Table 2. By INCOME BEFORE TAXES: Average annual expenditures and characteristics of all consumer units, Consumer Expenditure Survey, 1990 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 Item reporting than to to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 over __________________________________________________________________________________________ Number of consumer units (in thousands)... 83424 5717 11434 9532 7935 14690 10726 7819 15572 Income before taxes 1/.................... 31889 2213 7520 12373 17306 24676 34422 44648 78711 Income after taxes 1/..................... 28937 2206 7394 11847 16323 22854 31417 40684 69590 Age of reference person................... 47.1 44.8 54.9 52 48.3 45.9 42.7 43.6 44.5 Average number in consumer unit:.......... Persons.................................. 2.5 1.7 1.9 2.2 2.4 2.6 2.8 3 3.2 Children under 18........................ 0.7 0.3 0.5 0.5 0.6 0.7 0.8 0.9 0.9 Persons 65 and over...................... 0.3 0.3 0.5 0.5 0.4 0.3 0.2 0.1 0.1 Earners.................................. 1.4 0.8 0.6 0.9 1.1 1.4 1.7 1.9 2.1 Vehicles................................. 2 0.9 1 1.4 1.7 2 2.4 2.7 2.9 Percent distribution: Male..................................... 64 41 39 47 62 68 76 79 83 Female................................... 36 59 61 53 38 32 24 21 17 Percent homeowner........................ 62 33 46 51 54 59 67 77 87 With mortgage........................... 39 12 12 16 23 36 49 60 74 Without mortgage........................ 23 22 34 35 32 23 18 16 13 Renter................................... 38 67 54 49 46 41 33 23 13 Black.................................... 11 20 19 12 11 11 10 6 6 White and other.......................... 89 80 81 88 89 89 90 94 94 Elementary (1-8)......................... 11 16 26 17 13 8 5 5 2 High school (9-12)....................... 43 42 48 53 53 49 44 39 23 College.................................. 46 41 25 29 34 43 52 57 75 Never attended and other................. 0 2 1 1 0 0 0 0 0 At least one vehicle owned............... 87 60 65 81 90 93 96 98 98 Average annual expenditures............... 29062 12384 13131 16428 20759 24550 31317 38413 56322 Food..................................... 4352 2365 2412 2847 3446 3838 4681 5842 7143 Food at home............................ 2509 1384 1698 1974 2187 2341 2744 3278 3492 Cereals and bakery products............ 370 186 250 296 319 339 394 479 536 Cereals and cereal products........... 130 70 92 110 113 126 131 166 177 Bakery products....................... 241 117 158 186 206 213 263 313 359 Meats, poultry, fish, and eggs......... 667 400 493 518 597 643 717 865 877 Beef.................................. 220 116 177 152 187 221 245 298 281 Pork.................................. 130 89 98 115 121 130 137 166 154 Other meats........................... 99 57 70 75 100 95 106 122 131 Poultry............................... 107 66 79 85 95 95 120 139 146 Fish and seafood...................... 81 52 44 62 63 71 78 105 132 Eggs.................................. 30 19 25 30 30 30 32 36 33 Dairy products......................... 301 152 212 249 268 289 340 384 400 Fresh milk and cream.................. 143 79 113 130 140 142 162 174 161 Other dairy products.................. 159 73 98 119 128 147 178 209 239 Fruits and vegetables.................. 412 244 287 323 363 380 434 526 581 Fresh fruits.......................... 128 74 86 103 109 117 135 150 193 Fresh vegetables...................... 119 65 86 94 115 109 120 149 166 Processed fruits...................... 94 51 65 72 84 86 98 129 129 Processed vegetables.................. 71 54 51 53 55 69 81 97 91 Other food at home..................... 759 402 456 589 639 690 859 1024 1097 Sugar and other sweets................ 95 42 66 70 89 82 106 133 134 Fats and oils......................... 68 37 53 55 63 65 71 92 85 Miscellaneous foods................... 341 185 192 259 250 311 393 469 512 Nonalcoholic beverages................ 218 118 138 184 216 203 246 275 292 Food prep. by cu, out-of-town trips... 36 20 7 21 21 28 42 55 73 Food away from home..................... 1843 981 715 872 1260 1497 1937 2564 3651 Alcoholic beverages...................... 309 178 101 143 258 275 326 442 563 Housing.................................. 8713 4077 4545 5559 6292 7485 8912 10922 16467 Shelter................................. 