TABLE 3. AGE OF REFERENCE PERSON, CONSUMER EXPENDITURE SURVEY, 1988 ALL 65 AND 75 AND ITEM CONSUMER UNDER 25 25 - 34 35 - 44 45 - 54 55 - 64 OVER 65 - 74 OVER UNITS Number of consumer units (in thousands).......... 94862 7216 21985 19911 13601 12546 19603 11319 8284 Number of sample interviews...................... 37073 2887 8467 7817 5444 4998 7460 4434 3026 Consumer unit characteristics: Income before taxes 1/.......................... 28540 14827 28318 36428 39934 29979 17754 20704 13707 Income after taxes 1/........................... 26149 13819 25928 33227 35999 27327 16816 19683 12886 Average number of persons in consumer unit.... 2.6 1.8 2.8 3.3 2.9 2.2 1.8 2 1.5 Age of reference person....................... 47 21.7 29.7 39.3 49.2 59.6 73.9 69.2 80.3 Average number in consumer unit Earners.................................... 1.4 1.3 1.5 1.8 2 1.4 0.5 0.6 0.2 Vehicles................................... 2 1.2 1.9 2.4 2.6 2.2 1.4 1.7 1 Children under 18.......................... 0.7 0.4 1.1 1.4 0.6 0.2 0.1 0.1 0 Persons 65 and over........................ 0.3 0 0 0 0 0.1 1.4 1.4 1.4 Percent distribution Sex of reference person: Male.................................... 67 59 70 71 71 70 56 63 47 Female.................................. 33 41 30 29 29 30 44 37 53 Housing tenure: Homeowner with mortgage................. 38 8 38 58 55 38 15 21 7 Homeowner without mortgage.............. 24 3 6 8 18 41 62 58 66 Renter.................................. 38 89 56 34 26 21 23 21 27 Race of reference person: Black................................... 11 9 11 11 11 10 10 10 10 White and other......................... 89 91 89 89 89 90 90 90 90 Education of reference person: Elementary (1-8)........................ 11 2 3 5 7 14 29 22 39 High school (9-12)...................... 45 43 43 40 50 51 44 48 39 College................................. 44 55 54 56 42 34 25 29 20 Never attended and other................ 1 0 0 0 1 1 2 1 2 At least one vehicle owned................. 86 72 87 91 91 90 78 87 65 Average annual expenditures...................... 25892 16373 25770 33078 33205 25765 17297 20120 13339 Food.......................................... 3748 2455 3664 4636 4815 3952 2581 3013 1939 Food at home............................... 2136 1121 2046 2599 2605 2355 1709 1933 1373 Cereals and bakery products............. 312 166 291 387 387 334 253 277 215 Cereals and cereal products.......... 109 66 109 137 133 110 83 91 72 Bakery products...................... 203 100 182 250 255 224 169 186 143 Meats, poultry, fish, and eggs.......... 551 249 506 661 675 648 463 533 357 Beef................................. 182 91 166 228 218 221 140 152 122 Pork................................. 110 40 98 123 138 124 110 130 79 Other meats.......................... 82 39 77 105 95 95 64 72 52 Poultry.............................. 84 36 77 99 108 96 72 86 49 Fish and seafood..................... 65 26 62 75 80 80 54 66 34 Eggs................................. 28 17 25 30 36 31 24 26 20 Dairy products.......................... 274 152 276 333 329 295 211 236 175 Fresh milk and cream................. 134 82 136 160 162 135 106 113 95 Other dairy products................. 141 69 140 173 167 160 106 123 80 Fruits and vegetables................... 373 176 328 434 450 433 350 390 290 Fresh fruits......................... 121 52 98 141 145 144 121 135 100 Fresh vegetables..................... 110 46 94 129 133 133 106 119 85 Processed fruits..................... 85 46 81 97 101 92 77 84 67 Processed vegetables................. 57 32 55 67 70 65 46 52 37 Other food at home...................... 625 379 645 785 763 645 432 496 335 Sugar and other sweets............... 78 40 75 97 94 85 63 74 47 Fats and oils........................ 55 23 50 63 68 63 49 57 38 Miscellaneous foods.................. 264 184 302 332 302 251 167 190 132 Nonalcoholic beverages............... 199 117 193 251 261 206 136 154 108 Food pre. by CU on out-of-town trips. 