Table 4. By SIZE OF CONSUMER UNIT: Average annual expenditures and characteristics of all consumer units, Consumer Expenditure Survey, 1995 All One Two or Two Three Four Five or Item consumer person more persons persons persons more units persons persons ________________________________________________________________ Number of consumer units (in thousands)... 103,123 29,181 73,942 31,884 16,610 15,225 10,223 Income before taxes 1/.................... $36,918 $21,389 $43,287 $39,398 $44,007 $49,547 $45,022 Income after taxes 1/..................... 33,864 19,375 39,807 36,180 40,403 45,517 41,743 Age of reference person................... 48.0 51.1 46.8 53.2 43.4 40.2 41.9 Average number in consumer unit:.......... Persons.................................. 2.5 1.0 3.1 2.0 3.0 4.0 5.7 Children under 18........................ 0.7 0.0 1.0 0.1 0.8 1.7 2.8 Persons 65 and over...................... 0.3 0.3 0.3 0.6 0.2 0.1 0.1 Earners.................................. 1.3 0.6 1.6 1.2 1.7 2.0 2.3 Vehicles................................. 1.9 1.0 2.3 2.1 2.4 2.4 2.5 Percent distribution: Male..................................... 62 45 69 70 64 71 72 Female................................... 38 55 31 30 36 29 28 Percent homeowner........................ 64 45 71 75 67 71 66 With mortgage........................... 38 18 45 36 48 57 52 Without mortgage........................ 26 27 26 39 19 15 13 Renter................................... 36 55 29 25 33 29 34 Black.................................... 11 10 12 8 14 13 16 White and other.......................... 89 90 88 92 86 87 84 Elementary (1-8)......................... 9 10 8 9 6 6 10 High school (9-12)....................... 44 39 46 44 49 46 47 College.................................. 47 51 46 46 45 49 41 Never attended and other................. 0 1 0 0 0 0 1 At least one vehicle owned............... 86 71 92 92 90 92 90 Average annual expenditures............... $32,264 $19,389 $37,335 $33,100 $37,838 $42,819 $41,561 Food..................................... 4,505 2,499 5,291 4,366 5,227 6,282 6,805 Food at home............................ 2,803 1,401 3,352 2,587 3,276 4,087 4,762 Cereals and bakery products............ 441 221 527 402 504 667 747 Cereals and cereal products........... 165 76 200 146 190 251 310 Bakery products....................... 276 145 327 256 314 416 437 Meats, poultry, fish, and eggs......... 752 343 913 678 900 1,118 1,359 Beef.................................. 228 97 279 200 280 360 401 Pork.................................. 156 67 191 143 179 240 286 Other meats........................... 104 49 125 89 129 157 182 Poultry............................... 138 64 166 121 171 191 263 Fish and seafood...................... 97 50 116 97 110 131 162 Eggs.................................. 30 15 36 27 32 39 65 Dairy products......................... 297 148 355 271 339 436 520 Fresh milk and cream.................. 123 60 148 104 140 184 242 Other dairy products.................. 174 88 207 166 199 253 278 Fruits and vegetables.................. 457 250 538 451 518 607 735 Fresh fruits.......................... 144 84 168 146 157 182 232 Fresh vegetables...................... 137 76 161 141 156 172 215 Processed fruits...................... 96 50 113 88 113 142 154 Processed vegetables.................. 80 40 95 77 92 111 135 Other food at home..................... 856 439 1,020 786 1,015 1,259 1,400 Sugar and other sweets................ 112 57 134 108 124 167 182 Fats and oils......................... 82 42 98 77 95 115 143 Miscellaneous foods................... 377 190 450 328 454 573 638 Nonalcoholic beverages................ 240 127 284 219 290 348 386 Food prep. by cu, out-of-town trips... 45 23 54 54 51 56 51 Food away from home..................... 1,702 1,098 1,939 1,778 1,951 2,196 2,043 Alcoholic beverages...................... 277 248 289 309 265 297 253 Housing.................................. 10,458 7,030 11,809 10,580 11,759 13,579 13,079 Shelter................................. 5,928 4,356 6,548 5,759 6,556 7,719 7,253 Owned dwellings........................ 