Table 1. By QUINTILES OF INCOME BEFORE TAXES: Average annual expenditures and characteristics of all consumer units, Consumer Expenditure Survey, 1989 All Incomplete Item consumer Total Lowest Second Third Fourth Highest reporting units complete 20 20 20 20 20 of reporting percent percent percent percent percent income ________________________________________________________________________________ Number of consumer units (in thousands)... 95818 82960 16558 16584 16592 16607 16620 12857 Number of sample interviews............... 36946 31166 5763 6017 6239 6385 6762 5780 Income before taxes 1/.................... 31308 31308 5720 13894 23856 37524 75406 Income after taxes 1/..................... 28496 28496 5669 13348 22233 34183 66923 Average number of persons in cons. unit... 2.6 2.5 1.8 2.2 2.6 2.9 3.1 2.7 Age of reference person................... 47.2 47.1 51.1 50.5 45.5 43 45.4 47.7 Average number of: Earners.................................. 1.4 1.4 0.7 1 1.4 1.8 2.1 1.4 Vehicles................................. 2 2 0.9 1.5 2 2.6 3.1 2 Children under 18........................ 0.7 0.7 0.5 0.5 0.7 0.9 0.8 0.7 Persons 65 and over...................... 0.3 0.3 0.5 0.5 0.3 0.2 0.1 0.3 Percent distribution: Male..................................... 66 66 41 59 68 78 84 68 Female................................... 34 34 59 41 32 22 16 32 Homeowner with mortgage.................. 39 39 12 18 36 54 74 37 Homeowner without mortgage............... 24 23 29 31 24 18 15 29 Renter................................... 37 38 59 50 40 29 12 34 Black.................................... 11 10 17 12 10 7 5 13 White and other.......................... 89 90 83 88 90 93 95 87 Elementary (1-8)......................... 11 11 23 17 9 4 2 11 High school (9-12)....................... 43 43 46 51 49 40 26 45 College.................................. 46 46 30 31 42 55 72 43 Never attended and other................. 1 1 1 1 0 0 0 1 At least one vehicle owned................ 87 87 62 85 94 97 97 85 Average annual expenditures............... 27810 28323 12119 17616 24476 34231 53093 24862 Food..................................... 4152 4188 2207 3102 3899 4952 6772 4013 Food at home............................ 2390 2403 1513 2019 2360 2789 3329 2335 Cereals and bakery products............ 359 362 241 303 345 423 498 346 Cereals and cereal products........... 131 130 96 117 125 141 172 132 Bakery products....................... 228 232 145 186 219 282 326 214 Meats, poultry, fish, and eggs......... 611 616 393 542 605 700 838 591 Beef.................................. 202 204 125 177 205 238 275 195 Pork.................................. 116 117 92 100 115 131 148 114 Other meats........................... 89 92 52 88 90 106 122 80 Poultry............................... 100 100 62 84 96 111 147 98 Fish and seafood...................... 71 71 38 61 66 79 110 69 Eggs.................................. 33 32 24 32 32 36 37 35 Dairy products......................... 304 304 201 258 296 351 411 307 Fresh milk and cream.................. 148 146 106 137 148 164 173 155 Other dairy products.................. 157 158 95 121 148 187 238 152 Fruits and vegetables.................. 408 403 264 345 395 468 544 429 Fresh fruits.......................... 126 122 81 100 122 143 164 139 Fresh vegetables...................... 127 125 83 113 122 141 167 136 Processed fruits...................... 89 89 60 74 83 103 125 90 Processed vegetables.................. 66 67 39 57 68 81 88 64 Other food at home..................... 708 718 414 572 720 847 1037 663 Sugar and other sweets................ 86 86 55 62 83 111 117 86 Fats and oils......................... 59 60 38 57 60 69 76 55 Miscellaneous foods................... 314 321 176 259 325 382 463 285 Nonalcoholic beverages................ 216 216 133 179 221 243 306 213 Food prep. by cu, out-of-town trips... 33 35 12 14 31 42 76 23 Food away from home..................... 1762 1785 694 1082 1538 2163 3443 1678 Alcoholic beverages...................... 284 298 129 195 306 367 491 227 Housing.................................. 8609 8597 4260 5762 7425 9811 15702 8736 Shelter................................. 4835 4826 2373 3086 4037 5483 9139 4888 Owned dwellings........................ 2850 2836 815 1073 1933 3312 7037 2935 Mortgage interest..................... 1741 1745 350 433 1019 2228 4687 1717 Property taxes........................ 575 562 203 313 446 570 1279 656 Maintenance, rep., ins., oth. exp..... 533 529 262 327 468 514 1071 562 Rented dwellings....................... 1500 1523 1424 1830 1801 1645 915 1354 Other lodging.......................... 485 467 135 183 304 526 1187 599 Utilities, fuels, and public services... 1835 1810 1177 1500 1763 2028 2581 1993 Natural gas............................ 247 246 167 212 234 276 340 254 Electricity............................ 738 726 463 610 707 796 1052 817 Fuel oil and other fuels............... 101 97 70 85 92 99 141 124 Telephone.............................. 567 559 370 459 564 644 757 621 Water and other public services........ 182 182 106 135 166 213 292 178 Household operations.................... 460 455 150 229 362 506 1025 490 Personal services...................... 219 226 64 114 200 322 430 173 Other household expenses............... 241 229 86 115 163 185 595 317 Housekeeping supplies................... 394 410 185 352 383 459 672 327 Laundry and cleaning supplies.......... 107 111 67 90 110 125 163 91 Other household products............... 165 173 60 156 147 186 315 132 Postage and stationery................. 122 127 59 106 125 149 194 104 Household furnishings and equipment..... 