TABLE 2. INCOME BEFORE TAXES,1/ CONSUMER EXPENDITURE SURVEY, 1988 TOTAL LESS $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 ITEM COMPLETE THAN TO TO TO TO TO TO AND REPORTING $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 OVER Number of consumer units (in thousands).......... 81354 6893 11916 9433 8219 14586 10901 7198 12209 Number of sample interviews...................... 30900 2408 4438 3500 3107 5496 4119 2849 4983 Consumer unit characteristics: Income before taxes 1/.......................... 28540 2329 7382 12320 17373 24591 34375 44331 74234 Income after taxes 1/........................... 26149 2373 7196 11892 16345 22963 31660 40100 66345 Average number of persons in consumer unit.... 2.6 1.7 1.9 2.2 2.5 2.7 2.9 3.2 3.1 Age of reference person....................... 46.9 46.8 55.3 50.1 46.5 44.7 43.2 42.3 45.3 Average number in consumer unit Earners.................................... 1.4 0.8 0.6 0.9 1.2 1.5 1.8 2 2.1 Vehicles................................... 2 0.9 1 1.4 1.9 2.2 2.6 2.7 3.1 Children under 18.......................... 0.7 0.4 0.5 0.6 0.7 0.7 0.9 1 0.8 Persons 65 and over........................ 0.3 0.3 0.5 0.5 0.4 0.3 0.2 0.1 0.1 Percent distribution Sex of reference person: Male.................................... 66 42 40 57 64 71 78 82 87 Female.................................. 34 58 60 43 36 29 22 18 13 Housing tenure: Homeowner with mortgage................. 38 14 12 15 26 36 52 64 76 Homeowner without mortgage.............. 24 20 35 32 26 25 18 14 14 Renter.................................. 39 66 53 53 47 39 30 21 11 Race of reference person: Black................................... 11 23 18 12 10 10 5 6 4 White and other......................... 89 77 82 88 90 90 95 94 96 Education of reference person: Elementary (1-8)........................ 11 20 25 17 12 8 5 2 3 High school (9-12)...................... 44 44 50 51 54 48 42 40 24 College................................. 44 34 23 31 34 44 53 58 73 Never attended and other................ 1 2 2 1 1 0 0 0 0 At least one vehicle owned................. 86 56 64 84 91 95 96 97 97 Average annual expenditures...................... 26389 10793 11545 16789 19558 24896 31660 37562 52320 Food.......................................... 3804 1911 2082 2777 3195 3765 4587 5282 6296 Food at home............................... 2177 1245 1444 1809 1954 2174 2557 2907 3110 Cereals and bakery products............. 317 182 214 266 275 321 375 417 450 Cereals and cereal products.......... 111 72 79 101 100 111 135 146 139 Bakery products...................... 206 110 135 165 174 209 241 271 312 Meats, poultry, fish, and eggs.......... 560 329 379 477 555 542 636 700 812 Beef................................. 184 94 110 152 205 186 215 226 264 Pork................................. 114 75 86 105 108 108 133 131 158 Other meats.......................... 84 45 58 72 76 80 99 114 118 Poultry.............................. 85 53 60 69 82 82 86 111 133 Fish and seafood..................... 65 42 40 50 58 57 74 86 110 Eggs................................. 28 20 25 29 28 29 29 32 30 Dairy products.......................... 278 155 180 237 246 287 338 365 383 Fresh milk and cream................. 134 88 97 132 125 136 160 158 169 Other dairy products................. 144 67 84 105 121 151 178 207 215 Fruits and vegetables................... 376 228 266 328 335 366 442 487 526 Fresh fruits......................... 121 69 85 103 105 116 148 157 172 Fresh vegetables..................... 111 71 85 102 101 106 124 123 159 Processed fruits..................... 87 53 57 75 81 82 98 126 121 Processed vegetables................. 58 35 39 48 49 61 71 81 74 Other food at home...................... 646 351 405 500 543 658 766 938 938 Sugar and other sweets............... 81 41 53 65 65 82 98 122 112 Fats and oils........................ 57 34 43 49 46 60 69 76 71 Miscellaneous foods.................. 273 139 171 209 230 279 325 411 393 Nonalcoholic beverages............... 204 126 130 165 186 210 233 283 287 Food pre. by CU on out-of-town trips. 