Table 5. By COMPOSITION OF CONSUMER UNIT: Average annual expenditures and characteristics of all consumer units, Consumer Expenditure Survey, 1995 Husand One Single Total Husband and wife with children Other parent, person Item husband Husband Total Oldest Oldest Oldest husband at least and and wife and wife husband child child child 18 and wife one other consumer only and wife under 6 6 to 17 or over consumer child consumer units with units under 18 units children __________________________________________________________________________________ Number of consumer units (in thousands)... 53,966 22,022 27,909 5,560 14,650 7,699 4,035 6,720 42,437 Income before taxes 1/.................... $49,517 $44,759 $53,694 $47,944 $53,154 $59,012 $46,198 $19,606 $24,019 Income after taxes 1/..................... 45,358 41,036 49,058 43,658 48,580 53,997 42,999 18,775 21,983 Age of reference person................... 48.0 56.5 41.3 31.4 39.5 52.0 48.3 36.1 49.8 Average number in consumer unit:.......... Persons.................................. 3.2 2.0 3.9 3.4 4.1 3.9 5.1 2.9 1.6 Children under 18........................ 0.9 0.0 1.6 1.4 2.1 0.6 1.6 1.8 0.2 Persons 65 and over...................... 0.3 0.7 0.1 0.0 0.0 0.2 0.5 0.0 0.3 Earners.................................. 1.7 1.2 2.1 1.7 1.9 2.7 2.4 0.9 0.9 Vehicles................................. 2.5 2.3 2.7 2.1 2.5 3.5 2.9 1.1 1.3 Percent distribution: Male..................................... 83 85 82 80 83 84 80 15 44 Female................................... 17 15 18 20 17 16 20 85 56 Percent homeowner........................ 80 85 77 66 76 89 72 33 48 With mortgage........................... 53 41 61 61 64 57 55 23 21 Without mortgage........................ 28 45 16 5 12 31 17 10 27 Renter................................... 20 15 23 34 24 11 28 67 52 Black.................................... 7 5 7 5 8 7 14 32 14 White and other.......................... 93 95 93 95 92 93 86 68 86 Elementary (1-8)......................... 8 9 5 3 4 9 15 4 10 High school (9-12)....................... 43 42 42 38 43 45 46 60 43 College.................................. 49 48 52 60 53 46 38 36 46 Never attended and other................. 0 0 0 0 0 0 1 0 0 At least one vehicle owned............... 96 96 96 94 95 97 95 71 75 Average annual expenditures............... $41,144 $36,058 $44,987 $40,546 $45,016 $48,315 $42,271 $22,631 $22,344 Food..................................... 5,725 4,722 6,367 5,129 6,593 6,944 6,740 3,586 3,017 Food at home............................ 3,559 2,772 4,041 3,454 4,181 4,264 4,511 2,529 1,830 Cereals and bakery products............ 562 430 649 533 688 670 668 406 284 Cereals and cereal products........... 209 151 249 199 273 243 246 172 105 Bakery products....................... 352 279 400 334 415 427 422 234 180 Meats, poultry, fish, and eggs......... 947 717 1,078 849 1,115 1,207 1,305 752 490 Beef.................................. 287 214 322 248 337 357 454 241 145 Pork.................................. 192 148 218 179 221 248 253 164 106 Other meats........................... 131 93 159 115 165 187 145 105 66 Poultry............................... 173 126 201 155 212 222 235 134 91 Fish and seafood...................... 126 109 135 119 135 150 164 79 61 Eggs.................................. 37 28 42 33 45 44 54 29 21 Dairy products......................... 377 285 437 378 454 455 451 273 193 Fresh milk and cream.................. 154 107 185 164 194 185 196 128 80 Other dairy products.................. 222 179 252 214 260 270 255 146 112 Fruits and vegetables.................. 577 490 621 549 635 655 758 372 307 Fresh fruits.......................... 182 161 189 164 194 200 247 115 98 Fresh vegetables...................... 173 153 179 153 179 201 246 90 96 Processed fruits...................... 122 93 142 140 143 141 136 90 62 Processed vegetables.................. 101 82 112 92 119 113 129 77 51 Other food at home..................... 1,096 849 1,256 1,145 1,290 1,277 1,329 726 555 Sugar and other sweets................ 145 118 163 134 173 166 166 95 71 Fats and oils......................... 104 85 114 100 117 120 144 72 54 Miscellaneous foods................... 482 348 574 605 576 542 572 338 240 Nonalcoholic beverages................ 300 230 343 264 362 375 376 202 166 Food prep. by cu, out-of-town trips... 65 68 62 43 62 74 71 20 24 Food away from home..................... 2,167 1,951 2,327 1,675 2,411 2,680 2,229 1,057 1,187 Alcoholic beverages...................... 318 338 303 250 304 351 307 95 251 Housing.................................. 12,938 11,511 13,993 14,518 14,316 12,996 13,436 8,174 7,638 Shelter................................. 