30 14 26 43 38 40 16 21 10 Food away from home........................ 1612 1334 1618 2037 2210 1597 872 1081 566 Alcoholic beverages........................... 269 312 355 281 307 239 133 162 89 Housing....................................... 8079 4746 8469 10467 9672 7757 5551 6178 4682 Shelter.................................... 4493 3004 4942 6147 5232 3929 2705 3018 2276 Owned dwellings......................... 2569 440 2384 3946 3345 2630 1582 1889 1163 Mortgage interest.................... 1569 321 1834 2856 2099 1154 323 461 134 Property taxes....................... 504 47 281 546 680 752 597 692 467 Main., rep., ins., other expenses.... 496 72 269 544 567 725 663 736 562 Rented dwellings........................ 1468 2396 2253 1519 1179 770 841 772 937 Other lodging........................... 456 168 305 682 708 529 281 358 176 Utilities, fuels, and public services...... 1747 897 1545 2023 2173 1935 1593 1739 1393 Natural gas............................. 234 88 186 263 285 272 251 265 231 Electricity............................. 709 326 634 838 887 780 633 697 545 Fuel oil and other fuels................ 98 18 56 94 116 144 136 142 126 Telephone............................... 537 417 534 617 669 543 408 458 338 Water and other public services......... 170 48 134 211 215 196 166 175 153 Household operations....................... 394 141 483 528 349 327 324 306 349 Personal services....................... 171 97 362 269 58 42 46 23 76 Other household expenses................ 223 44 121 260 291 285 279 283 273 Housekeeping supplies...................... 361 166 347 411 450 383 329 382 249 Laundry and cleaning supplies........... 101 55 99 119 134 109 74 87 55 Other household products................ 147 58 140 175 192 161 123 134 107 Postage and stationery.................. 113 53 108 118 124 113 132 161 86 Household furnishings and equipment........ 1083 539 1152 1357 1469 1183 600 733 415 Household textiles...................... 94 56 93 102 122 106 73 71 76 Furniture............................... 326 195 371 430 441 332 135 174 80 Floor coverings......................... 65 27 44 82 110 105 29 37 19 Major appliances........................ 169 48 172 204 197 206 130 145 108 Small app., miscellaneous housewares.... 60 38 47 91 79 65 38 48 23 Miscellaneous household equipment....... 369 174 425 447 521 369 197 257 108 Apparel and services.......................... 1489 1042 1504 2015 2112 1355 763 977 451 Men and boys............................... 388 233 389 553 517 424 164 213 92 Men, 16 and over........................ 311 219 311 384 432 376 142 189 74 Boys, 2 to 15........................... 77 14 79 169 85 48 22 24 19 Women and girls............................ 587 371 525 816 909 489 344 432 212 Women, 16 and over...................... 492 346 423 591 810 453 326 407 204 Girls, 2 to 15.......................... 95 26 102 225 100 36 18 24 9 Children under 2........................... 62 59 123 67 49 41 14 20 7 Footwear................................... 196 161 183 247 278 179 124 158 73 Other apparel products and services........ 257 218 284 332 359 222 116 154 65 Transportation................................ 5093 3911 5479 6369 6641 4603 3040 3975 1760 Vehicle purchases (net outlay)............. 2361 2039 2794 2931 3016 1749 1350 1849 667 Cars and trucks, new.................... 1355 1159 1651 1518 1640 1082 907 1187 523 Cars and trucks, used................... 982 861 1111 1393 1307 663 443 662 144 Other vehicles.......................... 23 19 32 19 69 4 0 0 0 Gasoline and motor oil..................... 932 659 923 1152 1248 970 576 729 367 Other vehicle expenses..................... 1521 1023 1528 1978 1987 1553 892 1129 567 Vehicle finance charges................. 284 192 358 370 398 234 99 154 23 Maintenance and repairs................. 553 361 524 744 666 587 363 442 253 Vehicle insurance....................... 508 364 454 607 700 565 351 428 245 Vehicle rental, licenses, other charges. 177 106 193 257 225 167 80 104 46 Public transportation...................... 