31 11 9 13 17 27 41 45 75 Food away from home........................ 1627 666 638 968 1240 1591 2031 2375 3186 Alcoholic beverages........................... 282 125 150 183 235 291 344 353 506 Housing....................................... 8069 4000 4171 5495 5947 7512 9260 10609 15719 Shelter.................................... 4470 2354 2222 3043 3139 4125 5050 5901 8909 Owned dwellings......................... 2554 737 770 961 1151 1977 2971 4060 6926 Mortgage interest.................... 1560 392 245 318 520 1052 1925 2784 4725 Property taxes....................... 496 162 233 316 302 417 599 644 1126 Main., rep., ins., other expenses.... 497 183 292 326 329 508 446 633 1075 Rented dwellings........................ 1469 1454 1337 1753 1777 1805 1564 1249 825 Other lodging........................... 447 162 115 329 211 343 516 592 1158 Utilities, fuels, and public services...... 1726 1048 1223 1413 1543 1711 1925 2089 2593 Natural gas............................. 232 113 184 213 215 215 247 277 355 Electricity............................. 700 416 484 578 608 695 801 860 1049 Fuel oil and other fuels................ 94 73 76 77 82 99 93 115 128 Telephone............................... 529 352 368 426 507 539 590 602 769 Water and other public services......... 171 94 112 119 131 162 194 236 292 Household operations....................... 387 111 179 201 223 310 449 531 955 Personal services....................... 177 18 75 83 119 166 275 311 321 Other household expenses................ 211 93 104 118 104 144 174 219 634 Housekeeping supplies...................... 383 168 221 286 322 383 451 475 670 Laundry and cleaning supplies........... 106 59 61 80 104 109 132 129 163 Other household products................ 157 59 70 126 116 150 184 202 316 Postage and stationery.................. 119 49 91 80 101 124 136 144 192 Household furnishings and equipment........ 1102 320 326 552 720 982 1386 1612 2591 Household textiles...................... 97 44 32 50 81 96 105 122 220 Furniture............................... 319 80 72 139 205 262 378 433 862 Floor coverings......................... 70 3 15 18 30 75 111 113 165 Major appliances........................ 173 77 70 107 139 170 213 241 329 Small app., miscellaneous housewares.... 61 23 23 40 38 47 71 78 148 Miscellaneous household equipment....... 382 93 115 197 228 333 508 624 867 Apparel and services.......................... 1537 532 664 886 1086 1406 1847 2396 3154 Men and boys............................... 401 133 138 197 261 350 429 666 944 Men, 16 and over........................ 319 109 108 142 202 271 340 533 773 Boys, 2 to 15........................... 82 23 30 55 59 78 89 133 171 Women and girls............................ 609 204 303 354 425 550 771 950 1190 Women, 16 and over...................... 510 170 270 281 377 458 649 773 993 Girls, 2 to 15.......................... 99 33 33 72 48 92 123 177 198 Children under 2........................... 64 26 26 41 40 69 97 104 95 Footwear................................... 204 76 108 141 205 203 254 332 300 Other apparel products and services........ 260 93 89 153 154 234 297 343 625 Transportation................................ 5140 1676 1728 3127 3841 5303 6704 7779 9715 Vehicle purchases (net outlay)............. 2388 561 638 1413 1746 2486 3248 3840 4573 Cars and trucks, new.................... 1392 241 302 565 985 1223 1895 2685 3007 Cars and trucks, used................... 971 317 332 832 750 1222 1330 1132 1505 Other vehicles.......................... 25 3 3 17 10 41 24 22 61 Gasoline and motor oil..................... 934 488 455 639 802 975 1190 1328 1460 Other vehicle expenses..................... 1553 502 529 923 1137 1603 1973 2290 3046 Vehicle finance charges................. 285 66 58 107 173 293 398 486 612 Maintenance and repairs................. 569 217 229 405 450 610 657 784 1056 Vehicle insurance....................... 515 167 191 314 409 545 666 728 959 Vehicle rental, licenses, other charges. 184 52 50 96 105 155 253 293 420 Public transportation...................... 