4839 2258 2393 3046 3457 4129 4972 6089 9336 Owned dwellings........................ 2949 721 926 1170 1478 1987 2909 4218 7390 Mortgage interest and charges......... 1825 377 266 365 692 1090 1841 2828 5151 Property taxes........................ 588 165 335 354 401 400 586 773 1252 Maintenance, rep., ins., oth. exp..... 536 179 325 450 385 497 482 617 987 Rented dwellings....................... 1539 1299 1400 1740 1818 1917 1779 1503 962 Other lodging.......................... 350 239 67 136 160 225 284 368 984 Utilities, fuels, and public services... 1870 1011 1318 1524 1660 1847 1969 2241 2679 Natural gas............................ 241 108 192 204 205 219 254 294 351 Electricity............................ 748 397 516 617 669 746 796 895 1064 Fuel oil and other fuels............... 99 56 73 80 90 109 94 125 131 Telephone.............................. 590 370 416 470 543 589 616 701 823 Water and other public services........ 192 80 121 153 153 185 208 226 309 Household operations.................... 436 99 219 218 272 305 391 490 1061 Personal services...................... 228 22 106 81 151 162 236 312 537 Other household expenses............... 208 78 113 137 121 144 155 178 525 Housekeeping supplies................... 430 238 240 271 284 377 464 566 742 Laundry and cleaning supplies.......... 119 74 72 86 95 111 134 158 172 Other household products............... 181 76 96 111 106 152 197 249 330 Postage and stationery................. 131 89 72 74 83 114 134 159 240 Household furnishings and equipment..... 1137 470 375 500 620 826 1116 1535 2648 Household textiles..................... 100 86 42 59 45 76 106 107 212 Furniture.............................. 294 61 97 154 188 229 334 429 629 Floor coverings........................ 99 5 27 18 46 49 38 207 283 Major appliances....................... 148 57 75 81 118 141 171 179 265 Small appliances, misc. housewares..... 81 40 27 44 47 65 92 98 169 Miscellaneous household equipment...... 416 221 107 145 176 267 376 515 1090 Apparel and services..................... 1664 696 670 825 1136 1328 1857 1971 3456 Men and boys............................ 401 134 158 181 224 301 387 503 924 Men, 16 and over....................... 333 111 98 123 175 245 327 403 818 Boys, 2 to 15.......................... 68 23 60 57 49 56 60 99 106 Women and girls......................... 691 310 278 316 488 571 862 814 1349 Women, 16 and over..................... 604 285 248 276 431 495 752 691 1183 Girls, 2 to 15......................... 87 24 30 40 56 76 110 123 166 Children under 2........................ 71 27 31 65 35 70 77 110 116 Footwear................................ 238 106 98 128 212 182 260 256 474 Other apparel products and services..... 263 120 105 135 177 203 271 288 593 Transportation........................... 5196 1958 2023 2799 4161 4555 6031 7183 9726 Vehicle purchases (net outlay).......... 2171 687 793 1096 1951 1760 2637 2957 4168 Cars and trucks, new................... 1149 210 238 445 915 826 1262 1531 2747 Cars and trucks, used.................. 996 469 533 640 1033 923 1355 1322 1388 Other vehicles......................... 26 8 23 12 4 10 20 104 33 Gasoline and motor oil.................. 1054 548 509 681 863 1084 1236 1418 1630 Other vehicle expenses.................. 1668 569 626 885 1180 1495 1872 2515 3148 Vehicle finance charges................ 301 57 75 106 223 277 377 484 595 Maintenance and repairs................ 604 259 268 359 410 540 676 935 1055 Vehicle insurance...................... 569 193 227 329 431 530 626 811 1050 Veh. rent., leas., licen., oth. chges.. 195 60 56 92 116 148 193 285 448 Public transportation................... 303 153 96 136 166 216 286 293 780 Health care.............................. 1497 838 1105 1381 1487 1427 1510 1606 2098 Health insurance........................ 585 319 460 591 602 606 590 644 707 Medical services........................ 565 312 339 437 467 511 555 619 982 Drugs................................... 257 155 250 287 284 240 266 241 283 Medical supplies........................ 90 51 56 65 133 70 98 102 127 Entertainment............................ 1451 491 579 612 821 1127 1502 2241 3137 Fees and admissions..................... 375 121 87 123 191 301 400 536 902 Television, radios, sound equipment..... 461 216 204 278 319 404 527 639 843 Pets, toys, and playground equipment.... 