279 190 235 309 389 330 222 268 158 Health care................................... 1298 523 777 1253 1258 1518 2099 2005 2230 Health insurance........................... 474 143 279 405 411 550 881 872 895 Medical services........................... 529 286 337 604 535 564 733 645 853 Drugs...................................... 223 58 116 167 219 335 393 397 387 Medical supplies........................... 71 35 45 77 93 70 92 90 95 Entertainment................................. 1329 961 1396 1975 1615 1136 658 881 351 Fees and admissions........................ 353 247 310 514 485 340 194 262 101 Television, radios, sound equipment........ 416 349 442 597 479 350 224 284 141 Pets, toys, and playground equipment....... 230 116 276 320 259 208 126 162 75 Other ent. supplies, equip., and services.. 330 248 368 545 392 238 114 173 34 Personal care products and services........... 334 204 318 427 446 330 231 276 164 Reading....................................... 150 80 131 183 187 164 129 151 100 Education..................................... 342 646 247 454 678 234 60 81 31 Tobacco products and smoking supplies......... 242 183 246 277 334 268 142 185 84 Miscellaneous................................. 578 217 515 783 775 600 424 512 301 Cash contributions............................ 693 120 375 806 957 1002 767 753 785 Personal insurance and pensions............... 2249 972 2293 3150 3409 2609 720 972 375 Life and other personal insurance.......... 314 47 241 394 418 418 275 290 255 Pensions and Social Security............... 1935 926 2052 2756 2991 2191 444 682 119 Sources of income and personal taxes: 1/ Money income before taxes........................ 28540 14827 28318 36428 39934 29979 17754 20704 13707 Wages and salaries............................ 21779 12406 25649 31589 33680 21341 3709 5677 1010 Self-employment income........................ 1790 580 1188 2838 3316 2020 735 1114 215 Soc. Sec., private and government retirement.. 3063 38 174 422 1094 4321 10555 11200 9672 Int., divid., ren. income, other prop. income. 1016 464 331 480 708 1556 2396 2335 2479 Unemp. and workers' comp., vet. benefits...... 241 54 242 241 453 347 105 136 63 Pub. ass., sup. security income, foodstamps... 308 378 394 408 245 229 173 175 170 Regular contributions for support............. 258 710 214 376 363 97 51 36 72 Other income.................................. 85 196 124 73 76 69 28 30 25 Personal taxes................................... 2391 1008 2390 3201 3935 2653 937 1021 822 Federal income taxes.......................... 1891 809 1877 2519 3151 2111 732 784 661 State and local income taxes.................. 445 204 474 606 713 478 146 163 123 Other taxes................................... 55 -5 39 76 71 64 59 74 38 Income after taxes............................... 26149 13819 25928 33227 35999 27327 16816 19683 12886 Addenda: Net change in total assets.................... 4102 1991 6586 5269 2838 6399 316 528 27 Net change in total liabilities............... 3510 3269 6477 5079 2263 2141 417 671 71 Other money receipts.......................... 398 80 209 505 279 551 606 810 328 Mortgage principal paid on owned property..... -480 -49 -400 -790 -836 -494 -155 -233 -49 Estimated market value of owned home.......... 57935 6408 36650 69130 74909 80356 63277 68330 56372 Estimated monthly rental value of owned home.. 356 55 248 426 470 447 378 406 340 Gifts of goods and services: Clothing, males 2 and over................. 70 21 48 54 86 171 50 62 32 Clothing, females 2 and over............... 80 56 59 78 151 91 56 72 34 Clothing, infants less than 2.............. 27 16 26 31 38 36 14 19 7 Jewelry and watches........................ 26 28 34 25 36 19 14 22 2 Small app. and mis. housewares............. 17 10 15 17 25 22 12 18 4 Household textiles......................... 10 1 9 6 14 19 9 9 8 All other gifts............................ 611 262 360 669 996 784 582 549 625 1/ Components of income and taxes are derived from "Complete income reporters" only; see glossary.