Table 7. Housing tenure, type of area, race of reference person, and Hispanic origin of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1996 ___________________________________________________________________________________________________________________________________________________________________________________________________ | | | | | | | Housing tenure | Type of area | Race of reference person | Hispanic origin of reference | | | | | person Item | All consumer |_____________________________|_____________________________|_____________________________|_____________________________ | units | | | | | | | | | | Homeowner | Renter | Urban | Rural | White and | Black | Hispanic | Non-Hispanic | | | | | | other | | | ____________________________________________________________|______________|______________|______________|______________|______________|______________|______________|______________|______________ | | | | | | | | | Number of consumer units (in thousands).....................| 104,212| 66,272| 37,940| 91,061| 13,151| 91,856| 12,355| 8,717| 95,494 Income before taxes 1/......................................| $38,014| $45,654| $24,708| $39,358| $29,032| $39,419| $27,190| $29,166| $38,874 Income after taxes 1/.......................................| 34,864| 41,723| 22,918| 36,036| 27,033| 36,052| 25,712| 27,449| 35,585 Age of reference person.....................................| 47.7| 52.2| 39.8| 47.3| 50.6| 48.1| 44.7| 42.7| 48.2 Average number in consumer unit: | | | | | | | | | Persons....................................................| 2.5| 2.7| 2.3| 2.5| 2.6| 2.5| 2.9| 3.4| 2.5 Children under 18..........................................| 0.7| 0.7| 0.7| 0.7| 0.7| 0.6| 1.1| 1.3| 0.6 Persons 65 and over........................................| 0.3| 0.4| 0.2| 0.3| 0.4| 0.3| 0.2| 0.2| 0.3 Earners....................................................| 1.3| 1.5| 1.2| 1.3| 1.4| 1.4| 1.2| 1.5| 1.3 Vehicles...................................................| 1.9| 2.3| 1.2| 1.8| 2.5| 2.0| 1.2| 1.6| 1.9 Percent distribution: | | | | | | | | | Male.......................................................| 60| 66| 51| 60| 62| 63| 41| 62| 60 Female.....................................................| 40| 34| 49| 40| 38| 37| 59| 38| 40 Percent homeowner..........................................| 64| 100| 0| 61| 84| 66| 42| 46| 65 With mortgage.............................................| 38| 59| 0| 37| 40| 39| 27| 30| 38 Without mortgage..........................................| 26| 41| 0| 23| 44| 27| 15| 16| 27 Renter.....................................................| 36| 0| 100| 39| 17| 34| 58| 54| 35 Black......................................................| 12| 8| 19| 13| 5| 0| 100| 6| 12 White and other............................................| 88| 92| 81| 87| 95| 100| 0| 94| 88 Elementary (1-8)...........................................| 8| 8| 9| 8| 11| 8| 10| 25| 6 High school (9-12).........................................| 41| 41| 42| 40| 50| 40| 52| 45| 41 College....................................................| 50| 51| 49| 52| 39| 52| 38| 29| 52 Never attended and other...................................| 0| 0| 0| 0| 0| 0| 0| 1| 0 At least one vehicle owned.................................| 85| 93| 70| 84| 93| 87| 66| 78| 85 Average annual expenditures.................................| $33,797| $39,299| $24,170| $34,502| $28,853| $34,994| $24,926| $27,868| $34,338 Food.......................................................| 4,698| 5,272| 3,687| 4,770| 4,178| 4,844| 3,630| 4,862| 4,685 Food at home..............................................| 2,876| 3,200| 2,304| 2,897| 2,723| 2,918| 2,568| 3,375| 2,834 Cereals and bakery products..............................| 447| 502| 351| 451| 420| 457| 377| 483| 444 Cereals and cereal products.............................| 166| 179| 143| 167| 157| 167| 157| 209| 162 Bakery products.........................................| 281| 323| 208| 284| 262| 290| 220| 274| 282 Meats, poultry, fish, and eggs...........................| 737| 799| 628| 744| 687| 718| 873| 976| 717 Beef....................................................| 215| 232| 185| 217| 200| 213| 231| 317| 206 Pork....................................................| 157| 172| 131| 154| 181| 149| 213| 200| 153 Other meats.............................................| 99| 110| 79| 100| 91| 99| 95| 109| 98 Poultry.................................................| 144| 156| 123| 147| 126| 139| 184| 192| 140 Fish and seafood........................................| 88| 93| 78| 93| 55| 85| 112| 93| 88 Eggs....................................................| 34| 35| 31| 34| 35| 34| 37| 64| 31 Dairy products...........................................