TABLE 1. QUINTILES OF INCOME BEFORE TAXES, CONSUMER EXPENDITURE SURVEY, 1988 ALL COMPLETE REPORTERS OF INCOME INCOMPLETE ITEM CONSUMER TOTAL LOWEST SECOND THIRD FOURTH HIGHEST REPORTING UNITS COMPLETE 20 20 20 20 20 OF INCOME REPORTING PERCENT PERCENT PERCENT PERCENT PERCENT Number of consumer units (in thousands).......... 94862 81354 16243 16266 16276 16254 16315 13508 Number of sample interviews...................... 37073 30900 5818 5987 6186 6240 6669 6173 Consumer unit characteristics: Income before taxes 1/.......................... 28540 28540 4942 12872 22570 34974 67199 (1) Income after taxes 1/........................... 26149 26149 4854 12309 21174 32125 60157 (1) Average number of persons in consumer unit.... 2.6 2.6 1.8 2.3 2.6 3 3.1 2.7 Age of reference person....................... 47 46.9 51.8 49.6 45.4 42.9 44.8 47.6 Average number in consumer unit Earners.................................... 1.4 1.4 0.6 1 1.4 1.8 2.1 1.4 Vehicles................................... 2 2 0.9 1.5 2.1 2.6 3 2 Children under 18.......................... 0.7 0.7 0.4 0.6 0.7 0.9 0.8 0.7 Persons 65 and over........................ 0.3 0.3 0.4 0.5 0.3 0.2 0.1 0.3 Percent distribution Sex of reference person: Male.................................... 67 66 40 57 69 79 86 70 Female.................................. 33 34 60 43 31 21 14 30 Housing tenure: Homeowner with mortgage................. 38 38 12 18 31 54 72 38 Homeowner without mortgage.............. 24 24 29 31 27 17 15 27 Renter.................................. 38 39 59 51 42 28 13 35 Race of reference person: Black................................... 11 11 21 12 10 5 5 12 White and other......................... 89 89 79 88 90 95 95 88 Education of reference person: Elementary (1-8)........................ 11 11 23 17 9 5 2 9 High school (9-12)...................... 45 44 48 52 50 42 29 48 College................................. 44 44 28 30 42 54 69 42 Never attended and other................ 1 1 2 1 0 0 0 1 At least one vehicle owned................. 86 86 59 85 94 97 97 84 Average annual expenditures...................... 25892 26389 10893 16880 23290 32084 48718 23360 Food.......................................... 3748 3804 1950 2815 3545 4633 6071 3545 Food at home............................... 2136 2177 1322 1831 2074 2570 3084 1977 Cereals and bakery products............. 312 317 194 269 303 371 447 293 Cereals and cereal products.......... 109 111 73 103 107 131 142 102 Bakery products...................... 203 206 121 167 196 240 305 191 Meats, poultry, fish, and eggs.......... 551 560 347 499 521 636 795 517 Beef................................. 182 184 96 169 180 217 256 177 Pork................................. 110 114 82 104 107 123 155 93 Other meats.......................... 82 84 52 72 77 97 120 77 Poultry.............................. 84 85 55 71 80 91 130 79 Fish and seafood..................... 65 65 40 55 50 77 104 64 Eggs................................. 28 28 23 28 28 30 30 27 Dairy products.......................... 274 278 164 234 272 337 381 260 Fresh milk and cream................. 134 134 91 124 133 156 168 131 Other dairy products................. 141 144 73 110 139 181 214 129 Fruits and vegetables................... 373 376 247 323 352 442 517 360 Fresh fruits......................... 121 121 76 102 112 145 170 119 Fresh vegetables..................... 110 111 78 99 104 121 151 109 Processed fruits..................... 85 87 56 74 79 104 121 77 Processed vegetables................. 57 58 38 48 57 72 75 55 Other food at home...................... 625 646 370 505 625 784 942 546 Sugar and other sweets............... 78 81 45 67 75 100 116 69 Fats and oils........................ 55 57 37 48 58 68 72 46 Miscellaneous foods.................. 264 273 153 210 270 334 397 229 Nonalcoholic beverages............... 