3,749 1,843 4,501 3,901 4,370 5,610 4,933 Mortgage interest and charges......... 2,104 818 2,611 1,857 2,722 3,640 3,251 Property taxes........................ 930 495 1,102 1,172 952 1,208 971 Maintenance, rep., ins., oth. exp..... 715 530 788 872 695 762 711 Rented dwellings....................... 1,788 2,287 1,591 1,360 1,772 1,617 1,982 Other lodging.......................... 391 226 456 498 415 492 338 Utilities, fuels, and public services... 2,191 1,421 2,494 2,265 2,502 2,735 2,840 Natural gas............................ 268 170 307 287 291 336 352 Electricity............................ 869 532 1,002 895 1,016 1,120 1,141 Fuel oil and other fuels............... 86 64 95 98 87 96 95 Telephone.............................. 708 506 787 714 815 839 894 Water and other public services........ 259 149 303 271 293 344 358 Household operations.................... 509 251 610 429 647 1,007 526 Personal services...................... 258 62 336 129 416 672 352 Other household expenses............... 250 189 274 300 232 335 174 Housekeeping supplies................... 430 235 506 476 490 530 586 Laundry and cleaning supplies.......... 110 52 133 104 134 141 207 Other household products............... 194 98 231 225 227 235 251 Postage and stationery................. 125 84 141 147 129 154 128 Household furnishings and equipment..... 1,401 767 1,651 1,651 1,563 1,588 1,874 Household textiles..................... 100 58 117 130 108 103 111 Furniture.............................. 327 165 391 321 460 438 425 Floor coverings........................ 177 96 209 332 79 119 165 Major appliances....................... 155 79 185 168 174 179 263 Small appliances, misc. housewares..... 85 58 96 98 85 101 99 Miscellaneous household equipment...... 557 311 653 601 657 648 812 Apparel and services..................... 1,704 991 1,983 1,525 2,098 2,480 2,497 Men and boys............................ 425 235 500 352 513 647 719 Men, 16 and over....................... 329 220 372 331 424 419 346 Boys, 2 to 15.......................... 96 14 128 21 88 228 374 Women and girls......................... 660 392 766 642 820 911 852 Women, 16 and over..................... 559 376 631 599 707 672 549 Girls, 2 to 15......................... 101 15 135 43 113 238 304 Children under 2........................ 81 16 106 43 142 151 178 Footwear................................ 278 176 318 201 322 483 437 Other apparel products and services..... 259 173 293 286 301 289 310 Transportation........................... 6,014 2,921 7,235 6,159 7,855 8,171 8,189 Vehicle purchases (net outlay).......... 2,638 1,042 3,268 2,563 3,723 3,799 3,939 Cars and trucks, new................... 1,198 559 1,450 1,293 1,622 1,530 1,539 Cars and trucks, used.................. 1,406 459 1,780 1,226 2,067 2,219 2,390 Other vehicles......................... 34 24 38 44 34 50 10 Gasoline and motor oil.................. 1,006 530 1,193 1,017 1,247 1,377 1,383 Other vehicle expenses.................. 2,015 1,110 2,372 2,146 2,551 2,569 2,494 Vehicle finance charges................ 260 92 327 277 342 377 382 Maintenance and repairs................ 653 393 755 702 832 793 743 Vehicle insurance...................... 712 411 831 751 886 907 878 Veh. rent., leas., licen., oth. chges.. 389 214 459 415 491 493 491 Public transportation................... 355 239 401 433 335 426 373 Health care.............................. 1,732 1,110 1,978 2,127 1,774 1,969 1,856 Health insurance........................ 860 560 979 1,132 827 925 829 Medical services........................ 512 308 592 512 588 700 686 Drugs................................... 280 194 314 397 271 243 233 Medical supplies........................ 80 47 93 86 89 102 109 Entertainment............................ 1,612 992 1,856 1,668 1,833 2,190 1,983 Fees and admissions..................... 433 265 499 459 450 651 477 Television, radios, sound equipment..... 542 368 611 516 618 740 700 Pets, toys, and playground equipment.... 322 170 382 318 384 458 463 Other supplies, equip., and services.... 315 189 365 375 380 341 343 Personal care products and services...... 