| 312| 352| 242| 315| 292| 326| 212| 363| 308 Fresh milk and cream....................................| 132| 148| 105| 131| 142| 138| 94| 178| 128 Other dairy products....................................| 180| 204| 137| 184| 149| 188| 118| 185| 179 Fruits and vegetables....................................| 490| 549| 386| 499| 424| 499| 424| 639| 478 Fresh fruits............................................| 153| 175| 116| 156| 132| 158| 121| 217| 148 Fresh vegetables........................................| 147| 164| 119| 151| 121| 151| 119| 209| 142 Processed fruits........................................| 110| 122| 88| 112| 93| 110| 110| 129| 108 Processed vegetables....................................| 80| 89| 64| 80| 79| 81| 73| 83| 79 Other food at home.......................................| 889| 998| 698| 888| 900| 918| 683| 913| 888 Sugar and other sweets..................................| 114| 129| 88| 114| 120| 117| 97| 104| 115 Fats and oils...........................................| 83| 90| 70| 82| 88| 83| 84| 100| 82 Miscellaneous foods.....................................| 391| 437| 308| 392| 379| 404| 295| 393| 391 Nonalcoholic beverages..................................| 252| 282| 199| 250| 268| 260| 192| 282| 250 Food prepared by consumer unit on out-of-town trips.....| 49| 60| 31| 50| 45| 54| 16| 34| 51 Food away from home.......................................| 1,823| 2,073| 1,383| 1,873| 1,455| 1,926| 1,062| 1,488| 1,852 Alcoholic beverages........................................| 309| 321| 286| 330| 154| 329| 162| 237| 315 Housing....................................................| 10,747| 12,200| 8,204| 11,140| 8,014| 11,046| 8,525| 9,208| 10,885 Shelter...................................................| 6,064| 6,505| 5,292| 6,398| 3,747| 6,237| 4,772| 5,512| 6,114 Owned dwellings..........................................| 3,783| 5,912| 63| 3,922| 2,818| 4,015| 2,055| 2,456| 3,904 Mortgage interest and charges...........................| 2,114| 3,305| 35| 2,223| 1,364| 2,237| 1,204| 1,601| 2,161 Property taxes..........................................| 939| 1,468| 16| 982| 646| 1,005| 451| 498| 980 Maintenance, repairs, insurance, other expenses.........| 729| 1,139| 13| 718| 808| 773| 401| 357| 763 Rented dwellings.........................................| 1,864| 44| 5,042| 2,044| 616| 1,767| 2,581| 2,871| 1,772 Other lodging............................................| 417| 549| 187| 432| 313| 455| 137| 185| 439 Utilities, fuels, and public services.....................| 2,347| 2,782| 1,587| 2,336| 2,421| 2,335| 2,438| 2,139| 2,366 Natural gas..............................................| 291| 360| 171| 314| 137| 284| 344| 228| 297 Electricity..............................................| 907| 1,096| 578| 883| 1,079| 905| 923| 725| 924 Fuel oil and other fuels.................................| 108| 148| 38| 84| 274| 115| 55| 65| 112 Telephone services.......................................| 772| 812| 703| 779| 726| 757| 887| 870| 763 Water and other public services..........................| 268| 365| 98| 277| 205| 273| 231| 251| 270 Household operations......................................| 522| 661| 279| 561| 251| 545| 355| 316| 541 Personal services........................................| 259| 305| 177| 279| 119| 260| 246| 195| 264 Other household expenses.................................| 263| 356| 102| 282| 132| 284| 109| 121| 277 Housekeeping supplies.....................................| 464| 566| 283| 465| 454| 486| 297| 375| 471 Laundry and cleaning supplies............................| 119| 136| 89| 117| 134| 120| 111| 145| 117 Other household products.................................| 205| 260| 109| 204| 212| 217| 118| 154| 209 Postage and stationery...................................| 140| 170| 85| 144| 108| 149| 68| 76| 145 Household furnishings and equipment.......................| 1,350| 1,686| 762| 1,380| 1,142| 1,443| 663| 866| 1,393 Household textiles.......................................| 76| 92| 47| 78| 60| 80| 48| 59| 77 Furniture................................................| 321| 387| 204| 335| 222| 337| 195| 291| 323 Floor coverings..........................................| 101| 146| 21| 103| 84| 111| 23| 25| 107 Major appliances.........................................| 162| 209| 79| 159| 184| 170| 105| 146| 163 Small appliances, miscellaneous housewares...............| 84| 103| 51| 86| 76| 90| 45| 69| 86 Miscellaneous household equipment........................| 607| 747| 360| 619| 517| 656| 247| 276| 636 Apparel and services.......................................| 1,752| 1,933| 1,434| 1,821| 1,251| 1,711| 2,050| 1,915| 1,738 Men and boys..............................................