Table 9. By OCCUPATION OF REFERENCE PERSON: Average annual expenditures and characteristics of all consumer units, Consumer Expenditure Survey, 1995 Wage and salary earners All Total Managers Technical, Construc-Operators, other, Self- wage and sales, tion fabrica- including Item employed and profes- and Service workers tors Retired not workers salary sionals clerical workers and and reporting earners workers mechanicslaborers __________________________________________________________________________________ Number of consumer units (in thousands)... 5,981 67,339 22,085 17,814 8,532 5,964 12,945 18,675 11,127 Income before taxes 1/.................... $48,113 $43,523 $62,161 $37,228 $25,585 $40,320 $33,513 $20,219 $17,668 Income after taxes 1/..................... 44,407 39,533 55,439 34,167 23,858 36,961 31,156 19,470 16,981 Age of reference person................... 48.0 41.2 42.8 39.9 40.4 40.8 40.8 72.9 47.3 Average number in consumer unit:.......... Persons.................................. 2.8 2.7 2.6 2.5 2.7 3.1 3.1 1.8 2.6 Children under 18........................ 0.8 0.8 0.7 0.7 0.9 1.0 1.0 0.1 0.9 Persons 65 and over...................... 0.2 0.1 0.1 0.1 0.1 0.1 0.1 1.2 0.3 Earners.................................. 1.7 1.8 1.8 1.7 1.6 1.9 1.9 0.2 0.4 Vehicles................................. 2.3 2.1 2.2 1.9 1.6 2.6 2.4 1.5 1.2 Percent distribution: Male..................................... 83 67 70 49 54 97 83 56 34 Female................................... 17 33 30 51 46 3 17 44 66 Percent homeowner........................ 77 62 72 56 48 67 58 78 48 With mortgage........................... 49 46 59 41 30 48 39 14 21 Without mortgage........................ 28 16 13 15 17 19 18 64 27 Renter................................... 23 38 28 44 52 33 42 22 52 Black.................................... 6 11 8 10 18 6 14 9 21 White and other.......................... 94 89 92 90 82 94 86 91 79 Elementary (1-8)......................... 6 4 1 1 8 5 10 21 15 High school (9-12)....................... 40 41 17 41 54 61 66 48 56 College.................................. 54 54 82 58 38 34 24 29 29 Never attended and other................. 0 0 0 0 1 0 1 1 1 At least one vehicle owned............... 93 90 94 89 81 91 92 79 64 Average annual expenditures............... $41,460 $36,161 $47,415 $32,660 $26,268 $32,960 $29,835 $21,618 $21,198 Food..................................... 5,346 4,860 5,670 4,444 4,172 4,635 4,632 3,483 3,432 Food at home............................ 3,222 2,886 3,035 2,572 2,736 2,914 3,170 2,451 2,620 Cereals and bakery products............ 547 453 482 403 429 467 488 387 394 Cereals and cereal products........... 195 171 174 152 168 174 196 139 153 Bakery products....................... 352 282 308 250 261 293 292 249 240 Meats, poultry, fish, and eggs......... 807 770 727 671 795 785 961 639 800 Beef.................................. 233 236 217 207 231 276 293 191 230 Pork.................................. 162 157 134 130 186 168 210 135 184 Other meats........................... 87 107 107 96 96 106 132 95 102 Poultry............................... 140 143 138 131 146 126 172 111 147 Fish and seafood...................... 151 97 105 82 105 78 111 77 103 Eggs.................................. 34 30 25 25 32 30 43 30 33 Dairy products......................... 348 307 339 266 275 313 327 263 259 Fresh milk and cream.................. 145 125 126 103 127 130 153 108 122 Other dairy products.................. 204 181 214 163 148 183 173 155 137 Fruits and vegetables.................. 567 455 508 397 439 438 471 438 438 Fresh fruits.......................... 196 142 159 123 133 133 151 149 123 Fresh vegetables...................... 169 136 157 117 134 121 138 129 144 Processed fruits...................... 119 96 109 84 91 101 89 89 95 Processed vegetables.................. 83 82 84 73 80 83 92 71 76 Other food at home..................... 953 901 979 835 798 911 924 724 729 Sugar and other sweets................ 115 115 129 105 102 114 113 111 94 Fats and oils......................... 90 83 78 75 83 89 98 79 81 Miscellaneous foods................... 408 405 447 384 353 414 392 303 294 Nonalcoholic beverages................ 274 250 255 231 228 249 286 192 235 Food prep. by cu, out-of-town trips... 66 48 71 40 31 47 35 38 24 Food away from home..................... 2,124 1,975 2,634 1,872 1,436 1,721 1,462 1,033 813 Alcoholic beverages...................... 267 320 433 287 256 302 226 180 161 Housing.................................. 13,081 11,504 15,613 10,468 8,400 9,750 8,784 7,186 8,174 Shelter................................. 