Table 7. By HOUSING TENURE, TYPE OF AREA, RACE OF REFERENCE PERSON, AND HISPANIC ORIGIN OF REFERENCE PERSON: Average annual expenditures and characteristics of all consumer units, Consumer Expenditure Survey, 1994 All Housing tenure Type of area Race of Hispanic origin of Item consumer reference person reference person units Homeowner Renter Urban Rural White and Black Hispanic Non Hispanic other ___________________________________________________________________________________ Number of consumer units (in thousands)... 102,210 64,510 37,700 87,829 14,381 90,740 11,470 7,730 94,479 Income before taxes 1/.................... $36,181 $43,645 $23,632 $37,189 $29,889 $37,485 $25,182 $26,750 $37,000 Income after taxes 1/..................... 33,098 39,790 21,847 34,038 27,227 34,251 23,376 24,996 33,802 Age of reference person................... 47.6 52.2 39.8 47.3 49.6 48 44.8 41.1 48.2 Average number in consumer unit:.......... Persons.................................. 2.5 2.7 2.3 2.5 2.6 2.5 2.8 3.4 2.5 Children under 18........................ 0.7 0.7 0.7 0.7 0.7 0.7 1 1.3 0.7 Persons 65 and over...................... 0.3 0.4 0.2 0.3 0.3 0.3 0.2 0.2 0.3 Earners.................................. 1.3 1.4 1.1 1.3 1.4 1.3 1.2 1.5 1.3 Vehicles................................. 1.9 2.3 1.2 1.8 2.7 2 1.2 1.6 2 Percent distribution: Male..................................... 62 68 53 61 71 65 44 61 63 Female................................... 38 32 47 39 29 35 56 39 37 Percent homeowner........................ 63 100 0 60 81 66 41 42 65 With mortgage........................... 37 58 0 37 37 38 24 28 37 Without mortgage........................ 26 42 0 24 44 28 17 14 27 Renter................................... 37 0 100 40 19 34 59 58 35 Black.................................... 11 7 18 12 5 0 100 3 12 White and other.......................... 89 93 82 88 95 100 0 97 88 Elementary (1-8)......................... 8 9 8 8 13 8 10 25 7 High school (9-12)....................... 43 42 45 42 51 42 53 45 43 College.................................. 48 49 47 50 36 49 36 29 49 Never attended and other................. 0 0 0 0 0 0 0 1 0 At least one vehicle owned............... 86 93 73 85 93 88 67 80 86 Average annual expenditures............... $31,731 $36,976 $22,728 $32,233 $28,668 $32,914 $22,413 $26,433 $32,165 Food..................................... 4,411 4,995 3,397 4,435 4,263 4,542 3,390 4,496 4,404 Food at home............................ 2,712 3,016 2,184 2,703 2,765 2,754 2,390 3,322 2,663 Cereals and bakery products............ 429 487 327 425 450 440 343 480 425 Cereals and cereal products........... 162 177 134 161 168 163 155 228 156 Bakery products....................... 267 310 193 264 283 277 188 252 268 Meats, poultry, fish, and eggs......... 732 791 630 733 730 716 858 1,028 709 Beef.................................. 227 243 198 230 209 224 250 364 216 Pork.................................. 156 169 132 152 176 148 216 200 152 Other meats........................... 94 105 74 93 102 95 88 114 92 Poultry............................... 137 148 117 138 125 133 164 180 133 Fish and seafood...................... 89 95 80 90 85 87 105 106 88 Eggs.................................. 30 31 29 30 32 29 34 64 27 Dairy products......................... 289 322 232 287 299 301 193 341 285 Fresh milk and cream.................. 127 137 110 126 136 131 94 183 123 Other dairy products.................. 162 185 121 162 163 170 99 158 162 Fruits and vegetables.................. 437 488 346 442 405 445 370 568 426 Fresh fruits.......................... 133 151 101 136 115 138 98 184 129 Fresh vegetables...................... 135 148 112 139 109 138 108 190 130 Processed fruits...................... 93 104 74 92 99 93 90 111 92 Processed vegetables.................. 76 85 59 75 80 76 74 83 75 Other food at home..................... 825 927 649 816 882 851 627 905 819 Sugar and other sweets................ 105 121 79 101 131 108 87 116 104 Fats and oils......................... 79 87 65 78 86 80 71 107 77 Miscellaneous foods................... 362 404 287 360 374 374 268 389 359 Nonalcoholic beverages................ 233 258 189 231 242 239 187 267 230 Food prep. by cu, out-of-town trips... 46 57 29 46 49 51 14 26 48 Food away from home..................... 1,698 1,980 1,212 1,731 1,498 1,788 1,000 1,174 1,741 Alcoholic beverages...................... 278 286 264 290 203 295 149 211 283 Housing.................................. 10,106 11,474 7,759 10,539 7,463 10,415 7,673 8,938 10,202 Shelter................................. 