279 94 157 141 182 264 309 391 504 Other supplies, equip., and services.... 334 60 131 70 130 158 267 675 887 Personal care products and services...... 375 181 182 212 276 323 422 522 659 Reading.................................. 156 59 64 90 107 142 182 202 298 Education................................ 400 506 275 142 207 246 298 380 932 Tobacco products and smoking supplies.... 278 169 216 263 272 302 322 342 291 Miscellaneous............................ 876 438 338 461 571 706 1013 1275 1706 Cash contributions....................... 875 116 289 363 553 739 912 982 2113 Personal insurance and pensions.......... 2920 312 329 731 1172 2058 3349 4504 7732 Life and other personal insurance....... 349 102 126 158 191 266 352 449 830 Pensions and Social Security............ 2570 211 204 573 982 1792 2997 4055 6902 Money income before taxes 1/.............. 31889 2213 7520 12373 17306 24676 34422 44648 78711 Wages and salaries....................... 24173 1187 2004 5682 10368 17636 28376 38310 63419 Self-employment income................... 2315 -763 125 408 517 1124 1573 1615 9124 Soc. Sec., priv. and gov. retirement..... 3427 1029 3666 4619 4792 4194 2799 2892 2685 Int., divid., rent. inc., property inc... 1059 66 109 470 660 911 1000 1157 2819 Unemp. and workers' compen., vet. ben.... 218 66 170 130 267 271 272 359 182 Pub. ass., supp. sec. inc., foodstamps... 344 375 1152 712 344 163 50 47 35 Regular contributions for support........ 260 165 187 271 278 300 272 221 304 Other income............................. 93 89 108 81 80 78 79 48 144 Personal taxes 1/......................... 2952 7 126 526 983 1822 3004 3964 9121 Federal income taxes..................... 2319 -12 65 376 722 1353 2331 3034 7376 State and local income taxes............. 558 7 32 95 202 378 618 835 1604 Other taxes.............................. 75 12 29 56 60 91 55 95 141 Income after taxes 1/..................... 28937 2206 7394 11847 16323 22854 31417 40684 69590 Net change in total assets and liabilities -408 354 29 -629 164 -612 -1106 2716 -2060 Net change in total assets............... 2871 -130 193 -1024 840 1292 3754 6193 8570 Net change in total liabilities.......... 3279 -484 164 -395 676 1904 4860 3477 10630 Other money receipts...................... 350 68 154 412 173 260 294 482 705 Mortgage principal paid, owned property... -569 -143 -142 -192 -232 -422 -578 -909 -1405 Estimated market value of owned home...... 63957 24513 32168 37306 37949 45865 58951 77442 145093 Est. monthly rental value of owned home... 393 147 202 244 265 315 390 504 802 Gifts of goods and services............... 936 598 407 512 537 639 861 943 2205 Food.................................... 95 54 21 21 44 43 85 92 292 Housing................................. 239 147 74 138 129 167 234 286 550 Housekeeping supplies................. 39 21 14 24 21 35 45 61 67 Household textiles.................... 15 4 8 2 12 12 22 15 31 Appliances and misc. housewares....... 28 11 11 16 17 28 20 42 54 Major appliances.................... 7 3 2 6 4 10 6 9 12 Small appl. and misc. housewares.... 20 8 9 10 13 18 14 33 42 Miscellaneous household equipment..... 54 50 8 24 12 35 65 83 121 Other housing......................... 104 62 33 71 68 57 82 85 277 Apparel and services.................... 240 122 110 156 179 206 244 250 473 Males 2 and over...................... 64 49 19 51 46 62 55 70 120 Females 2 and over.................... 97 47 60 53 62 81 110 95 187 Children under 2...................... 31 7 11 24 15 29 35 47 58 Other apparel products and services... 48 20 20 28 56 33 45 38 108 Jewelry and watches................. 27 11 10 8 24 22 29 24 61 All other apparel products and serv. 22 9 10 20 32 11 17 14 47 Transportation.......................... 56 16 10 18 24 22 25 33 209 Health care............................. 49 109 63 72 16 9 26 24 86 Entertainment........................... 67 27 23 31 41 60 68 108 135 Toys, games, hobbies, and tricycles... 24 11 11 14 13 26 23 36 45 Other entertainment................... 43 16 12 17 28 34 45 72 91 Education............................... 96 63 48 22 23 62 45 68 310 All other gifts......................... 92 61 59 55 81 70 133 83 150 __________________________________________ 1/ Components of income and taxes are derived from "Complete income reporters" only; see glossary