Table 3. By AGE OF REFERENCE PERSON: Average annual expenditures and characteristics of all consumer units, Consumer Expenditure Survey, 1993 All 65 and 75 and Item consumer Under 25 25 - 34 35 - 44 45 - 54 55 - 64 over 65 - 74 over units _________________________________________________________________________________ Number of consumer units (in thousands)... 100049 7758 20079 21659 16832 11862 21860 11934 9926 Income before taxes 1/.................... 34868 16516 32968 44986 49108 38075 21190 24468 17192 Income after taxes 1/..................... 31890 15643 30267 40858 43970 34756 20080 22958 16569 Age of reference person................... 47.8 21.6 29.9 39.3 49.1 59.5 74.7 69.4 81 Average number in consumer unit:.......... Persons.................................. 2.5 1.9 2.8 3.3 2.8 2.3 1.7 1.9 1.5 Children under 18........................ 0.7 0.5 1.1 1.4 0.6 0.2 0.1 0.1 0 Persons 65 and over...................... 0.3 0 0 0 0 0.1 1.4 1.4 1.3 Earners.................................. 1.3 1.2 1.4 1.7 1.9 1.4 0.4 0.6 0.2 Vehicles................................. 1.9 1.1 1.8 2.2 2.5 2.3 1.5 1.8 1.1 Percent distribution: Male..................................... 63 54 63 68 69 69 55 62 47 Female................................... 37 46 37 32 31 31 45 38 53 Percent homeowner........................ 63 10 42 65 76 82 79 81 77 With mortgage........................... 37 7 35 56 57 38 14 21 6 Without mortgage........................ 26 3 8 10 19 43 65 60 71 Renter................................... 37 90 58 35 24 18 21 19 23 Black.................................... 12 15 13 11 11 11 9 9 9 White and other.......................... 88 85 87 89 89 89 91 91 91 Elementary (1-8)......................... 10 2 3 3 7 14 25 19 32 High school (9-12)....................... 43 40 43 38 42 47 46 48 44 College.................................. 47 58 53 59 51 39 28 32 23 Never attended and other................. 0 0 0 0 0 0 1 0 1 At least one vehicle owned............... 86 72 87 91 92 91 80 87 71 Average annual expenditures............... 30692 17468 28594 37429 41020 32973 21322 23706 18350 Food..................................... 4399 2631 4170 5360 5485 4638 3245 3637 2721 Food at home............................ 2735 1339 2519 3336 3212 2897 2344 2568 2042 Cereals and bakery products............ 434 206 392 544 522 434 375 400 340 Cereals and cereal products........... 160 86 153 206 200 143 127 136 115 Bakery products....................... 274 119 239 338 322 292 248 264 225 Meats, poultry, fish, and eggs......... 734 337 636 892 876 844 629 713 516 Beef.................................. 234 110 209 287 273 278 190 215 157 Pork.................................. 154 66 130 185 178 180 142 160 117 Other meats........................... 98 41 84 116 120 120 81 89 70 Poultry............................... 131 61 114 166 163 135 110 125 90 Fish and seafood...................... 87 42 70 104 109 99 79 94 59 Eggs.................................. 30 16 29 34 34 32 28 30 24 Dairy products......................... 295 141 283 368 333 304 251 270 224 Fresh milk and cream.................. 128 65 125 164 139 127 107 117 93 Other dairy products.................. 167 77 158 204 194 177 144 154 131 Fruits and vegetables.................. 444 186 387 509 518 470 451 475 418 Fresh fruits.......................... 137 46 110 158 165 151 146 162 124 Fresh vegetables...................... 132 52 113 150 159 143 134 139 125 Processed fruits...................... 96 49 93 109 105 92 96 100 91 Processed vegetables.................. 79 40 71 92 89 84 75 73 78 Other food at home..................... 827 469 821 1023 962 845 639 710 543 Sugar and other sweets................ 113 52 120 133 118 124 95 104 81 Fats and oils......................... 78 36 65 97 91 92 68 72 63 Miscellaneous foods................... 365 235 399 448 410 339 272 301 233 Nonalcoholic beverages................ 225 126 203 288 281 228 169 189 141 Food prep. by cu, out-of-town trips... 46 20 36 56 61 62 34 42 25 Food away from home..................... 1664 1293 1651 2024 2273 1741 901 1070 679 Alcoholic beverages...................... 268 304 307 324 293 250 148 182 101 Housing.................................. 9636 5297 9683 12005 12027 9683 6908 7304 6417 Shelter................................. 5415 3297 5794 7002 6744 5017 3440 3653 3184 Owned dwellings........................ 