7,670 6,662 9,249 6,016 4,882 5,467 4,864 3,644 4,381 Owned dwellings........................ 5,495 4,265 6,693 3,494 2,393 3,548 2,747 2,320 2,086 Mortgage interest and charges......... 3,244 2,625 4,245 2,091 1,321 2,269 1,620 494 1,037 Property taxes........................ 1,159 965 1,538 785 580 720 603 926 602 Maintenance, rep., ins., oth. exp..... 1,092 674 910 618 492 559 524 900 447 Rented dwellings....................... 1,633 1,990 1,808 2,191 2,298 1,697 1,953 980 2,009 Other lodging.......................... 542 408 748 332 191 221 164 344 286 Utilities, fuels, and public services... 2,590 2,266 2,591 2,160 1,929 2,214 2,103 1,957 1,913 Natural gas............................ 298 268 319 252 234 244 239 277 235 Electricity............................ 1,050 890 986 859 748 914 850 786 788 Fuel oil and other fuels............... 135 72 88 54 55 68 82 126 80 Telephone.............................. 783 769 878 743 678 712 706 515 620 Water and other public services........ 324 267 321 252 214 276 226 253 190 Household operations.................... 843 548 883 498 272 365 308 400 274 Personal services...................... 314 314 446 300 168 259 228 134 102 Other household expenses............... 529 234 437 198 105 106 80 267 172 Housekeeping supplies................... 421 449 561 418 308 438 398 427 306 Laundry and cleaning supplies.......... 110 117 116 110 107 116 135 96 90 Other household products............... 180 202 257 190 121 219 171 199 137 Postage and stationery................. 132 130 188 118 80 103 93 132 80 Household furnishings and equipment..... 1,556 1,579 2,329 1,376 1,009 1,266 1,110 757 1,299 Household textiles..................... 85 118 170 94 70 154 80 58 62 Furniture.............................. 416 386 553 350 246 298 281 151 218 Floor coverings........................ 115 142 251 114 39 67 103 52 663 Major appliances....................... 199 165 164 163 171 179 156 141 95 Small appliances, misc. housewares..... 85 96 135 104 39 60 72 57 64 Miscellaneous household equipment...... 656 672 1,057 551 445 508 418 298 198 Apparel and services..................... 2,020 1,969 2,625 1,763 1,541 1,502 1,653 897 1,171 Men and boys............................ 528 508 702 407 413 429 420 192 217 Men, 16 and over....................... 416 390 528 339 323 343 296 170 151 Boys, 2 to 15.......................... 113 117 175 68 90 87 124 23 66 Women and girls......................... 822 734 1,031 627 494 569 618 418 499 Women, 16 and over..................... 693 614 886 521 389 450 510 382 421 Girls, 2 to 15......................... 128 120 145 106 104 120 108 36 78 Children under 2........................ 106 94 106 74 91 97 100 26 76 Footwear................................ 267 320 385 317 333 201 262 145 230 Other apparel products and services..... 297 314 400 337 211 205 253 115 149 Transportation........................... 6,990 7,029 8,360 6,565 5,075 7,132 6,635 3,419 3,699 Vehicle purchases (net outlay).......... 2,843 3,168 3,448 3,040 2,347 3,261 3,365 1,200 1,739 Cars and trucks, new................... 1,186 1,410 1,908 1,383 997 1,239 949 650 838 Cars and trucks, used.................. 1,638 1,714 1,476 1,615 1,318 2,008 2,382 524 901 Other vehicles......................... 19 44 64 42 31 15 33 26 0 Gasoline and motor oil.................. 1,180 1,158 1,280 1,039 872 1,401 1,189 634 614 Other vehicle expenses.................. 2,480 2,313 2,963 2,175 1,582 2,309 1,876 1,308 1,142 Vehicle finance charges................ 252 333 369 338 222 343 334 75 134 Maintenance and repairs................ 852 722 884 699 505 693 630 502 379 Vehicle insurance...................... 845 801 981 757 612 798 683 527 412 Veh. rent., leas., licen., oth. chges.. 531 457 728 381 243 476 229 204 217 Public transportation................... 486 390 669 310 275 161 204 278 204 Health care.............................. 2,395 1,554 1,967 1,415 1,117 1,551 1,332 2,455 1,245 Health insurance........................ 1,282 719 894 665 517 713 633 1,399 584 Medical services........................ 748 539 706 482 339 553 458 457 310 Drugs................................... 284 212 252 189 195 218 186 511 305 Medical supplies........................ 82 84 116 79 66 66 55 89 46 Entertainment............................ 1,980 1,872 2,444 1,812 1,213 1,833 1,431 994 861 Fees and admissions..................... 646 488 807 457 211 335 240 321 171 Television, radios, sound equipment..... 601 616 726 612 471 629 526 339 400 Pets, toys, and playground equipment.... 384 381 490 323 287 368 344 168 179 Other supplies, equip., and services.... 