5,686 6,061 5,044 6,039 3,535 5,866 4,261 5,314 5,717 Owned dwellings........................ 3,492 5,502 51 3,645 2,555 3,719 1,695 2,312 3,588 Mortgage interest and charges......... 1,919 3,023 29 2,030 1,237 2,040 959 1,557 1,948 Property taxes........................ 922 1,453 13 963 668 987 408 450 960 Maintenance, rep., ins., oth. exp..... 651 1,027 9 652 650 692 329 305 680 Rented dwellings....................... 1,799 37 4,815 1,975 724 1,718 2,443 2,873 1,712 Other lodging.......................... 395 522 178 418 255 429 124 129 417 Utilities, fuels, and public services... 2,189 2,596 1,491 2,186 2,205 2,189 2,182 1,962 2,207 Natural gas............................ 283 354 161 311 110 275 347 220 288 Electricity............................ 861 1,037 561 833 1,038 866 830 714 874 Fuel oil and other fuels............... 98 136 32 80 208 106 31 19 104 Telephone.............................. 690 718 642 698 642 681 756 793 681 Water and other public services........ 257 351 95 265 207 262 217 217 260 Household operations.................... 490 612 282 527 264 518 267 354 501 Personal services...................... 230 255 186 248 120 235 192 203 232 Other household expenses............... 260 357 96 279 145 284 74 150 269 Housekeeping supplies................... 393 486 232 394 390 409 271 358 396 Laundry and cleaning supplies.......... 109 130 73 106 127 110 102 140 107 Other household products............... 174 218 97 176 161 182 115 171 174 Postage and stationery................. 110 137 63 111 101 117 54 46 115 Household furnishings and equipment..... 1,348 1,718 710 1,394 1,069 1,432 692 951 1,380 Household textiles..................... 100 130 47 104 70 106 52 94 100 Furniture.............................. 318 372 227 337 203 334 198 287 321 Floor coverings........................ 120 176 22 132 47 128 53 17 128 Major appliances....................... 149 189 80 145 173 156 94 127 151 Small appliances, misc. housewares..... 81 96 55 84 59 86 41 63 82 Miscellaneous household equipment...... 581 756 278 591 517 623 254 363 598 Apparel and services..................... 1,644 1,880 1,236 1,716 1,207 1,651 1,592 1,888 1,624 Men and boys............................ 395 457 287 410 299 398 366 558 381 Men, 16 and over....................... 305 354 219 315 242 309 271 376 299 Boys, 2 to 15.......................... 90 103 68 96 57 90 94 182 83 Women and girls......................... 652 780 429 681 476 657 612 530 662 Women, 16 and over..................... 552 664 358 580 385 560 494 402 564 Girls, 2 to 15......................... 100 116 71 101 92 97 119 128 98 Children under 2........................ 80 84 74 84 57 80 81 145 75 Footwear................................ 254 276 214 260 218 250 278 406 241 Other apparel products and services..... 264 283 232 282 156 265 254 249 265 Transportation........................... 6,044 7,022 4,371 5,919 6,807 6,268 4,271 4,847 6,142 Vehicle purchases (net outlay).......... 2,725 3,106 2,072 2,581 3,601 2,814 2,014 2,162 2,771 Cars and trucks, new................... 1,391 1,672 908 1,384 1,433 1,453 897 868 1,433 Cars and trucks, used.................. 1,290 1,389 1,121 1,158 2,095 1,312 1,117 1,293 1,290 Other vehicles......................... 44 45 43 40 72 50 0 0 48 Gasoline and motor oil.................. 986 1,146 712 946 1,232 1,020 713 906 992 Other vehicle expenses.................. 1,953 2,311 1,338 1,982 1,772 2,037 1,283 1,481 1,991 Vehicle finance charges................ 235 283 154 224 301 243 173 179 240 Maintenance and repairs................ 680 774 520 687 639 706 480 536 692 Vehicle insurance...................... 690 833 445 692 673 718 468 521 703 Veh. rent., leas., licen., oth. chges.. 347 422 219 378 158 371 162 244 356 Public transportation................... 381 458 249 410 203 396 261 299 388 Health care.............................. 1,755 2,221 957 1,697 2,109 1,860 923 1,061 1,811 Health insurance........................ 815 1,042 427 784 1,003 858 476 477 843 Medical services........................ 571 716 323 560 637 615 223 397 585 Drugs................................... 286 360 158 275 353 301 168 148 297 Medical supplies........................ 83 103 48 78 116 86 56 39 87 Entertainment............................ 1,567 1,895 1,004 1,572 1,536 1,668 767 937 1,618 Fees and admissions..................... 439 557 237 461 303 476 145 194 459 Television, radios, sound equipment..... 533 588 439 547 449 546 433 461 539 Pets, toys, and playground equipment.... 289 351 182 287 300 309 128 171 298 Other supplies, equip., and services.... 306 399 147 277 483 337 62 111 322 Personal care products and services...... 