3331 424 2719 4804 4803 3583 2197 2486 1848 Mortgage interest and charges......... 1878 300 1900 3301 2818 1633 417 626 166 Property taxes........................ 825 73 471 912 1204 1115 883 950 803 Maintenance, rep., ins., oth. exp..... 628 50 348 592 782 835 896 910 879 Rented dwellings....................... 1714 2678 2857 1817 1297 929 966 803 1162 Other lodging.......................... 370 196 219 380 643 505 278 364 174 Utilities, fuels, and public services... 2112 1082 1886 2351 2580 2425 1920 2020 1801 Natural gas............................ 279 110 223 295 329 342 302 299 304 Electricity............................ 836 389 727 947 1046 963 754 820 675 Fuel oil and other fuels............... 99 13 69 97 118 118 133 129 139 Telephone.............................. 658 512 687 734 782 707 484 520 441 Water and other public services........ 241 58 180 277 304 295 247 252 241 Household operations.................... 469 156 514 671 408 377 433 308 584 Personal services...................... 228 113 402 408 106 85 100 39 174 Other household expenses............... 241 43 112 263 302 292 333 269 411 Housekeeping supplies................... 410 161 356 458 537 424 396 433 346 Laundry and cleaning supplies.......... 103 48 94 124 126 119 84 95 70 Other household products............... 194 49 171 219 261 195 191 209 166 Postage and stationery................. 113 64 92 115 150 110 122 130 111 Household furnishings and equipment..... 1230 600 1133 1524 1758 1439 718 890 502 Household textiles..................... 102 21 67 126 160 106 94 102 84 Furniture.............................. 317 224 368 402 426 302 144 193 86 Floor coverings........................ 87 14 69 91 140 163 40 51 26 Major appliances....................... 143 73 112 171 174 191 118 142 89 Small appliances, misc. housewares..... 87 43 71 114 103 107 68 87 43 Miscellaneous household equipment...... 493 225 445 620 755 570 254 315 175 Apparel and services..................... 1676 1198 1752 2071 2200 1695 937 1165 636 Men and boys............................ 426 274 457 574 551 410 203 259 129 Men, 16 and over....................... 335 259 370 398 452 326 176 228 108 Boys, 2 to 15.......................... 90 15 86 176 99 84 27 31 21 Women and girls......................... 658 332 566 828 883 749 456 572 301 Women, 16 and over..................... 566 301 469 628 787 700 433 537 293 Girls, 2 to 15......................... 93 31 97 200 96 49 23 35 9 Children under 2........................ 79 104 166 78 61 47 20 29 10 Footwear................................ 249 248 257 289 327 236 142 165 110 Other apparel products and services..... 264 241 307 302 377 253 116 140 86 Transportation........................... 5453 3948 5099 6651 7479 6340 3081 3742 2283 Vehicle purchases (net outlay).......... 2319 2139 2146 2847 3104 2833 1137 1434 780 Cars and trucks, new................... 1216 1077 1023 1427 1752 1665 577 779 334 Cars and trucks, used.................. 1079 1053 1069 1388 1329 1151 560 656 446 Other vehicles......................... 24 10 54 32 23 17 0 0 0 Gasoline and motor oil.................. 977 652 960 1199 1299 1069 589 724 426 Other vehicle expenses.................. 1843 1008 1711 2272 2622 2032 1129 1354 855 Vehicle finance charges................ 244 154 282 331 345 256 72 112 23 Maintenance and repairs................ 620 368 560 781 833 685 404 486 303 Vehicle insurance...................... 678 364 598 767 964 773 500 558 430 Veh. rent., leas., licen., oth. chges.. 301 123 270 393 480 318 153 198 99 Public transportation................... 314 148 282 333 453 406 225 229 221 Health care.............................. 1776 349 1128 1673 1817 2176 2733 2610 2883 Health insurance........................ 800 141 487 671 736 1007 1386 1390 1382 Medical services........................ 574 140 424 697 631 655 658 555 783 Drugs................................... 301 45 152 211 331 350 568 550 588 Medical supplies........................ 101 23 65 94 119 164 121 115 130 Entertainment............................ 1626 910 1511 2094 2490 1527 918 1198 578 Fees and admissions..................... 414 224 354 555 596 454 235 296 162 Television, radios, sound equipment..... 590 427 541 700 1030 504 304 356 243 Pets, toys, and playground equipment.... 293 146 318 402 364 277 168 232 86 Other supplies, equip., and services.... 328 112 298 437 499 293 211 314 87 Personal care products and services...... 