7,144 6,176 7,862 8,027 8,201 7,100 7,462 4,709 4,575 Owned dwellings........................ 5,355 4,637 5,961 5,794 6,196 5,634 5,082 1,788 2,017 Mortgage interest and charges......... 3,136 2,190 3,857 4,127 4,179 3,050 3,318 1,177 937 Property taxes........................ 1,306 1,418 1,262 1,014 1,232 1,497 1,002 404 535 Maintenance, rep., ins., oth. exp..... 913 1,029 842 654 785 1,087 762 207 544 Rented dwellings....................... 1,225 909 1,377 1,971 1,486 742 1,893 2,807 2,343 Other lodging.......................... 564 630 524 261 518 724 487 113 215 Utilities, fuels, and public services... 2,628 2,396 2,749 2,344 2,708 3,121 3,053 1,881 1,684 Natural gas............................ 320 304 328 259 320 395 343 239 207 Electricity............................ 1,065 956 1,128 940 1,140 1,241 1,223 762 637 Fuel oil and other fuels............... 105 112 98 88 87 126 111 41 70 Telephone.............................. 805 723 845 777 808 964 980 659 592 Water and other public services........ 334 301 351 280 354 395 396 180 178 Household operations.................... 681 450 889 1,917 768 377 501 591 276 Personal services...................... 361 92 587 1,630 465 65 263 470 94 Other household expenses............... 320 358 303 287 304 312 238 121 182 Housekeeping supplies................... 569 548 584 541 587 615 589 270 266 Laundry and cleaning supplies.......... 143 115 160 134 176 148 185 93 68 Other household products............... 264 262 263 265 255 279 282 110 112 Postage and stationery................. 162 171 160 142 156 187 122 67 85 Household furnishings and equipment..... 1,915 1,941 1,908 1,689 2,052 1,783 1,831 723 837 Household textiles..................... 129 144 116 112 110 129 149 54 70 Furniture.............................. 452 368 519 598 531 439 442 237 182 Floor coverings........................ 259 437 145 51 199 108 85 24 91 Major appliances....................... 206 194 207 178 197 244 272 92 99 Small appliances, misc. housewares..... 106 109 106 63 100 157 89 51 63 Miscellaneous household equipment...... 762 688 816 687 914 706 794 265 333 Apparel and services..................... 2,100 1,588 2,477 2,471 2,453 2,531 2,257 1,656 1,188 Men and boys............................ 531 379 646 536 677 670 556 442 282 Men, 16 and over....................... 418 360 462 390 430 590 434 121 243 Boys, 2 to 15.......................... 113 20 184 146 248 80 122 321 39 Women and girls......................... 806 666 914 699 954 1,029 820 625 471 Women, 16 and over..................... 671 635 697 540 652 939 683 376 437 Girls, 2 to 15......................... 136 31 217 159 302 90 137 249 34 Children under 2........................ 112 41 159 469 86 50 169 120 33 Footwear................................ 334 199 431 465 428 404 396 286 202 Other apparel products and services..... 316 302 326 302 308 378 316 184 199 Transportation........................... 7,946 6,537 8,943 7,714 8,439 10,818 8,738 3,920 3,884 Vehicle purchases (net outlay).......... 3,519 2,585 4,175 3,592 4,062 4,812 4,080 1,915 1,633 Cars and trucks, new................... 1,624 1,417 1,785 1,279 1,960 1,816 1,643 622 746 Cars and trucks, used.................. 1,853 1,128 2,340 2,277 2,067 2,906 2,435 1,270 860 Other vehicles......................... 42 40 50 36 35 90 2 22 26 Gasoline and motor oil.................. 1,316 1,097 1,463 1,220 1,397 1,765 1,491 643 669 Other vehicle expenses.................. 2,652 2,337 2,900 2,588 2,572 3,776 2,662 1,150 1,337 Vehicle finance charges................ 360 286 408 415 400 418 439 167 148 Maintenance and repairs................ 831 759 890 694 770 1,283 817 406 461 Vehicle insurance...................... 915 797 1,001 754 895 1,379 963 450 497 Veh. rent., leas., licen., oth. chges.. 546 495 602 724 507 695 442 128 231 Public transportation................... 459 518 405 315 408 465 505 212 246 Health care.............................. 2,245 2,441 2,102 1,745 2,028 2,509 2,162 803 1,225 Health insurance........................ 1,117 1,315 959 779 927 1,150 1,135 385 609 Medical services........................ 675 568 777 727 736 893 557 236 347 Drugs................................... 350 461 257 165 253 337 381 129 214 Medical supplies........................ 103 96 109 74 112 129 89 53 56 Entertainment............................ 2,077 1,830 2,319 1,978 2,502 2,220 1,751 1,082 1,101 Fees and admissions..................... 593 543 658 405 773 621 423 195 266 Television, radios, sound equipment..... 641 517 729 637 721 812 711 458 429 Pets, toys, and playground equipment.... 421 348 485 488 542 379 368 286 200 Other supplies, equip., and services.... 