| 423| 488| 309| 436| 329| 420| 447| 437| 422 Men, 16 and over.........................................| 330| 382| 238| 342| 245| 334| 301| 320| 331 Boys, 2 to 15............................................| 93| 106| 71| 95| 84| 86| 145| 117| 91 Women and girls...........................................| 718| 797| 579| 750| 487| 716| 735| 728| 717 Women, 16 and over.......................................| 607| 667| 502| 636| 402| 613| 563| 570| 611 Girls, 2 to 15...........................................| 111| 130| 78| 114| 85| 102| 172| 157| 107 Children under 2..........................................| 82| 90| 68| 85| 63| 79| 108| 125| 79 Footwear..................................................| 298| 305| 286| 310| 214| 271| 498| 422| 288 Other apparel products and services.......................| 230| 252| 191| 240| 158| 226| 263| 204| 232 Transportation.............................................| 6,382| 7,531| 4,375| 6,326| 6,767| 6,659| 4,323| 5,340| 6,477 Vehicle purchases (net outlay)............................| 2,815| 3,297| 1,972| 2,728| 3,419| 2,956| 1,766| 2,316| 2,860 Cars and trucks, new.....................................| 1,209| 1,559| 597| 1,211| 1,193| 1,281| 672| 936| 1,234 Cars and trucks, used....................................| 1,568| 1,683| 1,367| 1,477| 2,199| 1,632| 1,094| 1,378| 1,585 Other vehicles...........................................| 38| 55| 8| 40| 27| 43| 0| 2| 41 Gasoline and motor oil....................................| 1,082| 1,267| 758| 1,048| 1,312| 1,125| 759| 1,040| 1,085 Other vehicle expenses....................................| 2,058| 2,462| 1,353| 2,087| 1,858| 2,129| 1,531| 1,663| 2,094 Vehicle finance charges..................................| 276| 331| 179| 264| 354| 277| 263| 215| 281 Maintenance and repairs..................................| 645| 751| 461| 648| 625| 669| 467| 603| 649 Vehicle insurance........................................| 698| 838| 452| 707| 635| 719| 540| 557| 710 Vehicle rental, leases, licenses, other charges..........| 440| 541| 262| 468| 244| 464| 262| 288| 453 Public transportation.....................................| 427| 505| 291| 463| 178| 449| 269| 321| 437 Health care................................................| 1,770| 2,248| 936| 1,749| 1,918| 1,872| 1,014| 1,035| 1,837 Health insurance..........................................| 827| 1,049| 438| 814| 915| 863| 557| 488| 858 Medical services..........................................| 543| 696| 278| 539| 572| 587| 222| 317| 564 Drugs.....................................................| 303| 381| 165| 298| 336| 319| 182| 175| 314 Medical supplies..........................................| 97| 121| 55| 97| 96| 103| 54| 55| 101 Entertainment..............................................| 1,834| 2,264| 1,081| 1,888| 1,463| 1,963| 882| 1,087| 1,901 Fees and admissions.......................................| 459| 577| 252| 487| 267| 498| 171| 209| 482 Television, radios, sound equipment.......................| 561| 623| 452| 578| 440| 572| 482| 463| 570 Pets, toys, and playground equipment......................| 335| 419| 188| 336| 333| 360| 151| 200| 347 Other entertainment supplies, equipment and services......| 479| 645| 189| 487| 423| 533| 77| 216| 503 Personal care products and services........................| 513| 586| 385| 530| 393| 500| 609| 489| 515 Reading....................................................| 159| 190| 105| 165| 118| 171| 75| 70| 167 Education..................................................| 524| 530| 513| 564| 246| 551| 322| 283| 545 Tobacco products and smoking supplies......................| 255| 252| 260| 242| 342| 264| 187| 139| 265 Miscellaneous..............................................| 855| 980| 636| 858| 831| 891| 588| 656| 873 Cash contributions.........................................| 940| 1,187| 510| 964| 776| 986| 599| 363| 993 Personal insurance and pensions............................| 3,060| 3,805| 1,759| 3,155| 2,401| 3,208| 1,960| 2,185| 3,140 Life and other personal insurance.........................| 353| 467| 155| 358| 317| 355| 342| 226| 365 Pensions and Social Security..............................| 2,707| 3,338| 1,605| 2,797| 2,084| 2,854| 1,618| 1,960| 2,775 Money income before taxes 1/...............................| 38,014| 45,654| 24,708| 39,358| 29,032| 39,419| 27,190| 29,166| 38,874 Wages and salaries........................................| 29,560| 34,898| 20,264| 30,823| 21,127| 30,546| 21,965| 24,314| 30,070 Self-employment income....................................| 2,318| 3,143| 882| 2,391| 1,828| 2,540| 608| 1,176| 2,429 Social Security, private and government retirement........| 4,334| 5,858| 1,680| 4,261| 4,826| 4,551| 2,667| 1,965| 4,565 Interest, dividends, rental income, other property income.