TABLE 3: AGE OF REFERENCE PERSON, CONSUMER EXPENDITURE SURVEY, 1986 ITEM ALL_CUS UNDER 25 25-34 35-44 45-54 55-64 65-74 75+ Number of consumer units (in thousands)......... 94044 8849 21833 18175 12670 13201 10832 8485 Number of sample interviews..................... 40188 3867 9435 8152 5374 5417 4690 3253 Income before taxes 1/.......................... 25460 12444 25844 34221 33413 28387 17874 12461 Income after taxes 1/........................... 23172 11525 23476 31133 30055 25543 16688 11730 Average number of persons in consumer unit...... 2.6 1.8 2.8 3.4 2.9 2.4 1.9 1.6 Age of reference person......................... 46.7 21.5 29.6 39.2 49.4 59.5 69.2 80.5 Average number of: Earners...................................... 1.4 1.2 1.5 1.8 2.0 1.5 0.6 0.2 Vehicles..................................... 2.0 1.2 1.9 2.4 2.7 2.2 1.6 1.0 Children under 18............................ 0.7 0.4 1.1 1.5 0.6 0.2 0.1 0.0 Persons 65 and over.......................... 0.3 0.0 0.0 0.0 0.0 0.1 1.3 1.4 Percent distribution: Male......................................... 66 56 71 73 73 70 59 45 Female....................................... 34 44 29 27 27 30 41 55 Homeowner with mortgage...................... 37 9 40 59 57 40 18 5 Homeowner without mortgage................... 25 4 6 9 20 41 60 65 Renter....................................... 38 88 54 32 23 19 21 30 Black........................................ 11 12 14 10 12 9 10 8 White and other.............................. 89 88 86 90 88 91 90 92 Elementary (1-8)............................. 12 2 2 5 8 17 26 41 High school (9-12)........................... 45 47 44 41 48 48 49 39 College...................................... 43 51 53 54 43 34 24 18 Never attended and other..................... 1 0 0 0 0 1 1 2 At least one vehicle owned................... 85 69 88 91 92 89 82 64 Average annual expenditures..................... 23866 14142 23931 31219 32218 24808 17506 12198 Food......................................... 3448 2145 3349 4512 4675 3488 2605 1929 Food at home.............................. 1993 1011 1881 2541 2680 2130 1647 1342 Cereals and bakery products............ 275 141 255 359 356 284 230 213 Cereals and cereal products......... 93 53 89 124 121 87 75 65 Bakery products..................... 183 88 167 235 236 197 155 147 Meats, poultry, fish, and eggs......... 562 256 507 717 804 629 462 357 Beef................................ 189 89 170 253 277 210 138 108 Pork................................ 116 49 101 149 164 134 95 82 Other meats......................... 79 40 72 103 106 85 67 49 Poultry............................. 85 37 83 103 120 89 75 56 Fish and seafood.................... 64 26 54 75 93 81 59 39 Eggs................................ 30 14 26 35 44 31 28 23 Dairy products......................... 251 141 247 325 322 253 200 173 Fresh milk and cream................ 122 81 125 152 154 118 100 83 Other dairy products................ 128 60 121 173 169 135 101 89 Fruits and vegetables.................. 320 136 284 380 414 370 319 261 Fresh fruits........................ 102 36 86 116 127 125 112 96 Fresh vegetables.................... 92 39 80 109 121 109 93 74 Processed fruits.................... 72 34 66 91 91 77 67 54 Processed vegetables................ 54 27 51 64 75 58 46 36 Other food at home..................... 554 323 559 720 742 556 407 330 Sugar and other sweets.............. 74 38 68 96 101 82 58 49 Fats and oils....................... 51 20 46 65 68 59 47 38 Miscellaneous foods................. 236 148 267 306 314 216 150 118 Nonalcoholic beverages.............. 193 117 178 253 259 199 152 125 Food pre. by cu on out of town trips... 31 14 28 40 42 38 29 9 Food away from home....................... 1455 1134 1468 1971 1994 1358 958 587 Alcoholic beverages.......................... 271 296 361 288 324 248 160 66 Housing...................................... 7292 4245 7859 9637 9040 6941 5379 4355 Shelter................................... 3979 2653 4586 5443 4949 3435 2462 2001 Owned dwellings........................ 2305 397 2381 3575 3242 2292 1529 995 Mortgage interest................... 1431 273 1862 2588 2044 1061 362 79 Property taxes...................... 418 36 226 458 610 632 559 428 Maint., rep., ins., other expenses.. 456 88 292 528 588 600 607 488 Rented dwellings....................... 1262 2042 1958 1294 905 674 614 866 Other lodging.......................... 412 213 248 575 802 469 319 140 Utilities, fuels, and public services..... 1645 797 1511 1936 2048 1882 1592 1349 Natural gas............................ 248 83 217 276 304 311 266 240 Electricity............................ 674 304 617 829 851 766 630 518 Fuel oil and other fuels............... 107 28 75 104 113 143 152 155 Telephone.............................. 471 342 485 546 580 483 399 316 Water and other public services........ 145 40 117 180 199 179 144 121 Household operations...................... 354 149 456 483 264 299 253 379 Personal services...................... 168 102 342 249 42 53 42 141 Other household expenses............... 186 47 114 233 222 245 210 238 Housekeeping supplies..................... 316 146 289 411 389 329 327 200 Laundry and cleaning supplies.......... 92 53 87 126 122 85 78 49 Other household products............... 126 52 120 168 150 137 120 79 Postage and stationery................. 98 42 81 116 117 107 129 72 Household furnishings and equipment....... 998 501 1016 1365 1390 997 746 426 Household textiles..................... 105 33 88 159 133 127 85 58 Furniture.............................. 304 197 355 433 353 269 232 78 Floor coverings........................ 