199 204 125 167 202 239 288 176 Food pre. by CU on out-of-town trips. 30 31 10 13 21 42 69 26 Food away from home........................ 1612 1627 628 984 1471 2063 2987 1568 Alcoholic beverages........................... 269 282 144 185 264 343 472 219 Housing....................................... 8079 8069 3957 5510 7051 9370 14434 8236 Shelter.................................... 4493 4470 2209 2982 3850 5171 8126 4628 Owned dwellings......................... 2569 2554 708 1013 1708 3157 6172 2657 Mortgage interest.................... 1569 1560 285 380 859 2059 4211 1620 Property taxes....................... 504 496 189 308 380 585 1016 549 Main., rep., ins., other expenses.... 496 497 233 325 469 513 945 487 Rented dwellings........................ 1468 1469 1372 1710 1830 1504 933 1458 Other lodging........................... 456 447 129 260 312 509 1021 513 Utilities, fuels, and public services...... 1747 1726 1121 1432 1675 1928 2473 1875 Natural gas............................. 234 232 152 207 216 243 342 243 Electricity............................. 709 700 442 578 676 803 1000 762 Fuel oil and other fuels................ 98 94 71 86 91 96 126 120 Telephone............................... 537 529 352 441 538 585 727 587 Water and other public services......... 170 171 103 120 154 200 278 163 Household operations....................... 394 387 143 209 284 446 853 434 Personal services....................... 171 177 46 94 156 255 330 139 Other household expenses................ 223 211 97 115 128 191 522 295 Housekeeping supplies...................... 361 383 173 302 354 464 620 277 Laundry and cleaning supplies........... 101 106 58 83 105 130 155 79 Other household products................ 147 157 61 113 132 192 289 108 Postage and stationery.................. 113 119 53 106 118 141 176 90 Household furnishings and equipment........ 1083 1102 312 584 887 1361 2363 1021 Household textiles...................... 94 97 35 58 95 105 193 85 Furniture............................... 326 319 73 147 241 374 761 366 Floor coverings......................... 65 70 9 23 60 114 145 46 Major appliances........................ 169 173 76 101 163 221 303 144 Small app., miscellaneous housewares.... 60 61 23 39 41 65 134 60 Miscellaneous household equipment....... 369 382 96 218 286 483 827 321 Apparel and services.......................... 1489 1537 574 901 1356 1826 3025 1310 Men and boys............................... 388 401 124 211 323 453 892 348 Men, 16 and over........................ 311 319 102 150 253 349 738 289 Boys, 2 to 15........................... 77 82 21 60 70 103 154 59 Women and girls............................ 587 609 238 377 543 731 1154 503 Women, 16 and over...................... 492 510 204 318 464 597 965 425 Girls, 2 to 15.......................... 95 99 34 59 79 134 189 78 Children under 2........................... 62 64 26 38 62 92 99 59 Footwear................................... 196 204 98 135 214 251 322 163 Other apparel products and services........ 257 260 89 140 213 299 559 238 Transportation................................ 5093 5140 1660 3142 4881 6844 9158 4829 Vehicle purchases (net outlay)............. 2361 2388 588 1422 2282 3334 4308 2194 Cars and trucks, new.................... 1355 1392 300 625 1230 1912 2886 1135 Cars and trucks, used................... 982 971 287 782 1022 1386 1376 1048 Other vehicles.......................... 23 25 1 15 29 36 46 11 Gasoline and motor oil..................... 932 934 459 659 926 1204 1420 920 Other vehicle expenses..................... 1521 1553 501 912 1452 2023 2870 1356 Vehicle finance charges................. 284 285 60 116 259 403 585 277 Maintenance and repairs................. 553 569 215 387 540 702 998 480 Vehicle insurance....................... 508 515 176 317 508 667 904 464 Vehicle rental, licenses, other charges. 177 184 50 93 144 251 383 135 Public transportation...................... 