1086 1095 375 595 880 1336 2285 1038 Household textiles..................... 105 105 22 65 105 114 221 111 Furniture.............................. 312 319 101 191 226 393 684 268 Floor coverings........................ 70 74 19 30 37 89 193 51 Major appliances....................... 148 148 49 106 128 200 258 144 Small appliances, misc. housewares..... 65 68 24 38 45 85 146 54 Miscellaneous household equipment...... 386 380 160 165 338 454 782 410 Apparel and services..................... 1582 1608 632 917 1395 2034 3059 1480 Men and boys............................ 397 404 131 220 305 508 852 385 Men, 16 and over....................... 324 324 94 184 236 400 705 334 Boys, 2 to 15.......................... 74 80 37 37 69 109 147 51 Women and girls......................... 657 667 261 388 649 822 1213 617 Women, 16 and over..................... 564 571 228 340 573 678 1034 537 Girls, 2 to 15......................... 93 96 33 48 75 144 180 80 Children under 2........................ 72 77 29 50 62 115 127 55 Footwear................................ 189 192 90 125 166 277 302 177 Other apparel products and services..... 266 269 121 133 213 312 564 246 Transportation........................... 5187 5277 1989 3199 4563 7219 9401 4637 Vehicle purchases (net outlay).......... 2291 2348 834 1369 1875 3503 4152 1923 Cars and trucks, new................... 1218 1238 327 487 927 1738 2709 1087 Cars and trucks, used.................. 1051 1086 490 872 933 1732 1403 821 Other vehicles......................... 22 23 17 10 15 34 40 15 Gasoline and motor oil.................. 985 987 465 700 998 1217 1555 968 Other vehicle expenses.................. 1627 1664 563 985 1494 2205 3070 1423 Vehicle finance charges................ 303 308 71 158 272 462 579 270 Maintenance and repairs................ 561 581 239 375 517 758 1011 470 Vehicle insurance...................... 575 580 202 364 552 733 1048 540 Veh. rental, licenses, oth. charges.... 188 195 52 87 152 252 432 144 Public transportation................... 284 278 128 145 196 295 624 322 Health care.............................. 1407 1411 861 1332 1376 1442 2042 1399 Health insurance........................ 537 540 368 582 561 567 623 514 Medical services........................ 542 534 251 438 494 561 926 596 Drugs................................... 240 244 203 241 245 238 292 228 Medical supplies........................ 87 93 39 72 77 77 201 62 Entertainment............................ 1424 1432 511 645 1135 1737 3128 1396 Fees and admissions..................... 377 375 114 142 250 439 926 393 Television, radios, sound equipment..... 429 436 212 286 404 531 746 389 Pets, toys, and playground equipment.... 249 261 88 137 285 322 474 187 Other supplies, equip., and services.... 369 361 97 80 196 446 983 426 Personal care products and services...... 366 379 167 308 333 445 641 320 Reading.................................. 157 160 66 99 145 182 306 137 Education................................ 367 342 271 134 200 306 797 526 Tobacco products and smoking supplies.... 261 265 187 235 311 315 279 236 Miscellaneous............................ 643 676 280 391 663 768 1276 438 Cash contributions....................... 900 930 236 417 744 1042 2208 704 Personal insurance and pensions.......... 2472 2760 322 881 1981 3610 6991 614 Life and other personal insurance....... 346 349 110 195 259 456 724 329 Pensions and Social Security............ 2125 2411 212 686 1722 3154 6268 284 Money income before taxes 1/.............. 31308 31308 5720 13894 23856 37524 75406 Wages and salaries....................... 23248 23248 1833 7330 17252 31323 58385 Self-employment income................... 2535 2535 -45 542 1115 1590 9455 Soc. Sec., priv. and gov. retirement..... 3387 3387 2624 4636 3823 2798 3055 Int., divid., rent. inc., property inc... 1253 1253 180 425 878 1117 3661 Unemp. and workers' compen., vet. ben.... 207 207 115 187 219 291 222 Pub. ass., supp. sec. inc., foodstamps... 290 290 735 416 154 61 84 Regular contributions for support........ 273 273 184 260 336 270 316 Other income............................. 115 115 93 98 79 75 229 Personal taxes 1/......................... 2812 2812 50 546 1623 3341 8483 Federal income taxes..................... 2228 2228 21 402 1246 2582 6877 State and local income taxes............. 521 521 9 119 344 683 1448 Other taxes.............................. 62 62 20 24 33 75 158 Income after taxes 1/..................... 28496 28496 5669 13348 22233 34183 66923 Net change in total assets................ 3612 3541 237 585 1160 3750 11951 4074 Net change in total liabilities........... 3401 3325 508 2426 1179 4428 8071 3892 Other money receipts...................... 423 479 156 272 390 587 988 62 Mortgage principal paid, owned property... -513 -515 -168 -189 -391 -625 -1198 -501 Estimated market value of owned home...... 63717 61986 27337 33800 46056 64670 137854 74886 Est. monthly rental value of owned home... 383 376 171 223 300 421 766 428 Gifts of goods and services, total........ 887 876 366 486 702 990 1830 976 Clothing, males 2 and over............... 70 69 35 41 74 70 125 73 Clothing, females 2 and over............. 88 91 35 42 107 117 152 76 Clothing, infants less than 2............ 33 35 9 19 27 55 62 29 Jewelry and watches...................... 24 25 18 13 25 31 39 16 Small appliances and misc. housewares.... 18 19 4 11 12 30 37 15 Household textiles....................... 8 7 3 4 10 10 10 8 All other gifts.......................... 646 630 262 356 447 677 1405 759 __________________________________________ 1/ Components of income and taxes are derived from "Complete income reporters" only; see glossary.