................. 507 243 613 534 691 667 655 Public transportation.................... 429 297 482 565 386 436 447 Health care................................. 1,903 1,220 2,177 2,459 1,913 2,061 1,888 Health insurance......................... 913 562 1,054 1,177 969 985 909 Medical services......................... 542 350 619 646 536 670 600 Drugs.................................... 346 244 386 506 311 288 272 Medical supplies......................... 102 64 117 129 97 118 108 Entertainment............................... 1,746 999 2,044 1,907 1,840 2,392 2,304 Fees and admissions...................... 449 267 522 504 470 599 554 Television, radios, sound equipment...... 535 346 610 556 551 712 725 Pets, toys, and playground equipment..... 329 157 398 362 370 499 410 Other entertainment supplies, equipment,and services.................. 433 229 514 485 449 582 615 Personal care products and services......... 401 250 461 441 425 510 510 Reading..................................... 161 120 177 193 162 182 149 Education................................... 580 399 652 465 745 838 823 Tobacco products and smoking supplies....... 273 175 312 272 338 338 359 Miscellaneous............................... 860 676 934 900 851 1,073 978 Cash contributions.......................... 1,109 923 1,184 1,389 1,072 963 1,040 Personal insurance and pensions............. 3,381 1,648 4,076 3,628 4,210 4,963 3,995 Life and other personal insurance........ 398 153 497 497 442 554 505 Pensions and Social Security............. 2,982 1,496 3,579 3,131 3,768 4,409 3,490 Sources of income and personal taxes: a/ Money income before taxes................ 41,622 22,956 49,427 44,997 49,949 57,189 51,415 Wages and salaries....................... 32,889 15,754 40,054 32,181 42,988 50,568 45,072 Self-employment income................... 2,239 1,070 2,728 2,728 2,316 3,152 2,788 Social Security, private and government retirement................... 4,618 4,529 4,656 7,979 2,819 1,616 1,489 Interest, dividends, rental income, other property income................... 871 819 893 1,391 694 452 274 Unemployment and workers'' compensation, veterans'' benefits..................... 193 125 221 191 208 261 282 Public assistance, supplemental security, income, food stamps..................... 330 200 385 200 389 461 858 Regular contributions for support........ 260 257 261 167 309 259 483 Other income............................. 221 203 229 161 226 421 170 Personal taxes.............................. 3,264 2,040 3,775 3,609 4,185 4,252 2,945 Federal income taxes..................... 2,472 1,550 2,857 2,720 3,232 3,220 2,157 State and local income taxes............. 630 399 726 683 778 837 617 Other taxes.............................. 162 90 192 205 175 195 171 Income after taxes.......................... 38,358 20,917 45,651 41,389 45,764 52,937 48,470 Net change in total assets and liabilities... -1,919 511 -2,893 -1,074 -5,374 -4,247 -2,611 Net change in total assets............... 6,116 3,822 7,036 7,015 6,883 7,484 6,721 Net change in total liabilities.......... 8,035 3,311 9,929 8,089 12,258 11,730 9,332 Other financial information: Other money receipts....................... 463 344 510 745 508 244 164 Mortgage principal paid on owned property................................ -1,160 -497 -1,425 -1,205 -1,278 -1,900 -1,677 Estimated market value of owned home..... 80,523 46,109 94,327 92,910 88,171 104,253 94,694 Estimated monthly rental value of owned home.............................. 570 340 663 648 635 725 667 Gifts of goods and services................. 1,068 801 1,174 1,325 1,179 1,046 877 Food..................................... 84 47 99 117 93 102 50 Housing.................................. 314 227 348 360 387 361 231 Housekeeping supplies.................. 41 27 47 47 49 49 41 Household textiles..................... 16 11 18 19 9 34 8 Appliances and miscellaneous housewares............................... 30 18 34 40 40 24 21 Major appliances..................... 7 4 8 11 9 4 6 Small appliances and miscellaneous housewares........................... 22 13 26 29 31 21 15 Miscellaneous household equipment...... 71 60 75 83 85 68 47 Other housing.......................... 156 113 174 171 204 185 114 Apparel and services..................... 225 184 240 241 246 245 224 Males, 2 and over...................... 60 50 64 68 60 51 76 Females, 2 and over.................... 80 54 90 93 90 108 56 Children under 2....................... 32 12 41 29 53 45 53 Other apparel products and services.... 52 69 46 50 44 43 40 Jewelry and watches.................. 25 47 16 21 18 11 9 All other apparel products and services............................ 27 22 29 29 26 32 31 Transportation........................... 49 30 57 73 53 20 67 Health care.............................. 38 71 24 30 29 13 17 Entertainment............................ 85 57 97 125 73 75 78 Toys, games, hobbies, and tricycles.... 30 23 33 45 25 23 19 Other entertainment.................... 55 34 64 80 47 52 59 Education................................ 154 68 189 244 188 123 114 All other gifts.......................... 119 118 119 136 111 107 97 _________________________________________________________ a/ Components of income and taxes are derived from "complete income reporters" only; see glossary. b/ Value less than 0.5. c/ Data are likely to have large sampling errors. n.a. Not applicable.