403 236 469 433 470 533 488 Reading.................................. 162 120 179 187 176 189 146 Education................................ 471 293 542 361 613 759 666 Tobacco products and smoking supplies.... 269 172 307 272 325 323 363 Miscellaneous............................ 766 655 810 822 767 842 798 Cash contributions....................... 925 621 1,045 1,213 931 924 886 Personal insurance and pensions.......... 2,964 1,500 3,542 3,080 3,744 4,281 3,553 Life and other personal insurance....... 373 139 465 422 434 562 507 Pensions and Social Security............ 2,591 1,361 3,077 2,658 3,310 3,719 3,046 Money income before taxes 1/.............. 36,918 21,389 43,287 39,398 44,007 49,547 45,022 Wages and salaries....................... 28,474 14,393 34,249 27,300 37,091 43,300 37,959 Self-employment income................... 2,034 963 2,473 2,231 1,859 3,499 2,721 Soc. Sec., priv. and gov. retirement..... 4,355 4,229 4,406 7,603 3,047 982 1,675 Int., divid., rent. inc., property inc... 861 871 857 1,365 640 428 253 Unemp. and workers' compen., vet. ben.... 279 249 291 272 258 307 383 Pub. ass., supp. sec. inc., foodstamps... 462 197 571 297 601 574 1,386 Regular contributions for support........ 273 301 262 153 363 278 411 Other income............................. 180 185 178 177 146 179 234 Personal taxes 1/......................... 3,054 2,013 3,480 3,218 3,604 4,030 3,280 Federal income taxes..................... 2,235 1,478 2,545 2,357 2,640 2,950 2,375 State and local income taxes............. 640 421 730 629 789 875 736 Other taxes.............................. 179 114 205 232 175 205 169 Income after taxes 1/..................... 33,864 19,375 39,807 36,180 40,403 45,517 41,743 Net change in total assets and liabilities (969) (1,097) (919) (571) (1,496) (2,171) 802 Net change in total assets............... 3,102 772 4,022 3,366 3,646 3,664 7,216 Net change in total liabilities.......... 4,071 1,869 4,941 3,937 5,142 5,835 6,414 Other money receipts...................... 462 519 439 511 488 387 211 Mortgage principal paid, owned property... (1,063) (400) (1,324) (907) (1,555) (1,692) (1,702) Estimated market value of owned home...... 71,655 42,398 83,200 84,706 77,373 90,101 77,697 Est. monthly rental value of owned home... 496 300 573 585 542 595 553 Gifts of goods and services............... 986 769 1,072 1,181 1,205 957 683 Food.................................... 88 60 99 105 118 107 38 Housing................................. 250 175 279 293 312 279 184 Housekeeping supplies................. 38 23 43 48 35 52 31 Household textiles.................... 10 8 11 12 17 7 7 Appliances and misc. housewares....... 27 19 31 38 29 23 20 Major appliances.................... 5 3 5 8 4 4 2 Small appl. and misc. housewares.... 23 16 25 30 25 20 18 Miscellaneous household equipment..... 66 62 68 77 72 56 47 Other housing......................... 108 63 126 118 159 140 79 Apparel and services.................... 258 220 273 295 311 225 216 Males 2 and over...................... 70 69 70 78 92 59 27 Females 2 and over.................... 94 75 101 121 114 56 85 Children under 2...................... 40 16 49 37 48 58 73 Other apparel products and services... 55 60 53 60 56 52 31 Jewelry and watches................. 27 36 23 36 16 11 8 All other apparel products and serv. 29 24 31 23 40 41 23 Transportation.......................... 48 42 50 58 52 37 43 Health care............................. 22 20 23 25 23 31 6 Entertainment........................... 86 75 91 106 67 77 101 Toys, games, hobbies, and tricycles... 29 23 32 40 28 27 20 Other entertainment................... 57 53 59 66 39 50 81 Education............................... 120 64 142 158 213 102 36 All other gifts......................... 114 112 114 141 110 99 60 __________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary Note that all values have been rounded, and therefore some rounded values equal zero. When data are not reported or are not applicable (i.e., missing values), values are set to zero. Note also that some data are likely to have large sampling errors.