55 10 25 85 120 51 48 41 Major appliances....................... 156 100 151 169 207 193 140 86 Small appliances & misc. housewares.... 56 34 46 75 74 70 41 29 Miscellaneous household equipment...... 322 127 352 444 503 286 200 134 Apparel and services......................... 1346 833 1426 1904 1876 1340 751 457 Men and boys.............................. 343 213 356 519 503 308 174 92 Men, 16 and over....................... 278 190 283 371 423 274 165 82 Boys, 2 to 15.......................... 66 24 73 148 81 33 9 10 Women and girls........................... 544 269 518 784 800 579 331 226 Women, 16 and over..................... 472 249 434 618 721 547 308 218 Girls, 2 to 15......................... 72 20 84 165 79 32 23 8 Children under 2.......................... 56 56 114 57 44 37 12 7 Footwear.................................. 167 75 165 238 233 190 102 59 Other apparel products and services....... 236 219 272 306 296 226 132 73 Transportation............................... 4842 3317 5104 6194 6861 4996 3264 1616 Vehicle purchases......................... 2338 1674 2585 3020 3398 2276 1399 648 Cars and trucks, new (net outlay)...... 1415 739 1499 1878 2058 1478 952 449 Cars and trucks, used (net outlay)..... 893 863 1052 1106 1305 789 441 189 Other vehicles......................... 29 72 34 36 35 9 6 9 Gasoline and motor oil.................... 915 652 919 1144 1216 1018 686 368 Other vehicle expenses.................... 1342 836 1375 1730 1874 1453 945 487 Vehicle finance charges................ 269 172 321 376 394 259 115 35 Maintenance and repairs................ 492 306 498 604 663 546 408 187 Vehicle insurance...................... 420 262 388 516 599 491 315 215 Vehicle rent., licenses, other charges. 161 96 168 233 218 156 106 50 Public transportation..................... 248 155 226 301 373 250 234 113 Health care.................................. 1135 363 739 1077 1245 1429 1629 1834 Health insurance.......................... 371 108 230 313 395 446 631 653 Medical services.......................... 502 175 366 545 544 597 594 775 Drugs..................................... 192 51 102 158 212 267 319 339 Medical supplies.......................... 69 29 41 62 95 119 85 67 Entertainment................................ 1149 687 1165 1739 1489 1129 743 367 Fees and admissions....................... 308 207 276 451 431 305 237 98 Television, radios, sound equipment....... 371 278 391 517 494 350 225 141 Pets, toys, and playground equipment...... 202 87 238 300 226 183 130 105 Other ent. sup., equip., and services..... 268 114 259 471 337 291 151 23 Personal care products and services.......... 303 181 294 394 392 327 244 162 Reading...................................... 140 67 124 178 179 156 141 92 Education.................................... 314 598 202 426 624 245 75 17 Tobacco products and smoking supplies........ 230 176 233 272 315 266 174 83 Miscellaneous................................ 522 252 539 696 636 549 420 300 Cash contributions........................... 746 144 344 835 1201 1049 1067 660 Personal insurance and pensions.............. 2127 839 2191 3066 3362 2647 854 261 Life and other personal insurance......... 292 63 223 369 444 402 317 116 Pensions and Social Security.............. 1834 777 1968 2697 2918 2245 537 145 Money income before taxes....................... 25460 12444 25844 34221 33413 28387 17874 12461 Wages and salaries........................... 19524 10663 23262 29328 28969 20362 4358 1417 Self-employment income....................... 1618 311 1343 3001 2086 1994 939 309 S. Security, private and gvrnmnt retirement.. 2555 101 132 373 897 3719 9591 8211 Int.,divid.,rent. income,other prop. income.. 973 167 207 559 697 1598 2593 2187 Unemp. and workers' compen., veterans' ben... 208 92 226 227 282 332 113 61 Pub. ass., supp. sec. income, foodstamps..... 273 396 358 297 222 209 168 169 Regular contributions for support............ 223 548 206 350 165 115 87 71 Other income................................. 86 165 111 85 96 59 26 36 Personal taxes.................................. 2288 919 2368 3087 3359 2845 1187 731 Federal income taxes......................... 1812 735 1871 2432 2636 2311 925 575 State and local income taxes................. 412 181 452 577 629 460 185 84 Other taxes.................................. 64 2 45 79 94 74 76 72 Income after taxes.............................. 23172 11525 23476 31133 30055 25543 16688 11730 Net change in total assets................... 3241 2030 5799 4677 3420 2210 86 208 Net change in total liabilities.............. 2046 528 4891 2600 2372 381 -280 192 Other money receipts......................... 271 122 170 387 326 347 389 83 Mortgage principal paid on owned property.... -410 -66 -348 -721 -727 -440 -179 -39 Estimated market value of owned home......... 49642 5139 31115 62516 72136 70128 55003 43845 Estimated monthly rental value of owned home. 309 44 229 421 416 385 320 254 Gifts of: Clothing, males 2 and over................... 55 22 40 64 91 87 41 21 Clothing, females 2 and over................. 67 24 55 77 113 92 57 22 Clothing, infants less than 2................ 23 14 26 25 31 32 10 6 Jewelry and watches.......................... 27 45 28 28 29 29 14 10 Small appliances & misc. housewares.......... 15 7 9 19 22 23 15 6 Household textiles........................... 11 1 13 8 12 14 15 8 All other gifts.............................. 515 235 285 511 975 725 440 494 --------------------------------------------------------------------------------------------------------------------------- 1/ Components of income and taxes are drived from "Complete income reporters" only; see glossary.