397 453 300 410 314 401 360 454 392 Reading.................................. 165 198 107 169 136 176 77 76 172 Education................................ 460 506 381 487 296 485 259 335 470 Tobacco products and smoking supplies.... 259 254 267 247 327 266 202 137 268 Miscellaneous............................ 749 860 557 760 677 789 428 579 762 Cash contributions....................... 960 1,283 408 986 805 1,019 494 453 1,002 Personal insurance and pensions.......... 2,938 3,650 1,718 3,005 2,524 3,078 1,827 2,022 3,012 Life and other personal insurance....... 398 537 159 394 418 407 321 192 415 Pensions and Social Security............ 2,540 3,113 1,559 2,611 2,105 2,670 1,507 1,830 2,598 Money income before taxes 1/.............. 36,181 43,645 23,632 37,189 29,889 37,485 25,182 26,750 37,000 Wages and salaries....................... 27,795 33,222 18,671 28,839 21,276 28,750 19,746 22,043 28,295 Self-employment income................... 1,870 2,429 931 1,925 1,532 2,016 642 906 1,954 Soc. Sec., priv. and gov. retirement..... 4,200 5,617 1,818 4,129 4,649 4,381 2,682 1,611 4,425 Int., divid., rent. inc., property inc... 1,087 1,576 266 1,022 1,490 1,201 129 162 1,167 Unemp. and workers' compen., vet. ben.... 316 333 288 306 377 329 207 350 313 Pub. ass., supp. sec. inc., foodstamps... 483 167 1,013 513 292 368 1,453 1,326 410 Regular contributions for support........ 287 222 395 308 152 297 202 234 291 Other income............................. 142 78 251 146 121 145 122 119 144 Personal taxes 1/......................... 3,083 3,855 1,785 3,150 2,662 3,234 1,806 1,754 3,198 Federal income taxes..................... 2,288 2,831 1,375 2,370 1,776 2,406 1,293 1,344 2,370 State and local income taxes............. 629 775 383 628 635 649 456 367 651 Other taxes.............................. 166 249 27 153 251 179 57 43 177 Income after taxes 1/..................... 33,098 39,790 21,847 34,038 27,227 34,251 23,376 24,996 33,802 Net change in total assets and liabilities (562) 247 (1,945) (406) (1,512) (367) (2,099) (3,210) (345) Net change in total assets............... 3,960 6,633 (613) 4,346 1,604 4,294 1,320 4,251 3,937 Net change in total liabilities.......... 4,522 6,386 1,332 4,752 3,115 4,662 3,419 7,461 4,282 Other money receipts...................... 567 764 231 566 572 628 84 107 605 Mortgage principal paid, owned property... (1,107) (1,728) (46) (1,183) (647) (1,199) (384) (502) (1,157) Estimated market value of owned home...... 68,759 108,331 1,044 70,771 56,472 74,010 27,213 40,399 71,079 Est. monthly rental value of owned home... 473 745 7 488 381 503 232 318 485 Gifts of goods and services............... 1,008 1,238 612 1,048 759 1,072 500 595 1,041 Food.................................... 84 110 39 91 44 90 34 40 88 Housing................................. 262 303 192 272 205 281 114 115 274 Housekeeping supplies................. 38 47 22 39 28 41 17 5 40 Household textiles.................... 16 22 4 17 11 17 6 4 17 Appliances and misc. housewares....... 26 32 17 28 15 28 11 26 26 Major appliances.................... 5 6 5 6 3 6 5 8 5 Small appl. and misc. housewares.... 21 26 13 22 12 23 6 18 21 Miscellaneous household equipment..... 65 87 27 66 63 72 13 32 68 Other housing......................... 117 114 121 122 88 123 68 47 123 Apparel and services.................... 246 296 160 261 154 258 153 270 244 Males 2 and over...................... 64 73 49 69 32 68 31 103 61 Females 2 and over.................... 94 119 51 101 52 97 71 65 96 Children under 2...................... 35 42 24 36 30 36 27 42 34 Other apparel products and services... 53 63 36 56 39 57 24 61 53 Jewelry and watches................. 26 28 23 26 26 29 4 11 27 All other apparel products and serv. 27 36 13 30 13 28 19 50 26 Transportation.......................... 56 75 23 54 66 55 67 21 59 Health care............................. 35 31 40 31 55 38 6 24 36 Entertainment........................... 84 97 61 87 61 89 38 38 87 Toys, games, hobbies, and tricycles... 32 39 22 34 26 35 15 25 33 Other entertainment................... 51 58 39 54 35 55 23 13 54 Education............................... 114 163 30 117 99 124 37 17 122 All other gifts......................... 127 161 67 135 76 136 51 72 131 __________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary Note that all values have been rounded, and therefore some rounded values equal zero. This is particularly evident in the characteristics section. When data are not reported or are not applicable (i.e., missing values), values are set to zero. Note also that some data are likely to have large sampling errors.