349 387 421 421 244 501 321 166 111 Personal care products and services...... 433 440 536 443 368 360 357 319 289 Reading.................................. 198 172 263 159 101 139 100 160 86 Education................................ 567 567 996 431 401 252 276 188 320 Tobacco products and smoking supplies.... 310 299 208 280 299 466 403 144 274 Miscellaneous............................ 1,482 821 993 775 733 701 707 552 397 Cash contributions....................... 1,462 933 1,490 700 484 909 610 1,087 315 Personal insurance and pensions.......... 4,929 3,820 5,816 3,119 2,106 3,428 2,690 554 774 Life and other personal insurance....... 639 416 642 342 253 299 295 244 186 Pensions and Social Security............ 4,289 3,404 5,175 2,778 1,852 3,129 2,395 310 587 Money income before taxes 1/.............. 48,113 43,523 62,161 37,228 25,585 40,320 33,513 20,219 17,668 Wages and salaries....................... 10,510 39,988 57,564 33,734 22,302 37,588 31,221 2,506 8,276 Self-employment income................... 29,941 672 1,216 578 207 644 190 169 470 Soc. Sec., priv. and gov. retirement..... 4,605 1,367 1,688 1,340 1,540 797 990 14,885 4,704 Int., divid., rent. inc., property inc... 2,451 512 962 429 216 326 135 1,999 276 Unemp. and workers' compen., vet. ben.... 123 277 158 269 222 647 364 144 630 Pub. ass., supp. sec. inc., foodstamps... 121 203 50 191 530 106 304 345 2,629 Regular contributions for support........ 243 318 318 497 295 115 180 58 385 Other income............................. 118 186 204 191 273 96 128 114 298 Personal taxes 1/......................... 3,706 3,990 6,722 3,062 1,726 3,359 2,357 750 687 Federal income taxes..................... 2,805 2,952 5,052 2,277 1,226 2,442 1,647 443 434 State and local income taxes............. 594 866 1,409 641 406 764 593 117 117 Other taxes.............................. 308 172 261 144 94 153 117 190 136 Income after taxes 1/..................... 44,407 39,533 55,439 34,167 23,858 36,961 31,156 19,470 16,981 Net change in total assets and liabilities 2,061 (1,543) (1,850) (1,280) (1,620) (2,692) (799) (842) 661 Net change in total assets............... 3,919 4,209 6,931 3,611 1,794 4,371 1,905 (328) 1,724 Net change in total liabilities.......... 1,858 5,751 8,780 4,891 3,414 7,064 2,704 515 1,063 Other money receipts...................... 853 441 741 533 233 82 102 538 252 Mortgage principal paid, owned property... (1,693) (1,245) (2,031) (1,085) (610) (933) (685) (546) (489) Estimated market value of owned home...... 112,568 70,409 108,900 60,904 41,863 57,151 42,742 79,711 43,679 Est. monthly rental value of owned home... 651 503 728 448 320 458 338 521 325 Gifts of goods and services............... 1,150 1,118 1,812 938 681 746 653 712 514 Food.................................... 75 103 176 89 73 67 37 67 34 Housing................................. 290 287 454 245 152 188 193 151 157 Housekeeping supplies................. 33 43 68 35 25 31 27 33 16 Household textiles.................... 8 12 20 11 0 7 10 5 6 Appliances and misc. housewares....... 33 31 46 39 8 18 17 18 13 Major appliances.................... 5 5 6 7 1 5 3 6 0 Small appl. and misc. housewares.... 28 26 39 32 7 13 15 12 13 Miscellaneous household equipment..... 59 75 128 53 31 69 46 55 28 Other housing......................... 157 126 192 107 88 63 93 40 93 Apparel and services.................... 284 300 428 264 240 227 212 150 151 Males 2 and over...................... 52 82 111 75 83 42 59 41 47 Females 2 and over.................... 102 107 186 64 82 88 61 66 45 Children under 2...................... 63 43 52 36 37 44 44 20 36 Other apparel products and services... 67 68 78 89 38 53 48 22 23 Jewelry and watches................. 41 32 38 48 9 30 16 12 8 All other apparel products and serv. 26 36 40 41 29 23 32 10 15 Transportation.......................... 72 48 81 37 19 29 32 53 29 Health care............................. 19 23 38 20 15 13 10 33 3 Entertainment........................... 128 94 140 85 50 98 58 72 40 Toys, games, hobbies, and tricycles... 46 33 40 32 29 31 26 20 13 Other entertainment................... 82 61 100 52 22 67 32 52 27 Education............................... 154 142 314 91 46 41 30 77 37 All other gifts......................... 127 122 181 108 85 83 81 110 63 __________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary Note that all values have been rounded, and therefore some rounded values equal zero. When data are not reported or are not applicable (i.e., missing values), values are set to zero. Note also that some data are likely to have large sampling errors.