279 266 112 149 222 283 560 360 Health care................................... 1298 1282 831 1320 1286 1425 1550 1397 Health insurance........................... 474 473 346 469 512 524 516 481 Medical services........................... 529 513 271 552 480 564 697 629 Drugs...................................... 223 225 173 242 239 247 225 219 Medical supplies........................... 71 71 41 57 55 89 112 67 Entertainment................................. 1329 1349 448 768 1096 1547 2880 1232 Fees and admissions........................ 353 352 119 145 275 430 790 360 Television, radios, sound equipment........ 416 422 188 286 398 502 736 379 Pets, toys, and playground equipment....... 230 242 92 148 207 335 428 177 Other ent. supplies, equip., and services.. 330 332 50 188 216 279 926 317 Personal care products and services........... 334 346 154 233 310 423 608 288 Reading....................................... 150 152 67 96 136 190 273 135 Education..................................... 342 324 254 170 164 310 723 448 Tobacco products and smoking supplies......... 242 242 179 226 260 284 263 239 Miscellaneous................................. 578 598 243 366 546 719 1112 467 Cash contributions............................ 693 730 165 342 545 768 1827 472 Personal insurance and pensions............... 2249 2532 268 808 1850 3402 6321 543 Life and other personal insurance.......... 314 324 110 182 269 395 665 254 Pensions and Social Security............... 1935 2208 159 626 1580 3007 5656 289 Sources of income and personal taxes: 1/ Money income before taxes........................ 28540 28540 4942 12872 22570 34974 67199 (1) Wages and salaries............................ 21779 21779 1520 6853 16405 29013 54985 (1) Self-employment income........................ 1790 1790 -188 375 838 1630 6278 (1) Soc. Sec., private and government retirement.. 3063 3063 2383 4208 3785 2488 2449 (1) Int., divid., ren. income, other prop. income. 1016 1016 89 360 759 1052 2815 (1) Unemp. and workers' comp., vet. benefits...... 241 241 112 205 287 325 274 (1) Pub. ass., sup. security income, foodstamps... 308 308 782 457 125 153 23 (1) Regular contributions for support............. 258 258 171 312 253 260 295 (1) Other income.................................. 85 85 72 102 117 54 80 (1) Personal taxes................................... 2391 2391 88 563 1396 2849 7042 (1) Federal income taxes.......................... 1891 1891 48 408 1064 2214 5707 (1) State and local income taxes.................. 445 445 19 124 301 573 1203 (1) Other taxes................................... 55 55 21 31 30 61 132 (1) Income after taxes............................... 26149 26149 4854 12309 21174 32125 60157 (1) Addenda: Net change in total assets.................... 4102 3335 247 551 1582 5764 8513 (1) Net change in total liabilities............... 3510 3697 574 659 2854 6765 7618 (1) Other money receipts.......................... 398 453 157 175 487 434 1011 (1) Mortgage principal paid on owned property..... -480 -466 -120 -201 -321 -549 -1138 (1) Estimated market value of owned home.......... 57935 55130 23794 30319 41724 60997 119000 (1) Estimated monthly rental value of owned home.. 356 343 156 204 272 402 679 (1) Gifts of goods and services: Clothing, males 2 and over................. 70 73 19 47 70 67 162 58 Clothing, females 2 and over............... 80 79 28 58 85 94 130 83 Clothing, infants less than 2.............. 27 28 10 19 22 38 50 24 Jewelry and watches........................ 26 28 7 15 27 39 51 13 Small app. and mis. housewares............. 17 17 6 8 11 14 45 16 Household textiles......................... 10 11 2 8 9 4 30 6 All other gifts............................ 611 614 287 354 534 670 1222 628 1/ Components of income and taxes are derived from "Completed income reporters" only; see glossary.