422 422 447 448 467 407 249 144 206 Personal care products and services...... 498 451 530 400 561 573 528 305 294 Reading.................................. 205 210 205 183 198 235 169 77 122 Education................................ 631 392 846 191 772 1,461 449 264 300 Tobacco products and smoking supplies.... 296 241 312 248 316 352 486 234 239 Miscellaneous............................ 817 798 822 800 805 875 880 514 741 Cash contributions....................... 1,191 1,457 1,032 500 1,091 1,306 831 550 646 Personal insurance and pensions.......... 4,158 3,542 4,734 4,418 4,639 5,144 3,537 1,372 1,698 Life and other personal insurance....... 550 506 595 443 624 651 479 194 176 Pensions and Social Security............ 3,608 3,036 4,139 3,975 4,015 4,493 3,058 1,177 1,522 Money income before taxes 1/.............. 49,517 44,759 53,694 47,944 53,154 59,012 46,198 19,606 24,019 Wages and salaries....................... 39,440 30,006 47,141 44,130 47,304 49,080 36,937 14,563 17,058 Self-employment income................... 3,092 2,865 3,469 2,827 3,681 3,545 1,677 656 938 Soc. Sec., priv. and gov. retirement..... 5,073 9,541 1,639 67 572 4,838 4,761 513 4,086 Int., divid., rent. inc., property inc... 1,029 1,728 539 304 547 699 650 78 780 Unemp. and workers' compen., vet. ben.... 294 243 305 198 326 344 496 192 275 Pub. ass., supp. sec. inc., foodstamps... 264 130 294 168 393 200 790 2,266 415 Regular contributions for support........ 131 45 145 55 203 101 504 1,228 294 Other income............................. 195 201 163 195 128 206 383 109 173 Personal taxes 1/......................... 4,159 3,723 4,636 4,286 4,574 5,015 3,199 830 2,037 Federal income taxes..................... 3,056 2,730 3,399 3,185 3,316 3,716 2,423 553 1,485 State and local income taxes............. 865 717 1,010 973 1,002 1,054 656 212 430 Other taxes.............................. 239 276 227 127 256 246 120 65 122 Income after taxes 1/..................... 45,358 41,036 49,058 43,658 48,580 53,997 42,999 18,775 21,983 Net change in total assets and liabilities (808) (40) (1,494) 510 (217) (5,371) (255) (1,963) (1,017) Net change in total assets............... 4,920 4,351 5,317 10,418 6,405 (438) 5,277 388 1,221 Net change in total liabilities.......... 5,728 4,391 6,811 9,908 6,622 4,933 5,531 2,351 2,237 Other money receipts...................... 507 564 434 159 487 533 693 78 465 Mortgage principal paid, owned property... (1,633) (1,099) (2,089) (1,447) (2,241) (2,263) (1,395) (438) (436) Estimated market value of owned home...... 98,274 101,081 97,530 79,085 97,391 111,114 88,107 28,052 44,708 Est. monthly rental value of owned home... 665 685 661 571 659 730 576 228 323 Gifts of goods and services............... 1,202 1,359 1,120 874 1,008 1,518 916 461 788 Food.................................... 121 132 114 50 100 187 110 27 54 Housing................................. 315 325 313 364 266 375 274 158 178 Housekeeping supplies................. 50 56 48 37 39 79 30 25 23 Household textiles.................... 13 14 10 15 8 12 22 12 7 Appliances and misc. housewares....... 35 42 32 12 29 53 16 11 20 Major appliances.................... 6 8 4 3 8 9 3 4 Small appl. and misc. housewares.... 29 34 28 12 26 45 7 8 16 Miscellaneous household equipment..... 79 90 72 65 72 77 61 15 56 Other housing......................... 139 123 151 234 118 154 145 94 72 Apparel and services.................... 282 320 261 277 234 301 219 161 242 Males 2 and over...................... 70 81 67 57 62 87 33 52 72 Females 2 and over.................... 108 150 79 34 78 123 83 49 81 Children under 2...................... 54 41 62 127 43 45 64 42 21 Other apparel products and services... 49 47 52 59 51 46 40 17 69 Jewelry and watches................. 19 26 13 11 12 17 17 8 39 All other apparel products and serv. 30 21 39 49 40 29 23 10 29 Transportation.......................... 61 72 48 26 56 49 96 14 36 Health care............................. 21 28 16 8 15 23 16 12 26 Entertainment........................... 103 122 91 77 91 101 83 31 73 Toys, games, hobbies, and tricycles... 36 46 28 28 23 38 35 13 23 Other entertainment................... 67 76 64 49 68 63 48 18 50 Education............................... 181 215 174 11 154 332 38 21 58 All other gifts......................... 118 145 103 62 93 152 79 38 121 __________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary Note that all values have been rounded, and therefore some rounded values equal zero. When data are not reported or are not applicable (i.e., missing values), values are set to zero. Note also that some data are likely to have large sampling errors.