385 228 358 455 478 384 323 328 318 Reading.................................. 166 72 137 191 212 197 150 165 132 Education................................ 455 907 270 438 1114 209 107 156 48 Tobacco products and smoking supplies.... 268 202 280 324 345 316 141 189 83 Miscellaneous............................ 715 266 646 898 893 921 503 583 407 Cash contributions....................... 961 95 465 811 1473 1301 1292 1264 1325 Personal insurance and pensions.......... 2908 1061 2787 4133 4716 3336 837 1185 417 Life and other personal insurance....... 399 56 229 431 717 579 302 348 247 Pensions and Social Security............ 2509 1006 2558 3702 3999 2757 535 837 171 Money income before taxes 1/.............. 34868 16516 32968 44986 49108 38075 21190 24468 17192 Wages and salaries....................... 26494 13979 29568 39449 41720 26745 4190 6473 1407 Self-employment income................... 2119 418 1410 3054 3901 2167 1142 1767 380 Soc. Sec., priv. and gov. retirement..... 4034 81 209 461 1284 6455 13204 13373 12996 Int., divid., rent. inc., property inc... 1029 131 257 571 1028 1752 2139 2244 2010 Unemp. and workers' compen., vet. ben.... 309 109 303 437 342 428 175 251 82 Pub. ass., supp. sec. inc., foodstamps... 468 748 747 474 445 296 212 221 201 Regular contributions for support........ 282 762 304 408 266 134 58 50 68 Other income............................. 133 287 170 131 122 99 71 90 48 Personal taxes 1/......................... 2978 873 2701 4127 5138 3318 1110 1509 623 Federal income taxes..................... 2217 658 2030 3109 3890 2401 758 1065 383 State and local income taxes............. 601 194 593 866 1034 645 156 203 98 Other taxes.............................. 160 21 78 152 214 272 197 242 141 Income after taxes 1/..................... 31890 15643 30267 40858 43970 34756 20080 22958 16569 Net change in total assets and liabilities -2185 -579 -2276 -5113 -2041 -2559 321 -116 847 Net change in total assets............... 4381 1566 5024 8277 4930 3022 1245 1289 1193 Net change in total liabilities.......... 6567 2144 7301 13390 6972 5581 924 1404 347 Other money receipts...................... 435 531 304 504 640 388 322 269 386 Mortgage principal paid, owned property... -898 -81 -557 -1445 -1466 -1362 -270 -384 -132 Estimated market value of owned home...... 66719 6433 35150 72865 93519 91957 76690 79547 73255 Est. monthly rental value of owned home... 435 52 282 490 576 568 477 503 447 Gifts of goods and services............... 993 350 628 845 1890 1318 821 931 677 Food.................................... 77 12 31 55 202 118 48 62 30 Housing................................. 267 114 188 282 451 316 206 211 197 Housekeeping supplies................. 36 18 31 41 50 38 33 39 23 Household textiles.................... 12 1 9 16 13 13 14 15 13 Appliances and misc. housewares....... 28 10 17 26 38 49 26 37 11 Major appliances.................... 7 2 1 8 11 15 5 8 2 Small appl. and misc. housewares.... 21 9 16 19 27 34 21 29 9 Miscellaneous household equipment..... 77 18 68 116 81 96 51 56 43 Other housing......................... 113 67 64 83 269 119 83 64 106 Apparel and services.................... 251 139 222 221 348 398 183 249 97 Males 2 and over...................... 80 28 58 72 110 156 56 73 34 Females 2 and over.................... 90 48 71 77 121 146 78 106 40 Children under 2...................... 36 13 50 35 49 39 19 26 10 Other apparel products and services... 46 50 44 37 69 58 30 43 14 Jewelry and watches................. 24 43 22 24 34 18 17 23 9 All other apparel products and serv. 21 7 22 12 34 40 13 20 5 Transportation.......................... 53 10 27 42 81 87 64 69 58 Health care............................. 42 3 8 22 70 32 92 30 167 Entertainment........................... 80 26 59 90 123 110 60 88 26 Toys, games, hobbies, and tricycles... 31 8 28 32 36 47 26 38 12 Other entertainment................... 50 18 31 58 87 62 34 50 14 Education............................... 116 20 5 44 472 87 63 86 34 All other gifts......................... 107 26 87 90 144 170 105 136 68 __________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary Note that all values have been rounded, and therefore some rounded values equal zero. This is particularly evident in the characteristics section. When data are not reported or are not applicable (i.e., missing values), values are set to zero. Note also that some data are likely to have large sampling errors.