| 761| 1,062| 237| 809| 443| 844| 121| 135| 822 Unemployment and workers' compensation, veterans' benefits| 213| 225| 191| 213| 209| 222| 142| 264| 208 Public assistance, supplemental security income, food | | | | | | | | | stamps.................................................| 437| 186| 875| 448| 366| 321| 1,335| 969| 386 Regular contributions for support.........................| 243| 212| 296| 261| 122| 245| 224| 151| 252 Other income..............................................| 148| 70| 283| 153| 110| 150| 127| 193| 143 Personal taxes 1/..........................................| 3,150| 3,931| 1,790| 3,322| 1,999| 3,367| 1,478| 1,718| 3,289 Federal income taxes......................................| 2,372| 2,937| 1,387| 2,507| 1,464| 2,542| 1,056| 1,338| 2,472 State and local income taxes..............................| 665| 821| 394| 700| 437| 703| 372| 361| 695 Other taxes...............................................| 113| 173| 9| 115| 98| 121| 50| 19| 122 Income after taxes 1/......................................| 34,864| 41,723| 22,918| 36,036| 27,033| 36,052| 25,712| 27,449| 35,585 Net change in total assets and liabilities.................| -1,689| -1,543| -1,944| -1,698| -1,629| -1,708| -1,547| -1,417| -1,714 Net change in total assets................................| 4,049| 6,646| -488| 4,275| 2,482| 4,301| 2,174| 4,413| 4,015 Net change in total liabilities...........................| 5,738| 8,189| 1,456| 5,973| 4,111| 6,009| 3,720| 5,830| 5,729 Other money receipts.......................................| 309| 387| 174| 331| 157| 346| 36| 67| 331 Mortgage principal paid on owned property..................| -960| -1,484| -45| -981| -814| -1,022| -499| -555| -997 Estimated market value of owned home.......................| 73,168| 114,140| 1,601| 74,522| 63,796| 78,870| 30,780| 47,027| 75,554 Estimated monthly rental value of owned home...............| 503| 787| 7| 517| 410| 535| 271| 327| 519 Gifts of goods and services................................| 1,119| 1,350| 714| 1,141| 960| 1,149| 896| 798| 1,148 Food......................................................| 62| 78| 35| 64| 54| 67| 29| 51| 63 Housing...................................................| 280| 327| 196| 277| 299| 295| 163| 154| 291 Housekeeping supplies....................................| 40| 49| 25| 41| 40| 43| 19| 18| 42 Household textiles.......................................| 8| 10| 3| 8| 6| 8| 3| 4| 8 Appliances and miscellaneous housewares..................| 30| 39| 15| 30| 31| 33| 12| 22| 31 Major appliances........................................| 8| 11| 3| 8| 9| 9| 0| 7| 8 Small appliances and miscellaneous housewares...........| 22| 29| 11| 22| 22| 24| 11| 15| 23 Miscellaneous household equipment........................| 81| 105| 38| 80| 84| 88| 30| 37| 85 Other housing............................................| 120| 123| 115| 118| 138| 123| 99| 74| 124 Apparel and services......................................| 296| 341| 218| 301| 264| 276| 446| 291| 297 Males, 2 and over........................................| 78| 94| 49| 75| 99| 78| 76| 55| 80 Females, 2 and over......................................| 99| 117| 69| 101| 86| 95| 135| 102| 99 Children under 2.........................................| 41| 46| 31| 43| 23| 39| 53| 55| 39 Other apparel products and services......................| 78| 83| 70| 81| 56| 64| 183| 79| 78 Jewelry and watches.....................................| 44| 48| 37| 48| 13| 34| 118| 31| 45 All other apparel products and services.................| 34| 35| 32| 33| 43| 30| 65| 48| 33 Transportation............................................| 60| 73| 37| 61| 49| 62| 47| 26| 63 Health care...............................................| 43| 56| 19| 45| 23| 46| 21| 12| 45 Entertainment.............................................| 110| 132| 71| 115| 74| 118| 50| 99| 111 Toys, games, hobbies, and tricycles......................| 40| 47| 27| 41| 29| 43| 15| 30| 41 Other entertainment......................................| 70| 86| 44| 74| 45| 75| 35| 69| 71 Education.................................................| 128| 171| 52| 133| 88| 135| 72| 49| 135 All other gifts...........................................| 140| 172| 86| 145| 109| 150| 68| 116| 143 ____________________________________________________________|______________|______________|______________|______________|______________|______________|______________|______________|______________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. Note that all values have been rounded, and therefore some rounded values equal zero. When data are not reported or are not applicable (i.e., missing values), values are set to zero. Note also that some data are likely to have large sampling errors.