266 125 107 152 156 239 294 321 635 Health care................................... 1282 683 959 1385 1300 1328 1367 1532 1568 Health insurance........................... 473 238 434 480 474 537 475 544 519 Medical services........................... 513 268 279 588 541 487 552 677 701 Drugs...................................... 225 141 203 255 228 243 250 217 231 Medical supplies........................... 71 37 42 62 57 61 90 94 117 Entertainment................................. 1349 428 469 802 856 1191 1510 1995 3148 Fees and admissions........................ 352 126 110 139 186 310 420 526 880 Television, radios, sound equipment........ 422 156 221 297 322 416 494 576 788 Pets, toys, and playground equipment....... 242 81 100 135 183 234 337 354 457 Other ent. supplies, equip., and services.. 332 66 37 232 165 231 260 538 1023 Personal care products and services........... 346 148 152 249 282 325 420 479 651 Reading....................................... 152 59 77 93 114 142 185 230 287 Education..................................... 324 385 167 187 119 190 323 349 836 Tobacco products and smoking supplies......... 242 158 198 221 250 263 293 249 270 Miscellaneous................................. 598 321 214 346 475 553 770 811 1182 Cash contributions............................ 730 148 190 353 487 529 781 956 2103 Personal insurance and pensions............... 2532 218 324 683 1373 2098 3266 4542 6883 Life and other personal insurance.......... 324 103 111 138 281 302 355 494 730 Pensions and Social Security............... 2208 115 213 545 1093 1796 2911 4048 6153 Sources of income and personal taxes: 1/ Money income before taxes........................ 28540 2329 7382 12320 17373 24591 34375 44331 74234 Wages and salaries............................ 21779 1028 2187 5992 11396 18390 28604 38239 60054 Self-employment income........................ 1790 -596 107 358 761 863 1581 2210 7624 Soc. Sec., private and government retirement.. 3063 1095 3514 4425 4027 3570 2500 2053 2524 Int., divid., ren. income, other prop. income. 1016 -2 186 356 506 882 1015 1211 3302 Unemp. and workers' comp., vet. benefits...... 241 35 179 208 228 325 314 260 274 Pub. ass., sup. security income, foodstamps... 308 532 951 446 183 195 89 40 18 Regular contributions for support............. 258 163 179 422 176 262 214 274 344 Other income.................................. 85 74 78 113 97 104 59 45 94 Personal taxes................................... 2391 -44 185 428 1028 1628 2715 4232 7889 Federal income taxes.......................... 1891 -66 130 319 757 1237 2112 3334 6427 State and local income taxes.................. 445 6 32 81 239 351 543 815 1320 Other taxes................................... 55 16 23 28 32 39 60 83 142 Income after taxes............................... 26149 2373 7196 11892 16345 22963 31660 40100 66345 Addenda: Net change in total assets.................... 3335 748 -79 875 598 2175 5299 3937 11147 Net change in total liabilities............... 3697 374 649 695 1159 3376 5976 6121 9495 Other money receipts.......................... 453 181 135 215 209 552 316 603 1182 Mortgage principal paid on owned property..... -466 -157 -105 -193 -256 -357 -499 -753 -1278 Estimated market value of owned home.......... 55130 22087 26161 30654 31632 46259 57490 74197 134000 Estimated monthly rental value of owned home.. 343 136 178 196 228 293 385 486 749 Gifts of goods and services: Clothing, males 2 and over................. 73 17 24 53 66 70 52 86 186 Clothing, females 2 and over............... 79 21 32 72 68 80 89 129 131 Clothing, infants less than 2.............. 28 10 10 22 20 22 41 37 55 Jewelry and watches........................ 28 8 6 18 17 31 38 30 61 Small app. and mis. housewares............. 17 4 6 8 9 13 14 28 47 Household textiles......................... 11 0 3 11 3 9 4 13 33 All other gifts............................ 614 311 276 346 384 593 659 810 1348 1/ Components of income and taxes are derived from "Complete income reporters" only; see glossary.